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Colorado · FEMA + NOAA + National Risk Index

Douglas County, CO

13 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.

13
FEMA declarations
6
Major disasters
89
NRI risk · Relatively Moderate
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Douglas County. Its 13 FEMA declarations are 27% above the Colorado county mean and exceed the count for 17% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 11%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 11%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
13
FEMA declarations vs 21 national county avg
70
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 08035 · Douglas County 13 declarations · rank 2670/3,266

DECL-MID · MAJOR-LIGHT · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-MID 13
  • MAJOR-LIGHT 46%
  • RANK-LOWER #2,670
  • PHOTO-FINISH Clarke
  • NRI-MID 89
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +27%

Nearest declaration peer: Clarke, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Colorado state profile

Douglas County among counties with fewer federal records

FEMA declaration records among Douglas County and nearest peers by total count

declarations

What this shows Douglas County carries 13 FEMA declaration records, ranked 2670 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Douglas County versus quieter counties in this dataset

Douglas County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Douglas County

13 17th percentile higher than 17% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Douglas County's FEMA Risk Index score

0/100100/100Colorado avg41/10088.7/100
FEMA National Risk Index composite score vs. the Colorado county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Douglas County is led by Riverine Flooding (about $43.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Lightning carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Douglas County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 70 paid claims, totaling $661.3K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $9.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Douglas County's 13 federal records stand 27% above the Colorado county mean of 10.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 88.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $113.5M in annualized losses). Social vulnerability reads Very Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 59 times per year here, based on 293,036 historical events on record.

55 /100

Historical Activity Index

High historical activity

Douglas County, CO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
9/30

13 OpenFEMA declarations, full ingest window (0.6x national county average)

County Disaster Density High
16/25

13 declarations (1.3x state county average of 10)

Major Disaster Share Moderate
12/25

6 of 13 declarations are major disasters (46%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Douglas County

FEMA NRI 8-hazard radar - Douglas County

Douglas County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 0, Tornado 70, Wildfire 70, Drought 25, Heat Wave 25, Winter Storm 92. The simple mean of these eight displayed scores is 44 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 44 8-hazard mean
Douglas County NRI risk profile FIPS 08035 · displayed-hazard mean 44/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

13

Low volume

Major Disaster share

46%

Mixed major share

NRI risk score

89

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Douglas County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Very High an average of 59 times per year
Hail Relatively High an average of 7.5 times per year
Wildfire Relatively High roughly once every 160 years
Winter Weather Very High an average of 18 times per year
Tornado Relatively High roughly once every 1 years
Strong Wind Relatively High an average of 1 time per year
Riverine Flooding Relatively Moderate an average of 1.4 times per year
Landslide Relatively Low roughly once every 1 years
Volcanic Activity Very Low roughly once every 10,000 years
Cold Wave Relatively Low roughly once every 1 years
Earthquake Relatively Low roughly once every 1,842 years
Heat Wave Relatively Low 0.2 modeled event-days per year
Ice Storm Relatively Low roughly once every 67 years
Drought Relatively Low 24 modeled event-days per year
Avalanche Very Low roughly once every 100 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 3
Fire 3
Biological 2
Snowstorm 2
Coastal Storm 1
Drought 1
Tornado 1

What Flood declarations mean here

Flood is the most frequent declaration type on Douglas County's record, 23% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 46.2%

of all 13 declarations

Emergency - 5 38.5%

of all 13 declarations

Fire Management - 2 15.4%

of all 13 declarations

FEMA Declarations Timeline

Year Declarations
2023 1
2020 2
2007 1
2005 1
2004 1
2003 1
2002 2
1977 1
1973 1
1969 1
1965 1

Disaster Declarations

How the 13 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 13 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4731 SEVERE STORMS, FLOODING, AND TORNADOES DR Flood 2023-08-25
4498 COVID-19 PANDEMIC DR Biological 2020-03-28
3436 COVID-19 EM Biological 2020-03-13
3270 SNOW EM Snowstorm 2007-01-07
3224 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-05
2510 CO - CHEROKEE RANCH WILDFIRE - 10/29/2003 FM Fire 2003-10-29
3185 SNOW EM Snowstorm 2003-04-09
1421 WILDFIRES DR Fire 2002-06-19
2407 CO - SCHOONOVER FIRE - 05/23/02 FM Fire 2002-05-23
3025 DROUGHT EM Drought 1977-01-29
385 HEAVY RAINS, SNOWMELT AND FLOODING DR Flood 1973-05-23
261 SEVERE STORMS & FLOODING DR Flood 1969-05-19
200 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1965-06-19

Storm Events in Colorado

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Douglas County.

Storm Type Events Fatalities Injuries Property Damage
Hail 4,913 0 100 $2.9B
Winter Weather 2,620 3 23 $22.5K
High Wind 1,992 5 6 $20.9M
Thunderstorm Wind 1,741 2 11 $5.4M
Winter Storm 1,497 0 0 $848.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

70

Total Paid

$661.3K

Avg Per Claim

$9.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 88.7/100

Expected Annual Loss

Relatively Moderate

$113.5M/year

Social Vulnerability

Very Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Lightning Very High
Hail Relatively High
Wildfire Relatively High
Winter Weather Very High
Tornado Relatively High
Strong Wind Relatively High
Riverine Flooding Relatively Moderate
Landslide Relatively Low
Volcanic Activity Very Low
Cold Wave Relatively Low
Earthquake Relatively Low
Heat Wave Relatively Low
Ice Storm Relatively Low
Drought Relatively Low
Avalanche Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Douglas County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Very High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Douglas County's closest FEMA peer: York County, SC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Douglas County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Douglas County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Douglas County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Douglas County's NFIP claims file (70 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Douglas County?
The most common disaster type in Douglas County is Flood, with 3 declarations. Other disaster types include Fire (3), Biological (2), Snowstorm (2).
How does Douglas County's FEMA declaration record compare with the Colorado average?
FEMA lists 13 declaration records for Douglas County. That is 27% above the Colorado county mean of 10.2. Its count is also 37% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Douglas County received?
Douglas County has received 6 major disaster declarations, representing 46% of all 13 disaster declarations.
How many flood insurance claims has Douglas County filed?
Douglas County has 70 National Flood Insurance Program (NFIP) claims totaling $661.3K in payments, with an average of $9.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Douglas County?
No. In Douglas County, Lightning has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $43.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Douglas County?
The most active year for disaster declarations in Douglas County was 2002, with 2 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for Douglas County?
According to the FEMA National Risk Index, Douglas County, Colorado has an overall risk score of 88.7 out of 100 (Relatively Moderate). Social vulnerability here rates Very Low, while community resilience comes in at Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $113.5M in annualized losses.
Which natural hazard poses the greatest risk to Douglas County?
The top hazard flagged by FEMA's NRI for Douglas County as of the latest release is Lightning (risk rating: Very High). Other significant hazards include Hail (Relatively High) and Wildfire (Relatively High). FEMA's modeled event frequency puts lightning here at an average of 59 times per year, drawn from 293,036 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Douglas County · vintage 2026-08-25 · Methodology · Colorado profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events