FEMA Records
10
Low volume
Minnesota · FEMA + NOAA + National Risk Index
Cook County, MN
10 FEMA disaster declarations (1976-2024), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.
- 10
- FEMA declarations
- 7
- Major disasters
- 11
- NRI risk · Very Low
- Severe Storm
- Top hazard
The verdict
Cook County has a nationally busy FEMA history: 10 declarations, more than 10% of counties in this registry. But the state comparison tempers that reading: the total is 44% below the Minnesota county mean. FEMA's separate National Risk Index places the county safer than 11%; that score models loss and vulnerability rather than counting declarations.
- Safer than 11%
- of U.S. counties for FEMA National Risk Index score
- Very Low
- FEMA National Risk Index rating
- 10
- FEMA declarations vs 21 national county avg
- 15
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 27031 · Cook County 10 declarations · rank 2906/3,266
DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW
- DECL-MID 10
- MAJOR-MID 70%
- RANK-LOWER #2,906
- PHOTO-FINISH Cheyenne
- NRI-LOW Very Low
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-BELOW -44%
Nearest declaration peer: Cheyenne, NE (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Minnesota state profile
Cook County among counties with fewer federal records
FEMA declaration records among Cook County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cheyenne · near 10
Cheyenne · near
10 declarations
- Clinton · near 10
Clinton · near
10 declarations
- Cook · this county 10
Cook · this county
10 declarations
- Golden Valley · near 10
Golden Valley · near
10 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Cook County carries 10 FEMA declaration records, ranked 2906 of 3,266 counties in this registry.
Cook County versus quieter counties in this dataset
Cook County among lower-declaration counties nationally
FEMA disaster declarations, all-time · Cook County
10 10th percentile higher than 10% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Cook County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Cook County is led by Riverine Flooding (about $2.1M Expected Annual Loss, Historical Loss Ratio Very High), while Wildfire carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Cook County's hazard record show?
FEMA National Risk Index
FEMA's National Risk Index places this county in the low end of the national distribution, composite score 11.2/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.5M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively High) and community resilience (Very High). Even the county's top-rated hazard, Wildfire, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 377 years here.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 15 claims and $64.5K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Minnesota county averages 17.7 federal declaration records, while Cook County has 10. The gap is 44% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
45 /100
Historical Activity Index
Moderate historical activity
Cook County, MN · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
7/30
10 OpenFEMA declarations, full ingest window (0.5x national county average)
County Disaster Density Moderate
7/25
10 declarations (0.6x state county average of 18)
Major Disaster Share High
18/25
7 of 10 declarations are major disasters (70%)
Hazard Diversity High
13/20
5 different disaster types declared in Cook County
FEMA NRI 8-hazard radar - Cook County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
70%
Major-heavy
NRI risk score
11
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Cook County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Wildfire | Relatively Low | roughly once every 377 years |
| Lightning | Relatively Moderate | an average of 23 times per year |
| Cold Wave | Relatively Low | an average of 18 times per year |
| Winter Weather | Relatively Low | an average of 25 times per year |
| Landslide | Very Low | an average of 1.2 times per year |
| Drought | Very Low | 17 modeled event-days per year |
| Riverine Flooding | Very Low | roughly once every 2 years |
| Coastal Flooding | Very Low | roughly once every 56,035,923 years |
| Ice Storm | Very Low | roughly once every 12 years |
| Strong Wind | Very Low | roughly once every 7 years |
| Heat Wave | Very Low | 0.2 modeled event-days per year |
| Hail | Very Low | roughly once every 8 years |
| Tornado | Very Low | roughly once every 19 years |
| Earthquake | No Rating | roughly once every 17,241 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 4
Flood 2
Biological 2
Hurricane 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Cook County's record, 40% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 7 70.0%
of all 10 declarations
Emergency - 3 30.0%
of all 10 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2022 | 1 | |
| 2020 | 2 | |
| 2012 | 1 | |
| 2009 | 1 | |
| 2008 | 1 | |
| 2005 | 1 | |
| 1999 | 1 | |
| 1976 | 1 | |
Disaster Declarations
How the 10 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 10 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4797 | SEVERE STORMS AND FLOODING | DR | Flood | 2024-06-28 |
| 4659 | SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING | DR | Flood | 2022-07-13 |
| 4531 | COVID-19 PANDEMIC | DR | Biological | 2020-04-07 |
| 3453 | COVID-19 | EM | Biological | 2020-03-13 |
| 4069 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2012-07-06 |
| 1830 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2009-04-09 |
| 1772 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2008-06-25 |
| 3242 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-13 |
| 1283 | SEVERE STORMS, WINDS, AND FLOODING | DR | Severe Storm | 1999-07-28 |
| 3013 | DROUGHT | EM | Drought | 1976-06-17 |
Storm Events in Minnesota
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Cook County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 4,420 | 13 | 25 | $68.2M |
| Hail | 4,203 | 0 | 0 | $34.5M |
| Extreme Cold/Wind Chill | 1,789 | 7 | 4 | $55.0K |
| Winter Storm | 1,695 | 2 | 17 | $10.0M |
| Heavy Snow | 1,190 | 9 | 14 | $1.0M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
15
Total Paid
$64.5K
Avg Per Claim
$4.3K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Very Low
Score: 11.2/100
Expected Annual Loss
Very Low
$4.5M/year
Social Vulnerability
Relatively High
Community Resilience
Very High
Hazard Risk Breakdown
Wildfire Relatively Low
Lightning Relatively Moderate
Cold Wave Relatively Low
Winter Weather Relatively Low
Landslide Very Low
Drought Very Low
Riverine Flooding Very Low
Coastal Flooding Very Low
Ice Storm Very Low
Strong Wind Very Low
Heat Wave Very Low
Hail Very Low
Tornado Very Low
Earthquake No Rating
Hurricane No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Wildfire
Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.
Worth noting for Cook County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Cook County's closest FEMA peer: Taos County, NM
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Cook County. Record similarity, not a safety rating.
Closest declaration profiles
Cook County shows 10 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Cook County: 7 of 10 of its declarations are Major.
Similar modeled NRI score
Cook County: NRI composite 11.2 (Very Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Cook County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Cook County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 11.2 (Very Low).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 10. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Most disaster-prone counties
With 10 FEMA declarations, Cook County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Cook County?
The most common disaster type in Cook County is Severe Storm, with 4 declarations. Other disaster types include Flood (2), Biological (2), Hurricane (1).
How does Cook County's FEMA declaration record compare with the Minnesota average?
The typical Minnesota county has 17.7 FEMA declaration records; Cook County has 10, or 44% fewer. Against the national county mean of 20.7, this county's total is 52% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Cook County received?
Cook County has received 7 major disaster declarations, representing 70% of all 10 disaster declarations.
How many flood insurance claims has Cook County filed?
Cook County has 15 National Flood Insurance Program (NFIP) claims totaling $64.5K in payments, with an average of $4.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Cook County?
No. In Cook County, Wildfire has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $2.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Cook County?
The most active year for disaster declarations in Cook County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1976 to 2024.
What is the FEMA National Risk Index score for Cook County?
According to the FEMA National Risk Index, Cook County, Minnesota has an overall risk score of 11.2 out of 100 (Very Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $4.5M in annualized losses.
Which natural hazard poses the greatest risk to Cook County?
The top hazard flagged by FEMA's NRI for Cook County as of the latest release is Wildfire (risk rating: Relatively Low). Other significant hazards include Lightning (Relatively Moderate) and Cold Wave (Relatively Low). FEMA's modeled event frequency puts wildfire here at roughly once every 377 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Cook County · vintage 2026-08-25 · Methodology · Minnesota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events