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Tennessee · FEMA + NOAA + National Risk Index

Coffee County, TN

6 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Winter Storm.

6
FEMA declarations
4
Major disasters
64
NRI risk · Relatively Low
Winter Storm
Top hazard

The verdict

Coffee County ranks in the riskiest 36% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 80% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 6 federal disaster declarations recorded since 2021, most often winter storm, 56% above the national county average of 4.

Riskiest 36%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
6
FEMA declarations vs 4 national county avg
3
winter storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Coffee County compare?

Coffee County vs. every U.S. county

FEMA disaster declarations, all-time

6 Top 20% higher than 80% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Coffee County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Tennessee county average

0/100100/100Tennessee avg53/10063.5/100
FEMA National Risk Index composite score vs. the Tennessee county average

How disaster-prone is Coffee County?

Declaration frequency

Coffee County, Tennessee has recorded 6 FEMA disaster declarations between 2021 and 2026, of which 4 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.2 declarations per year across a 5-year record, or roughly 8% above the Tennessee county average of 5.6 and 56% above the national county average of 3.8. The dominant disaster type on record is Winter Storm, with 3 of 6 declarations falling under this category.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 63.5/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.9M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Earthquake, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here.

Flood exposure & the bottom line

Taken together, these indicators put Coffee County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. Tennessee Avg

+8%

State avg: 5.6

vs. National Avg

+56%

National avg: 3.8

Avg Per Year

1.2

Over 5 years

FEMA NRI 8-hazard radar - Coffee County

Coffee County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 8, Tornado 48, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 48. Overall composite 24 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 composite
Coffee County NRI risk profile FIPS 47031 · composite 24/100 (Low)
How to read this radar

The radar plots Coffee County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

6

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

47031

TN state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Winter Storm 3
Severe Storm 2
Severe Ice Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 66.7%

of all 6 declarations

Emergency - 2 33.3%

of all 6 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 1
2023 2
2021 1

Disaster Declarations

DR# Title Type Incident Date
4898 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3635 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3625 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-02
4742 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADO DR Severe Storm 2023-09-27
4691 SEVERE WINTER STORM DR Winter Storm 2023-03-08
4594 SEVERE WINTER STORMS DR Severe Ice Storm 2021-04-21

Storm Events in Tennessee

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,667 25 63 $114.4M
Hail 2,202 0 0 $655.5K
Heat 1,980 11 30 $0
Flash Flood 1,564 57 3 $349.7M
Winter Weather 1,303 5 0 $266.0K

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 63.5/100

Expected Annual Loss

Relatively Low

$22.9M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Earthquake Relatively Low
Tornado Relatively Moderate
Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Drought Relatively Moderate
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Hail Relatively Low
Hurricane Very Low
Lightning Relatively Low
Heat Wave Very Low
Landslide Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Tennessee

Frequently Asked Questions

How many natural disasters has Coffee County, Tennessee had?
Coffee County, Tennessee has received 6 FEMA disaster declarations from 2021 to 2026. Of these, 4 were major disaster declarations.
What is the most common disaster type in Coffee County?
The most common disaster type in Coffee County is Winter Storm, with 3 declarations. Other disaster types include Severe Storm (2), Severe Ice Storm (1).
How does Coffee County's disaster risk compare to the Tennessee average?
Coffee County has 6 disaster declarations, which is 8% higher than the Tennessee county average of 5.6 declarations. Compared to the national county average of 3.8, it is 56% higher.
How many major FEMA disaster declarations has Coffee County received?
Coffee County has received 4 major disaster declarations, representing 67% of all 6 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Tennessee?
The most common storm types in Tennessee include Thunderstorm Wind (7,667 events), Hail (2,202 events), Heat (1,980 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Coffee County?
The most active year for disaster declarations in Coffee County was 2023, with 2 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Coffee County?
With 6 FEMA disaster declarations on record, Coffee County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Coffee County?
According to the FEMA National Risk Index, Coffee County, Tennessee has an overall risk score of 63.5 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.9M in annualized losses.
Which natural hazard poses the greatest risk to Coffee County?
Based on FEMA NRI data, the highest-risk natural hazard in Coffee County is Earthquake (risk rating: Relatively Low). Other significant hazards include Tornado (Relatively Moderate) and Cold Wave (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Coffee County

Coffee County, TN runs 8% above the Tennessee county average for federal disaster declarations (6 vs 6), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (4 of 6) - know the hazards most likely here before they happen. Tennessee overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.