FEMA Records
6
Low volume
Colorado · FEMA + NOAA + National Risk Index
6 FEMA disaster declarations (1977-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Biological.
The verdict
Start with the local benchmark for Jackson County: 6 FEMA declaration records are 41% below the Colorado county mean, even though the count is higher than 3% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 12%.
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
Jackson County vs. all counties in this dataset
FEMA disaster declarations, all-time
6 3rd percentile higher than 3% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
The state comparison is the clearest context for Jackson County's moderate federal record. Its 6 declarations sit 41% below the Colorado county mean, with 2 Major Disaster entries among them. 2 records concern Biological, the file's most frequent incident type. Spread across 43 years, the registry rate is 0.1 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.
FEMA's National Risk Index places this county in the low end of the national distribution, composite score 11.8/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.9M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Moderate) and community resilience (Very Low). Of the 18 hazards FEMA models, Avalanche stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at roughly once every 3 years here, based on 11 historical events on record.
No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.
Start with the state benchmark: a Colorado county averages 10.2 federal declaration records, while Jackson County has 6. The gap is 41% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
Historical Activity Index
Moderate historical activity
Jackson County, CO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
6 OpenFEMA declarations, full ingest window (0.3x national county average)
6 declarations (0.6x state county average of 10)
2 of 6 declarations are major disasters (33%)
5 different disaster types declared in Jackson County
Activity Band
Moderate
vs. Colorado Avg
-41%
State avg: 10.2
vs. National Avg
-71%
National avg: 20.7
Avg Per Year
0.1
Over 43 years
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
FEMA Records
6
Low volume
Major Disaster share
33%
Mixed major share
NRI risk score
12
Very Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Avalanche | Very High | roughly once every 3 years |
| Landslide | Relatively Low | roughly once every 2 years |
| Wildfire | Very Low | roughly once every 2,003 years |
| Volcanic Activity | Very Low | roughly once every 10,000 years |
| Earthquake | Very Low | roughly once every 903 years |
| Lightning | Very Low | an average of 54 times per year |
| Hail | Very Low | an average of 1 time per year |
| Winter Weather | Very Low | an average of 22 times per year |
| Riverine Flooding | Very Low | roughly once every 28 years |
| Cold Wave | Very Low | roughly once every 3 years |
| Tornado | Very Low | roughly once every 10 years |
| Ice Storm | Very Low | roughly once every 67 years |
| Strong Wind | Very Low | roughly once every 3 years |
| Drought | No Rating | 54 modeled event-days per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Biological is the most frequent declaration type on Jackson County's record, 33% of its declarations. In practice this category is dominated by the COVID-19 declarations of 2020, which were issued across every US state and territory rather than in response to any local hazard event.
This has a direct consequence for how Jackson County's number should be read. Because those declarations reached essentially every county in the country, they raise every county's total by a similar amount and tell you nothing about local hazard exposure. A county whose record is led by Biological declarations is, in most cases, a county with a genuinely quiet weather-hazard history, the pandemic records are simply the largest thing in an otherwise short list.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
of all 6 declarations
of all 6 declarations
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 1977 | 1 | |
How the 6 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 6 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4498 | COVID-19 PANDEMIC | DR | Biological | 2020-03-28 |
| 3436 | COVID-19 | EM | Biological | 2020-03-13 |
| 3224 | HURRICANE KATRINA EVACUATION | EM | Coastal Storm | 2005-09-05 |
| 3185 | SNOW | EM | Snowstorm | 2003-04-09 |
| 1421 | WILDFIRES | DR | Fire | 2002-06-19 |
| 3025 | DROUGHT | EM | Drought | 1977-01-29 |
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Jackson County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 4,913 | 0 | 100 | $2.9B |
| Winter Weather | 2,620 | 3 | 23 | $22.5K |
| High Wind | 1,992 | 5 | 6 | $20.9M |
| Thunderstorm Wind | 1,741 | 2 | 11 | $5.4M |
| Winter Storm | 1,497 | 0 | 0 | $848.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
Overall Risk
Very Low
Score: 11.8/100
Expected Annual Loss
Very Low
$4.9M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
Avalanche is the most geographically restricted hazard in the model, limited to steep terrain holding seasonal snow. Its exposure concentrates on mountain roads, rail corridors and backcountry recreation rather than on the built environment generally.
Worth noting for Jackson County: the model and the federal record do NOT point at the same hazard. Avalanche carries the highest modeled rating (Very High), while the county's declaration history is led by Biological. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Jackson County. Record similarity, not a safety rating.
Jackson County shows 6 FEMA declarations, led by Biological.
Jackson County: 2 of 6 of its declarations are Major.
Jackson County: NRI composite 11.8 (Very Low).
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Jackson County - capture-dated entries only.
Understanding disaster data
FEMA's National Risk Index flags Avalanche as the top modeled exposure here (Very High); the guide explains how that model differs from declaration counts.
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Jackson County
Against a Colorado county mean of 10 declarations, Jackson County, CO records 6, or 41% fewer. PlainHazard classifies that historical total as moderate activity.
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.