FEMA Records
19
Below median
Nebraska · FEMA + NOAA + National Risk Index
Clay County, NE
19 FEMA disaster declarations (1967-2025), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.
- 19
- FEMA declarations
- 17
- Major disasters
- 56
- NRI risk · Relatively Low
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Clay County. Its 19 FEMA declarations are 13% above the Nebraska county mean and exceed the count for 41% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 44%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 44%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 19
- FEMA declarations vs 21 national county avg
- 1
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 31035 · Clay County 19 declarations · rank 1865/3,266
DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-MID 19
- MAJOR-HEAVY 89%
- RANK-LOWER #1,865
- PHOTO-FINISH Bartow
- NRI-LOW 56
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +13%
Nearest declaration peer: Bartow, GA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Nebraska state profile
Clay County in the declaration-count neighbourhood
FEMA declaration records among Clay County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bartow · near 19
Bartow · near
19 declarations
- Clay · this county 19
Clay · this county
19 declarations
- Union · near 19
Union · near
19 declarations
- Warren · near 19
Warren · near
19 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Clay County carries 19 FEMA declaration records, ranked 1865 of 3,266 counties in this registry.
How Clay County's FEMA declaration count compares nationally
Clay County vs. all counties in this dataset
FEMA disaster declarations, all-time · Clay County
19 41st percentile higher than 41% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Clay County's FEMA Risk Index score
What does Clay County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 56.0/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $20.2M in annualized losses), and a Relatively Low social-vulnerability profile combined with Relatively Moderate community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 7.6 times per year here, based on 288 historical events on record.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $1.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
The declaration register points in the busier direction. Clay County's 19 federal records stand 13% above the Nebraska county mean of 16.8. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
70 /100
Historical Activity Index
High historical activity
Clay County, NE · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
19 OpenFEMA declarations, full ingest window (0.9x national county average)
County Disaster Density High
14/25
19 declarations (1.1x state county average of 17)
Major Disaster Share Very High
22/25
17 of 19 declarations are major disasters (89%)
Hazard Diversity Very High
20/20
8 different disaster types declared in Clay County
FEMA NRI 8-hazard radar - Clay County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
89%
Mostly major
NRI risk score
56
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Clay County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Relatively High | an average of 7.6 times per year |
| Strong Wind | Relatively High | an average of 4.5 times per year |
| Drought | Relatively High | 34 modeled event-days per year |
| Ice Storm | Relatively Moderate | roughly once every 1 years |
| Winter Weather | Relatively Moderate | an average of 13 times per year |
| Wildfire | Very Low | roughly once every 2,124 years |
| Tornado | Relatively Low | roughly once every 2 years |
| Lightning | Relatively Low | an average of 44 times per year |
| Earthquake | Very Low | roughly once every 1,912 years |
| Riverine Flooding | Very Low | roughly once every 2 years |
| Heat Wave | Very Low | 5.8 modeled event-days per year |
| Cold Wave | Very Low | an average of 4.3 times per year |
| Landslide | Very Low | roughly once every 14 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 8
Flood 4
Biological 2
Winter Storm 1
Snowstorm 1
Tornado 1
Hurricane 1
Severe Ice Storm 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Clay County's record, 42% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 17 89.5%
of all 19 declarations
Emergency - 2 10.5%
of all 19 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2025 | 1 | |
| 2024 | 1 | |
| 2021 | 1 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2018 | 1 | |
| 2015 | 1 | |
| 2014 | 1 | |
| 2010 | 1 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
| 1998 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
Show 3 earlier declaration years
| 1976 | 1 | |
| 1974 | 1 | |
| 1967 | 1 | |
Disaster Declarations
How the 19 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 19 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4868 | SEVERE WINTER STORM AND STRAIGHT-LINE WINDS | DR | Winter Storm | 2025-05-21 |
| 4822 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Severe Storm | 2024-09-24 |
| 4616 | SEVERE STORMS AND STRAIGHT-LINE WINDS | DR | Severe Storm | 2021-09-06 |
| 4521 | COVID-19 PANDEMIC | DR | Biological | 2020-04-04 |
| 3483 | COVID-19 | EM | Biological | 2020-03-13 |
| 4420 | SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2019-03-21 |
| 4375 | SEVERE WINTER STORM AND STRAIGHT-LINE WINDS | DR | Snowstorm | 2018-06-29 |
| 4225 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2015-06-25 |
| 4179 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Tornado | 2014-06-17 |
| 1878 | SEVERE WINTER STORMS AND SNOWSTORM | DR | Severe Storm | 2010-02-25 |
| 1674 | SEVERE WINTER STORMS | DR | Severe Storm | 2007-01-07 |
| 3245 | HURRICANE KATRINA EVACUEES | EM | Hurricane | 2005-09-13 |
| 1517 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2004-05-25 |
| 1190 | SEVERE SNOW STORMS, RAIN, AND STRONG WINDS | DR | Severe Storm | 1997-11-01 |
| 998 | SEVERE STORMS AND FLOODING | DR | Flood | 1993-07-19 |
| 873 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-07-04 |
| 500 | ICE STORMS & HIGH WINDS | DR | Severe Ice Storm | 1976-04-08 |
| 406 | SEVERE STORMS & FLOODING | DR | Flood | 1973-10-20 |
| 228 | SEVERE STORMS & FLOODING | DR | Flood | 1967-07-18 |
Storm Events in Nebraska
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clay County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 6,079 | 0 | 2 | $237.7M |
| Thunderstorm Wind | 4,757 | 3 | 19 | $228.1M |
| Drought | 1,658 | 0 | 0 | $0 |
| High Wind | 1,647 | 1 | 1 | $22.1M |
| Winter Storm | 1,155 | 0 | 2 | $335.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
1
Total Paid
$1.6K
Avg Per Claim
$1.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 56.0/100
Expected Annual Loss
Relatively Low
$20.2M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Hail Relatively High
Strong Wind Relatively High
Drought Relatively High
Ice Storm Relatively Moderate
Winter Weather Relatively Moderate
Wildfire Very Low
Tornado Relatively Low
Lightning Relatively Low
Earthquake Very Low
Riverine Flooding Very Low
Heat Wave Very Low
Cold Wave Very Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
For Clay County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively High), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Clay County's closest FEMA peer: Keokuk County, IA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clay County. Record similarity, not a safety rating.
Closest declaration profiles
Clay County shows 19 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Clay County: 17 of 19 of its declarations are Major.
Similar modeled NRI score
Clay County: NRI composite 56.0 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Clay County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Clay County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 56.0 (Relatively Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 19. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 19 FEMA declarations, Clay County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Clay County?
The most common disaster type in Clay County is Severe Storm, with 8 declarations. Other disaster types include Flood (4), Biological (2), Winter Storm (1).
How does Clay County's FEMA declaration record compare with the Nebraska average?
FEMA lists 19 declaration records for Clay County. That is 13% above the Nebraska county mean of 16.8. Its count is also 8% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Clay County received?
Clay County has received 17 major disaster declarations, representing 89% of all 19 disaster declarations.
How many flood insurance claims has Clay County filed?
Clay County has 1 National Flood Insurance Program (NFIP) claims totaling $1.6K in payments, with an average of $1.6K per claim.
What was the worst year for disasters in Clay County?
The most active year for disaster declarations in Clay County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1967 to 2025.
What is the FEMA National Risk Index score for Clay County?
According to the FEMA National Risk Index, Clay County, Nebraska has an overall risk score of 56.0 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $20.2M in annualized losses.
Which natural hazard poses the greatest risk to Clay County?
FEMA's NRI data points to Clay County is Hail (risk rating: Relatively High). Other significant hazards include Strong Wind (Relatively High) and Drought (Relatively High). FEMA's modeled event frequency puts hail here at an average of 7.6 times per year, drawn from 288 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Clay County · vintage 2026-08-25 · Methodology · Nebraska profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events