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Wisconsin · FEMA + NOAA + National Risk Index

Buffalo County, WI

16 FEMA disaster declarations (1965-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

16
FEMA declarations
13
Major disasters
15
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Buffalo County. Its 16 FEMA declarations are 30% above the Wisconsin county mean and exceed the count for 27% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 15%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 15%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
29
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 55011 · Buffalo County 16 declarations · rank 2334/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 16
  • MAJOR-HEAVY 81%
  • RANK-LOWER #2,334
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +30%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Wisconsin state profile

Buffalo County among counties with fewer federal records

FEMA declaration records among Buffalo County and nearest peers by total count

declarations

What this shows Buffalo County carries 16 FEMA declaration records, ranked 2334 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Buffalo County versus quieter counties in this dataset

Buffalo County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Buffalo County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Buffalo County's FEMA Risk Index score

0/100100/100Wisconsin avg59/10014.5/100
FEMA National Risk Index composite score vs. the Wisconsin county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Buffalo County is led by Riverine Flooding (about $3.4M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Buffalo County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.5/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $7.0M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very Low) and community resilience (Relatively Moderate). Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 1 years here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 29 claims and $328.2K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Buffalo County's 16 federal records stand 30% above the Wisconsin county mean of 12.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

63 /100

Historical Activity Index

High historical activity

Buffalo County, WI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density High
16/25

16 declarations (1.3x state county average of 12)

Major Disaster Share Very High
20/25

13 of 16 declarations are major disasters (81%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Buffalo County

FEMA NRI 8-hazard radar - Buffalo County

Buffalo County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 13 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 13 8-hazard mean
Buffalo County NRI risk profile FIPS 55011 · displayed-hazard mean 13/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

81%

Mostly major

NRI risk score

15

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Buffalo County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 1 years
Hail Relatively Low an average of 4.2 times per year
Cold Wave Relatively Low an average of 7.8 times per year
Drought Relatively Low 4.2 modeled event-days per year
Ice Storm Relatively Low roughly once every 2 years
Tornado Relatively Low roughly once every 3 years
Heat Wave Very Low 3.4 modeled event-days per year
Strong Wind Relatively Low an average of 3.4 times per year
Riverine Flooding Very Low an average of 1 time per year
Lightning Relatively Low an average of 36 times per year
Winter Weather Very Low an average of 17 times per year
Wildfire Very Low roughly once every 16,584 years
Earthquake Very Low roughly once every 3,049 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 6
Flood 5
Biological 2
Hurricane 1
Drought 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Buffalo County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 81.3%

of all 16 declarations

Emergency - 3 18.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2018 1
2011 1
2005 1
2001 1
1998 1
1993 1
1992 1
1978 1
1976 1
1975 1
1973 1
1969 1
1965 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4923 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4520 COVID-19 PANDEMIC DR Biological 2020-04-04
3454 COVID-19 EM Biological 2020-03-13
4343 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUD DR Severe Storm 2017-10-07
1944 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-21
3249 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1369 FLOODING, SEVERE STORMS AND TORNADOES DR Flood 2001-05-11
1236 SEVERE STORMS,STRAIGH LINE WINDS, TORNADOES,RAIN,AND FLOODI DR Severe Storm 1998-07-24
994 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-02
964 SEVERE STORMS & FLOODING DR Flood 1992-09-30
559 SEVERE STORMS, FLOODING, HAIL & TORNADOES DR Severe Storm 1978-07-07
3014 DROUGHT EM Drought 1976-06-17
482 HEAVY RAINS, TORNADOES & FLASH FLOODS DR Severe Storm 1975-09-15
376 SEVERE STORMS & FLOODING DR Flood 1973-04-27
260 FLOODING DR Flood 1969-05-01
192 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1965-04-21

Storm Events in Wisconsin

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Buffalo County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,504 5 23 $45.0M
Hail 2,620 0 0 $57.8M
Winter Weather 1,939 43 152 $2.1M
Winter Storm 1,338 15 86 $2.3M
Flood 740 12 4 $115.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

29

Total Paid

$328.2K

Avg Per Claim

$11.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 14.5/100

Expected Annual Loss

Very Low

$7.0M/year

Social Vulnerability

Very Low

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Moderate
Hail Relatively Low
Cold Wave Relatively Low
Drought Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Heat Wave Very Low
Strong Wind Relatively Low
Riverine Flooding Very Low
Lightning Relatively Low
Winter Weather Very Low
Wildfire Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Buffalo County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Buffalo County's closest FEMA peer: Dakota County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Buffalo County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Buffalo County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Buffalo County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Buffalo County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Buffalo County?
The most common disaster type in Buffalo County is Severe Storm, with 6 declarations. Other disaster types include Flood (5), Biological (2), Hurricane (1).
How does Buffalo County's FEMA declaration record compare with the Wisconsin average?
FEMA lists 16 declaration records for Buffalo County. That is 30% above the Wisconsin county mean of 12.3. Its count is also 23% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Buffalo County received?
Buffalo County has received 13 major disaster declarations, representing 81% of all 16 disaster declarations.
How many flood insurance claims has Buffalo County filed?
Buffalo County has 29 National Flood Insurance Program (NFIP) claims totaling $328.2K in payments, with an average of $11.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Buffalo County?
No. In Buffalo County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $3.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Buffalo County?
The most active year for disaster declarations in Buffalo County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2026.
What is the FEMA National Risk Index score for Buffalo County?
According to the FEMA National Risk Index, Buffalo County, Wisconsin has an overall risk score of 14.5 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $7.0M in annualized losses.
Which natural hazard poses the greatest risk to Buffalo County?
FEMA's NRI data points to Buffalo County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Hail (Relatively Low) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts landslide here at roughly once every 1 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Buffalo County · vintage 2026-08-25 · Methodology · Wisconsin profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events