FEMA Records
48
Very high volume
Kentucky · FEMA + NOAA + National Risk Index
Floyd County, KY
48 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.
- 48
- FEMA declarations
- 38
- Major disasters
- 94
- NRI risk · Relatively Moderate
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Floyd County. Its 48 FEMA declarations are 71% above the Kentucky county mean and exceed the count for 99% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 6%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 48
- FEMA declarations vs 21 national county avg
- 2,617
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
How does Floyd County compare?
Floyd County vs. all counties in this dataset
FEMA disaster declarations, all-time
48 Top 1% higher than 99% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Floyd County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Kentucky county average
What does Floyd County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 2,617 claims and $37.2M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $14.2K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. Floyd County's 48 federal records stand 71% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $105.5M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Riverine Flooding stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 3.3 times per year here, based on 93 historical events on record.
Declaration frequency
The FEMA register is busy by both local and national comparisons. It contains 48 entries for Floyd County, including 38 Major Disaster records, 71% above the Kentucky county mean. Across the 59-year span, that works out to 0.8 declarations a year. Severe Storm leads the file with 21 entries. Declaration type records the federal action taken, not every assistance program approved.
91 /100
Historical Activity Index
Very High historical activity
Floyd County, KY · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Very High
30/30
48 OpenFEMA declarations, full ingest window (2.3x national county average)
County Disaster Density Very High
21/25
48 declarations (1.7x state county average of 28)
Major Disaster Share Very High
20/25
38 of 48 declarations are major disasters (79%)
Hazard Diversity Very High
20/20
9 different disaster types declared in Floyd County
Historical Declaration Activity
Activity Band
High
vs. Kentucky Avg
+71%
State avg: 28.1
vs. National Avg
+132%
National avg: 20.7
Avg Per Year
0.8
Over 59 years
FEMA NRI 8-hazard radar - Floyd County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
79%
Mostly major
NRI risk score
94
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Floyd County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Riverine Flooding | Relatively High | an average of 3.3 times per year |
| Landslide | Relatively Moderate | an average of 1.2 times per year |
| Wildfire | Relatively Low | roughly once every 92 years |
| Winter Weather | Relatively Moderate | an average of 15 times per year |
| Strong Wind | Relatively Moderate | an average of 3.6 times per year |
| Hail | Relatively Low | an average of 3.2 times per year |
| Earthquake | Relatively Low | roughly once every 738 years |
| Avalanche | Very Low | roughly once every 100 years |
| Heat Wave | Relatively Low | 2.6 modeled event-days per year |
| Lightning | Relatively Moderate | an average of 51 times per year |
| Hurricane | Very Low | roughly once every 58 years |
| Cold Wave | Relatively Low | roughly once every 1 years |
| Tornado | Relatively Low | roughly once every 16 years |
| Ice Storm | Relatively Low | roughly once every 7 years |
| Drought | No Rating | 4.9 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 21
Flood 12
Snowstorm 4
Severe Ice Storm 3
Fire 3
Biological 2
Winter Storm 1
Hurricane 1
Tornado 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Floyd County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 38 79.2%
of all 48 declarations
Emergency - 7 14.6%
of all 48 declarations
Fire Management - 3 6.3%
of all 48 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2025 | 4 | |
| 2023 | 2 | |
| 2022 | 2 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2019 | 1 | |
| 2018 | 1 | |
| 2015 | 4 | |
| 2014 | 1 | |
| 2011 | 1 | |
| 2009 | 3 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2004 | 1 | |
Show 16 earlier declaration years
| 2003 | 2 | |
| 2002 | 3 | |
| 2001 | 2 | |
| 2000 | 1 | |
| 1998 | 1 | |
| 1997 | 1 | |
| 1996 | 1 | |
| 1995 | 1 | |
| 1994 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1989 | 2 | |
| 1984 | 1 | |
| 1977 | 1 | |
| 1972 | 1 | |
| 1967 | 1 | |
Disaster Declarations
How the 48 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 48 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3633 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4864 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2025-04-24 |
| 3626 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | EM | Severe Storm | 2025-04-03 |
| 4860 | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2025-02-24 |
| 3624 | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES | EM | Severe Storm | 2025-02-16 |
| 4711 | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2023-05-09 |
| 4702 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2023-04-10 |
| 4663 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2022-07-29 |
| 4643 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES | DR | Severe Storm | 2022-02-27 |
| 4595 | SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2021-04-23 |
| 4592 | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES | DR | Severe Ice Storm | 2021-03-31 |
| 4497 | COVID-19 PANDEMIC | DR | Biological | 2020-03-28 |
| 3469 | COVID-19 | EM | Biological | 2020-03-13 |
| 4428 | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2019-04-17 |
| 4358 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2018-04-12 |
| 4239 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE | DR | Severe Storm | 2015-08-12 |
| 4218 | SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2015-05-12 |
| 4217 | SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2015-05-01 |
| 4216 | SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Snowstorm | 2015-04-30 |
| 4196 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Severe Storm | 2014-09-30 |
Show 28 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1976 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2011-05-04 |
| 1841 | SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES | DR | Severe Storm | 2009-05-29 |
| 1818 | SEVERE WINTER STORM AND FLOODING | DR | Severe Ice Storm | 2009-02-05 |
| 3302 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-28 |
| 1703 | SEVERE STORMS, FLOODING, MUDSLIDES, AND ROCKSLIDES | DR | Severe Storm | 2007-05-25 |
| 3231 | HURRICANE KATRINA | EM | Hurricane | 2005-09-10 |
| 1523 | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES | DR | Severe Storm | 2004-06-10 |
| 1475 | SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES | DR | Severe Storm | 2003-07-02 |
| 1454 | SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND | DR | Severe Storm | 2003-03-14 |
| 1414 | SEVERE STORMS, TORNADOES AND FLOODING | DR | Severe Storm | 2002-05-07 |
| 1407 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2002-04-04 |
| 2386 | KY - EASTERN FIRE COMPLEX - 11/02/2001 | FM | Fire | 2001-11-02 |
| 1388 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2001-08-15 |
| 2350 | KY - EASTERN DISTRICT FIRE COMPLEX - 11/03/00 | FM | Fire | 2000-11-04 |
| 2288 | KY, WILDFIRES #001 | FM | Fire | 1999-11-20 |
| 1216 | SEVERE STORMS, TORNADOES,AND FLOODING | DR | Severe Storm | 1998-04-29 |
| 1163 | SEVERE STORM, FLOODING, AND TORNADOES | DR | Severe Storm | 1997-03-04 |
| 1089 | BLIZZARD OF 96 | DR | Snowstorm | 1996-01-13 |
| 1055 | TORNADOES, SEVERE WINDS, HAIL | DR | Tornado | 1995-06-13 |
| 1018 | SEVERE WEATHER, FREEZING RAIN, SLEET, SNW | DR | Snowstorm | 1994-03-16 |
| 3104 | SEVERE SNOWFALL & WINTER STORM | EM | Snowstorm | 1993-03-16 |
| 846 | SEVERE STORMS, MUDSLIDES & FLOODING | DR | Flood | 1989-10-30 |
| 834 | SEVERE STORMS & FLOODING | DR | Flood | 1989-06-30 |
| 821 | SEVERE STORMS & FLOODING | DR | Flood | 1989-02-24 |
| 705 | HIGH WINDS, TORNADOES & FLOODING | DR | Severe Storm | 1984-05-15 |
| 529 | SEVERE STORMS & FLOODING | DR | Flood | 1977-04-06 |
| 332 | HEAVY RAINS & FLOODING | DR | Flood | 1972-05-15 |
| 226 | SEVERE STORMS & FLOODING | DR | Flood | 1967-03-27 |
Storm Events in Kentucky
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Floyd County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 6,702 | 9 | 56 | $55.2M |
| Flash Flood | 1,757 | 65 | 16 | $42.6M |
| Flood | 1,646 | 31 | 6 | $37.1M |
| Hail | 1,534 | 1 | 0 | $4.7M |
| Winter Weather | 1,079 | 14 | 54 | $655.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
2,617
Total Paid
$37.2M
Avg Per Claim
$14.2K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 94.2/100
Expected Annual Loss
Relatively Moderate
$105.5M/year
Social Vulnerability
Very High
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Riverine Flooding Relatively High
Landslide Relatively Moderate
Wildfire Relatively Low
Winter Weather Relatively Moderate
Strong Wind Relatively Moderate
Hail Relatively Low
Earthquake Relatively Low
Avalanche Very Low
Heat Wave Relatively Low
Lightning Relatively Moderate
Hurricane Very Low
Cold Wave Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Drought No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Riverine Flooding
Riverine Flooding is the model's measure of a watershed draining more water than its channel can carry. Unlike flash flooding it usually builds over days and is forecast in advance, which makes it the hazard where warning time most reliably converts into reduced harm.
Worth noting for Floyd County: the model and the federal record do NOT point at the same hazard. Riverine Flooding carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Floyd County's closest FEMA peer: Tangipahoa Parish, LA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Floyd County. Record similarity, not a safety rating.
Closest declaration profiles
Floyd County shows 48 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Floyd County: 38 of 48 of its declarations are Major.
Similar modeled NRI score
Floyd County: NRI composite 94.2 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Floyd County - capture-dated entries only.
Further reading for this county
Understanding disaster data
Floyd County's NFIP claims file (2,617 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Floyd County?
The most common disaster type in Floyd County is Severe Storm, with 21 declarations. Other disaster types include Flood (12), Snowstorm (4), Severe Ice Storm (3).
How does Floyd County's FEMA declaration record compare with the Kentucky average?
FEMA lists 48 declaration records for Floyd County. That is 71% above the Kentucky county mean of 28.1. Its count is also 132% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Floyd County received?
Floyd County has received 38 major disaster declarations, representing 79% of all 48 disaster declarations.
How many flood insurance claims has Floyd County filed?
Floyd County has 2,617 National Flood Insurance Program (NFIP) claims totaling $37.2M in payments, with an average of $14.2K per claim.
What was the worst year for disasters in Floyd County?
The most active year for disaster declarations in Floyd County was 2015, with 4 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Floyd County?
According to the FEMA National Risk Index, Floyd County, Kentucky has an overall risk score of 94.2 out of 100 (Relatively Moderate). Social vulnerability here rates Very High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $105.5M in annualized losses.
Which natural hazard poses the greatest risk to Floyd County?
The top hazard flagged by FEMA's NRI for Floyd County is Riverine Flooding (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts riverine flooding here at an average of 3.3 times per year, drawn from 93 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Floyd County
Floyd County, KY has 48 federal declaration records, 71% more than the Kentucky county mean of 28; its history sits in PlainHazard's high activity band.
- Within this above-state-average declaration file, major disaster leads with 38 of 48 records; the category describes past federal action, not the next likely hazard. Kentucky overview
- The state benchmark and national rank point the same way: this count tops the Kentucky mean and the totals for 99% of 3,266 U.S. counties. Most-disaster rankings
- The large NFIP claims file and FEMA declaration history measure different federal records; the guide explains where they overlap and where they do not. Disaster-data guide
An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.