FEMA Records
11
Low volume
Wisconsin · FEMA + NOAA + National Risk Index
Calumet County, WI
11 FEMA disaster declarations (1976-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 11
- FEMA declarations
- 8
- Major disasters
- 30
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Calumet County has a nationally busy FEMA history: 11 declarations, more than 12% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the Wisconsin county mean. FEMA's separate National Risk Index places the county safer than 30%; that score models loss and vulnerability rather than counting declarations.
- Safer than 30%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 11
- FEMA declarations vs 21 national county avg
- 24
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Calumet County compare?
Calumet County vs. all counties in this dataset
FEMA disaster declarations, all-time
11 12th percentile higher than 12% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Calumet County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Wisconsin county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Calumet County is led by Riverine Flooding (about $7.3M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Calumet County's hazard record show?
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 30.2/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $18.7M in annualized losses). Social vulnerability (Very Low) and community resilience (Very High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 2.3 times per year here, based on 89 historical events on record.
Declaration frequency
Nationally, Calumet County's 11 FEMA records form a high-volume history; within Wisconsin, however, the count is 11% below the county mean. 8 entries carry the Major Disaster classification. The largest incident group is Severe Storm, appearing 5 times. The full 44-year record averages 0.3 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 24 claims and $61.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Wisconsin county averages 12.3 federal declaration records, while Calumet County has 11. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
50 /100
Historical Activity Index
High historical activity
Calumet County, WI · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
8/30
11 OpenFEMA declarations, full ingest window (0.5x national county average)
County Disaster Density Moderate
11/25
11 declarations (0.9x state county average of 12)
Major Disaster Share High
18/25
8 of 11 declarations are major disasters (73%)
Hazard Diversity High
13/20
5 different disaster types declared in Calumet County
Historical Declaration Activity
Activity Band
High
vs. Wisconsin Avg
-11%
State avg: 12.3
vs. National Avg
-47%
National avg: 20.7
Avg Per Year
0.3
Over 44 years
FEMA NRI 8-hazard radar - Calumet County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
73%
Major-heavy
NRI risk score
30
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Calumet County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively Moderate | an average of 2.3 times per year |
| Cold Wave | Relatively Moderate | an average of 5.7 times per year |
| Tornado | Relatively Low | roughly once every 5 years |
| Lightning | Relatively Low | an average of 33 times per year |
| Heat Wave | Relatively Low | 1.6 modeled event-days per year |
| Strong Wind | Relatively Low | an average of 2.5 times per year |
| Winter Weather | Relatively Low | an average of 16 times per year |
| Riverine Flooding | Very Low | roughly once every 2 years |
| Landslide | Very Low | roughly once every 25 years |
| Ice Storm | Very Low | roughly once every 4 years |
| Earthquake | Very Low | roughly once every 2,309 years |
| Hurricane | Very Low | roughly once every 100 years |
| Wildfire | Very Low | roughly once every 14,526 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 5
Biological 2
Flood 2
Hurricane 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Calumet County's record, 45% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 8 72.7%
of all 11 declarations
Emergency - 3 27.3%
of all 11 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2010 | 1 | |
| 2008 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 2001 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1976 | 2 | |
Disaster Declarations
How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4520 | COVID-19 PANDEMIC | DR | Biological | 2020-04-04 |
| 3454 | COVID-19 | EM | Biological | 2020-03-13 |
| 1933 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2010-08-11 |
| 1768 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-06-14 |
| 3249 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-13 |
| 1526 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2004-06-18 |
| 1369 | FLOODING, SEVERE STORMS AND TORNADOES | DR | Flood | 2001-05-11 |
| 994 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1993-07-02 |
| 874 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-07-13 |
| 3014 | DROUGHT | EM | Drought | 1976-06-17 |
| 496 | SEVERE STORMS, ICING, WIND & FLOODING | DR | Flood | 1976-03-23 |
Storm Events in Wisconsin
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Calumet County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,504 | 5 | 23 | $45.0M |
| Hail | 2,620 | 0 | 0 | $57.8M |
| Winter Weather | 1,939 | 43 | 152 | $2.1M |
| Winter Storm | 1,338 | 15 | 86 | $2.3M |
| Flood | 740 | 12 | 4 | $115.6M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
24
Total Paid
$61.9K
Avg Per Claim
$2.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 30.2/100
Expected Annual Loss
Relatively Low
$18.7M/year
Social Vulnerability
Very Low
Community Resilience
Very High
Hazard Risk Breakdown
Hail Relatively Moderate
Cold Wave Relatively Moderate
Tornado Relatively Low
Lightning Relatively Low
Heat Wave Relatively Low
Strong Wind Relatively Low
Winter Weather Relatively Low
Riverine Flooding Very Low
Landslide Very Low
Ice Storm Very Low
Earthquake Very Low
Hurricane Very Low
Wildfire Very Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
For Calumet County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Calumet County's closest FEMA peer: McKinley County, NM
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Calumet County. Record similarity, not a safety rating.
Closest declaration profiles
Calumet County shows 11 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Calumet County: 8 of 11 of its declarations are Major.
Similar modeled NRI score
Calumet County: NRI composite 30.2 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Calumet County - capture-dated entries only.
Further reading for this county
Most disaster-prone counties
With 11 FEMA declarations, Calumet County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Calumet County?
The most common disaster type in Calumet County is Severe Storm, with 5 declarations. Other disaster types include Biological (2), Flood (2), Hurricane (1).
How does Calumet County's FEMA declaration record compare with the Wisconsin average?
The typical Wisconsin county has 12.3 FEMA declaration records; Calumet County has 11, or 11% fewer. Against the national county mean of 20.7, this county's total is 47% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Calumet County received?
Calumet County has received 8 major disaster declarations, representing 73% of all 11 disaster declarations.
How many flood insurance claims has Calumet County filed?
Calumet County has 24 National Flood Insurance Program (NFIP) claims totaling $61.9K in payments, with an average of $2.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Calumet County?
No. In Calumet County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Calumet County?
The most active year for disaster declarations in Calumet County was 1976, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2020.
What is the FEMA National Risk Index score for Calumet County?
According to the FEMA National Risk Index, Calumet County, Wisconsin has an overall risk score of 30.2 out of 100 (Very Low). The county's social vulnerability rating is Very Low and community resilience is Very High. The Expected Annual Loss (EAL) score is Relatively Low, representing $18.7M in annualized losses.
Which natural hazard poses the greatest risk to Calumet County?
FEMA's NRI data points to Calumet County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Moderate) and Tornado (Relatively Low). FEMA's modeled event frequency puts hail here at an average of 2.3 times per year, drawn from 89 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Calumet County
Against a Wisconsin county mean of 12 declarations, Calumet County, WI records 11, or 11% fewer. PlainHazard classifies that historical total as high activity.
- Major Disaster is the largest group (8 of 11) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Wisconsin overview
- Nationally the county exceeds 12% of recorded county totals, but its own Wisconsin benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.