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Wisconsin · FEMA + NOAA + National Risk Index

Winnebago County, WI

11 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

11
FEMA declarations
8
Major disasters
87
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Winnebago County has a nationally busy FEMA history: 11 declarations, more than 12% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the Wisconsin county mean. FEMA's separate National Risk Index places the county in the riskiest 13%; that score models loss and vulnerability rather than counting declarations.

Riskiest 13%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
11
FEMA declarations vs 21 national county avg
215
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 55139 · Winnebago County 11 declarations · rank 2838/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 11
  • MAJOR-MID 73%
  • RANK-LOWER #2,838
  • PHOTO-FINISH Meeker
  • NRI-MID 87
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -11%

Nearest declaration peer: Meeker, MN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Wisconsin state profile

Winnebago County among counties with fewer federal records

FEMA declaration records among Winnebago County and nearest peers by total count

declarations

What this shows Winnebago County carries 11 FEMA declaration records, ranked 2838 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Winnebago County versus quieter counties in this dataset

Winnebago County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Winnebago County

11 12th percentile higher than 12% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Winnebago County's FEMA Risk Index score

0/100100/100Wisconsin avg59/10086.8/100
FEMA National Risk Index composite score vs. the Wisconsin county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Winnebago County is led by Riverine Flooding (about $42.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Cold Wave carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Winnebago County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 215 paid claims, totaling $3.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $18.3K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Wisconsin county averages 12.3 federal declaration records, while Winnebago County has 11. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 86.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $75.3M in annualized losses). Social vulnerability reads Relatively Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 5.7 times per year here, based on 109 historical events on record.

52 /100

Historical Activity Index

High historical activity

Winnebago County, WI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
8/30

11 OpenFEMA declarations, full ingest window (0.5x national county average)

County Disaster Density Moderate
11/25

11 declarations (0.9x state county average of 12)

Major Disaster Share High
18/25

8 of 11 declarations are major disasters (73%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Winnebago County

FEMA NRI 8-hazard radar - Winnebago County

Winnebago County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 70, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 31 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 8-hazard mean
Winnebago County NRI risk profile FIPS 55139 · displayed-hazard mean 31/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

11

Low volume

Major Disaster share

73%

Major-heavy

NRI risk score

87

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Winnebago County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High an average of 5.7 times per year
Strong Wind Relatively High an average of 3 times per year
Hail Relatively Moderate an average of 2.8 times per year
Tornado Relatively High roughly once every 3 years
Riverine Flooding Relatively Moderate roughly once every 2 years
Lightning Relatively High an average of 34 times per year
Winter Weather Relatively Moderate an average of 16 times per year
Heat Wave Relatively Low 1.6 modeled event-days per year
Ice Storm Relatively Low roughly once every 4 years
Wildfire Very Low roughly once every 3,315 years
Earthquake Very Low roughly once every 2,188 years
Drought Very Low 0.7 modeled event-days per year
Landslide Very Low roughly once every 21 years
Hurricane Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 4
Flood 2
Biological 2
Hurricane 1
Drought 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Winnebago County's record, 36% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 72.7%

of all 11 declarations

Emergency - 3 27.3%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2008 1
2005 1
2004 1
2001 1
1993 1
1990 1
1976 1
1974 1

Disaster Declarations

How the 11 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 11 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4923 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2026-06-30
4520 COVID-19 PANDEMIC DR Biological 2020-04-04
3454 COVID-19 EM Biological 2020-03-13
1768 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-06-14
3249 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1526 SEVERE STORMS AND FLOODING DR Severe Storm 2004-06-18
1369 FLOODING, SEVERE STORMS AND TORNADOES DR Flood 2001-05-11
994 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1993-07-02
874 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-07-13
3014 DROUGHT EM Drought 1976-06-17
431 TORNADOES DR Tornado 1974-04-26

Storm Events in Wisconsin

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Winnebago County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,504 5 23 $45.0M
Hail 2,620 0 0 $57.8M
Winter Weather 1,939 43 152 $2.1M
Winter Storm 1,338 15 86 $2.3M
Flood 740 12 4 $115.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

215

Total Paid

$3.9M

Avg Per Claim

$18.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 86.8/100

Expected Annual Loss

Relatively Moderate

$75.3M/year

Social Vulnerability

Relatively Low

Community Resilience

Very High

Hazard Risk Breakdown

Cold Wave Relatively High
Strong Wind Relatively High
Hail Relatively Moderate
Tornado Relatively High
Riverine Flooding Relatively Moderate
Lightning Relatively High
Winter Weather Relatively Moderate
Heat Wave Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Earthquake Very Low
Drought Very Low
Landslide Very Low
Hurricane Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Winnebago County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Winnebago County's closest FEMA peer: Columbus County, NC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Winnebago County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Winnebago County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Winnebago County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Winnebago County's NFIP claims file (215 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Winnebago County?
The most common disaster type in Winnebago County is Severe Storm, with 4 declarations. Other disaster types include Flood (2), Biological (2), Hurricane (1).
How does Winnebago County's FEMA declaration record compare with the Wisconsin average?
The typical Wisconsin county has 12.3 FEMA declaration records; Winnebago County has 11, or 11% fewer. Against the national county mean of 20.7, this county's total is 47% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Winnebago County received?
Winnebago County has received 8 major disaster declarations, representing 73% of all 11 disaster declarations.
How many flood insurance claims has Winnebago County filed?
Winnebago County has 215 National Flood Insurance Program (NFIP) claims totaling $3.9M in payments, with an average of $18.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Winnebago County?
No. In Winnebago County, Cold Wave has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $42.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Winnebago County?
The most active year for disaster declarations in Winnebago County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Winnebago County?
According to the FEMA National Risk Index, Winnebago County, Wisconsin has an overall risk score of 86.8 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Low; on community resilience, Very High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $75.3M in annualized losses.
Which natural hazard poses the greatest risk to Winnebago County?
Based on FEMA NRI data, the highest-risk natural hazard in Winnebago County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Strong Wind (Relatively High) and Hail (Relatively Moderate). FEMA's modeled event frequency puts cold wave here at an average of 5.7 times per year, drawn from 109 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Winnebago County · vintage 2026-08-25 · Methodology · Wisconsin profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events