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Kentucky · FEMA + NOAA + National Risk Index

Floyd County, KY

11 FEMA disaster declarations (2021–2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

11
FEMA declarations
8
Major disasters
94
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Floyd County ranks in the riskiest 6% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 95% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Moderate, based on 11 federal disaster declarations recorded since 2021, most often severe storm, 186% above the national county average of 4.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
11
FEMA declarations vs 4 national county avg
6
severe storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Floyd County compare?

Floyd County vs. every U.S. county

FEMA disaster declarations, all-time

11 Top 5% higher than 95% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Floyd County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Kentucky county average

0/100100/100Kentucky avg44/10094.2/100
FEMA National Risk Index composite score vs. the Kentucky county average

How disaster-prone is Floyd County?

Declaration frequency

Floyd County, Kentucky has recorded 11 FEMA disaster declarations between 2021 and 2026, of which 8 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 2.2 declarations per year across a 5-year record, or roughly 37% above the Kentucky county average of 8.0 and 186% above the national county average of 3.8. The dominant disaster type on record is Severe Storm, with 6 of 11 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $105.5M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate.

Flood exposure & the bottom line

Taken together, these indicators place Floyd County at a high relative risk level, its federal disaster history outpaces most of the country, and it is worth pairing that record with forward-looking hazard maps before making insurance or relocation decisions.

Risk Assessment

Risk Level

High

vs. Kentucky Avg

+37%

State avg: 8.0

vs. National Avg

+186%

National avg: 3.8

Avg Per Year

2.2

Over 5 years

FEMA NRI 8-hazard radar - Floyd County

Floyd County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 8, Tornado 25, Wildfire 25, Drought 0, Heat Wave 25, Winter Storm 48. Overall composite 20 of 100, classified Low. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 20 composite
Floyd County NRI risk profile FIPS 21071 · composite 20/100 (Low)
How to read this radar

The radar plots Floyd County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

11

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

21071

KY state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Severe Storm 6
Flood 3
Winter Storm 1
Severe Ice Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 8 72.7%

of all 11 declarations

Emergency - 3 27.3%

of all 11 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 4
2023 2
2022 2
2021 2

Disaster Declarations

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4864 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-04-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4711 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-05-09
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4663 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2022-07-29
4643 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES DR Severe Storm 2022-02-27
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31

Storm Events in Kentucky

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,073 10 60 $63.7M
Flash Flood 2,127 113 16 $45.1M
Flood 1,906 37 8 $42.2M
Hail 1,898 1 0 $7.2M
Winter Weather 1,331 16 85 $1.0M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 94.2/100

Expected Annual Loss

Relatively Moderate

$105.5M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Moderate
Wildfire Relatively Low
Winter Weather Relatively Moderate
Strong Wind Relatively Moderate
Hail Relatively Low
Earthquake Relatively Low
Avalanche Very Low
Heat Wave Relatively Low
Lightning Relatively Moderate
Hurricane Very Low
Cold Wave Relatively Low
Tornado Relatively Low
Ice Storm Relatively Low
Drought No Rating

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Kentucky

Frequently Asked Questions

How many natural disasters has Floyd County, Kentucky had?
Floyd County, Kentucky has received 11 FEMA disaster declarations from 2021 to 2026. Of these, 8 were major disaster declarations.
What is the most common disaster type in Floyd County?
The most common disaster type in Floyd County is Severe Storm, with 6 declarations. Other disaster types include Flood (3), Winter Storm (1), Severe Ice Storm (1).
How does Floyd County's disaster risk compare to the Kentucky average?
Floyd County has 11 disaster declarations, which is 37% higher than the Kentucky county average of 8.0 declarations. Compared to the national county average of 3.8, it is 186% higher.
How many major FEMA disaster declarations has Floyd County received?
Floyd County has received 8 major disaster declarations, representing 73% of all 11 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Kentucky?
The most common storm types in Kentucky include Thunderstorm Wind (8,073 events), Flash Flood (2,127 events), Flood (1,906 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Floyd County?
The most active year for disaster declarations in Floyd County was 2025, with 4 declarations. The county has FEMA disaster data spanning 2021 to 2026.
What is the overall disaster risk level for Floyd County?
Floyd County has recorded 11 FEMA disaster declarations, a volume FEMA data classifies as high-risk, well above what most U.S. counties see over the same period.
What is the FEMA National Risk Index score for Floyd County?
According to the FEMA National Risk Index, Floyd County, Kentucky has an overall risk score of 94.2 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $105.5M in annualized losses.
Which natural hazard poses the greatest risk to Floyd County?
Based on FEMA NRI data, the highest-risk natural hazard in Floyd County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Winter Weather (Relatively Moderate). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Floyd County

Floyd County, KY runs 37% above the Kentucky county average for federal disaster declarations (11 vs 8), a high historical load overall.

  • Its most common federal declaration type is major disaster (8 of 11) - know the hazards most likely here before they happen. Kentucky overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.