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Wisconsin · FEMA + NOAA + National Risk Index

Ashland County, WI

14 FEMA disaster declarations (1965-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

14
FEMA declarations
11
Major disasters
32
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Ashland County. Its 14 FEMA declarations are 14% above the Wisconsin county mean and exceed the count for 20% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 32%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 32%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
14
FEMA declarations vs 21 national county avg
11
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Ashland County compare?

Ashland County vs. all counties in this dataset

FEMA disaster declarations, all-time

14 20th percentile higher than 20% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Ashland County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Wisconsin county average

0/100100/100Wisconsin avg59/10031.7/100
FEMA National Risk Index composite score vs. the Wisconsin county average

What does Ashland County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 31.7/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.6M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively High) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Cold Wave carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 9 times per year here, based on 79 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 14 entries for Ashland County, including 11 Major Disaster records, 14% above the Wisconsin county mean. Across the 55-year span, that works out to 0.3 declarations a year. Flood leads the file with 5 entries. Declaration type records the federal action taken, not every assistance program approved.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 11 claims and $489.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Ashland County's 14 federal records stand 14% above the Wisconsin county mean of 12.3. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

59 /100

Historical Activity Index

High historical activity

Ashland County, WI · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
10/30

14 OpenFEMA declarations, full ingest window (0.7x national county average)

County Disaster Density High
14/25

14 declarations (1.1x state county average of 12)

Major Disaster Share Very High
20/25

11 of 14 declarations are major disasters (79%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Ashland County

Historical Declaration Activity

Activity Band

High

vs. Wisconsin Avg

+14%

State avg: 12.3

vs. National Avg

-32%

National avg: 20.7

Avg Per Year

0.3

Over 55 years

FEMA NRI 8-hazard radar - Ashland County

Ashland County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 12 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 12 8-hazard mean
Ashland County NRI risk profile FIPS 55003 · displayed-hazard mean 12/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

14

Low volume

Major Disaster share

79%

Mostly major

NRI risk score

32

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ashland County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively Moderate an average of 9 times per year
Winter Weather Relatively Moderate an average of 31 times per year
Lightning Relatively Low an average of 28 times per year
Riverine Flooding Very Low roughly once every 1 years
Hail Very Low an average of 1.3 times per year
Heat Wave Very Low 1.1 modeled event-days per year
Drought Very Low 3.5 modeled event-days per year
Strong Wind Relatively Low roughly once every 1 years
Coastal Flooding Very Low roughly once every 116,310,869 years
Tornado Very Low roughly once every 5 years
Ice Storm Very Low roughly once every 8 years
Landslide Very Low roughly once every 4 years
Wildfire Very Low roughly once every 26,495 years
Earthquake Very Low roughly once every 7,194 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 5
Severe Storm 4
Biological 2
Hurricane 1
Drought 1
Tornado 1

What Flood declarations mean here

Flood is the most frequent declaration type on Ashland County's record, 36% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 78.6%

of all 14 declarations

Emergency - 3 21.4%

of all 14 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2018 1
2016 1
2013 1
2012 1
2005 1
2001 1
2000 1
1999 1
1976 1
1972 1
1969 1
1965 1

Disaster Declarations

How the 14 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 14 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4520 COVID-19 PANDEMIC DR Biological 2020-04-04
3454 COVID-19 EM Biological 2020-03-13
4383 SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2018-08-10
4276 SEVERE STORMS AND FLOODING DR Severe Storm 2016-08-09
4141 SEVERE STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2013-08-08
4076 SEVERE STORMS AND FLOODING DR Severe Storm 2012-08-02
3249 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
1369 FLOODING, SEVERE STORMS AND TORNADOES DR Flood 2001-05-11
1332 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2000-06-24
1284 WI-FLOOD-07/20/99 DR Flood 1999-08-16
3014 DROUGHT EM Drought 1976-06-17
352 HEAVY RAINS & FLOODING DR Flood 1972-09-10
260 FLOODING DR Flood 1969-05-01
192 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1965-04-21

Storm Events in Wisconsin

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ashland County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,504 5 23 $45.0M
Hail 2,620 0 0 $57.8M
Winter Weather 1,939 43 152 $2.1M
Winter Storm 1,338 15 86 $2.3M
Flood 740 12 4 $115.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

11

Total Paid

$489.3K

Avg Per Claim

$44.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 31.7/100

Expected Annual Loss

Very Low

$8.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively High

Hazard Risk Breakdown

Cold Wave Relatively Moderate
Winter Weather Relatively Moderate
Lightning Relatively Low
Riverine Flooding Very Low
Hail Very Low
Heat Wave Very Low
Drought Very Low
Strong Wind Relatively Low
Coastal Flooding Very Low
Tornado Very Low
Ice Storm Very Low
Landslide Very Low
Wildfire Very Low
Earthquake Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Ashland County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ashland County's closest FEMA peer: Taylor County, IA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ashland County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ashland County - capture-dated entries only.

Further reading for this county

Most disaster-prone counties

With 14 FEMA declarations, Ashland County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ashland County?
The most common disaster type in Ashland County is Flood, with 5 declarations. Other disaster types include Severe Storm (4), Biological (2), Hurricane (1).
How does Ashland County's FEMA declaration record compare with the Wisconsin average?
FEMA lists 14 declaration records for Ashland County. That is 14% above the Wisconsin county mean of 12.3. Its count is also 32% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Ashland County received?
Ashland County has received 11 major disaster declarations, representing 79% of all 14 disaster declarations.
How many flood insurance claims has Ashland County filed?
Ashland County has 11 National Flood Insurance Program (NFIP) claims totaling $489.3K in payments, with an average of $44.5K per claim.
What was the worst year for disasters in Ashland County?
The most active year for disaster declarations in Ashland County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2020.
What is the FEMA National Risk Index score for Ashland County?
According to the FEMA National Risk Index, Ashland County, Wisconsin has an overall risk score of 31.7 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Very Low, representing $8.6M in annualized losses.
Which natural hazard poses the greatest risk to Ashland County?
FEMA's NRI data points to Ashland County as of the latest release is Cold Wave (risk rating: Relatively Moderate). Other significant hazards include Winter Weather (Relatively Moderate) and Lightning (Relatively Low). FEMA's modeled event frequency puts cold wave here at an average of 9 times per year, drawn from 79 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Ashland County

Ashland County, WI has 14 federal declaration records, 14% more than the Wisconsin county mean of 12; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 11 of 14 records; the category describes past federal action, not the next likely hazard. Wisconsin overview
  • The state benchmark and national rank point the same way: this count tops the Wisconsin mean and the totals for 20% of 3,266 U.S. counties. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.