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Mississippi · FEMA + NOAA + National Risk Index

Lauderdale County, MS

24 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

24
FEMA declarations
17
Major disasters
87
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Lauderdale County has a nationally busy FEMA history: 24 declarations, more than 66% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Mississippi county mean. FEMA's separate National Risk Index places the county in the riskiest 13%; that score models loss and vulnerability rather than counting declarations.

Riskiest 13%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
291
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 28075 · Lauderdale County 24 declarations · rank 1068/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 24
  • MAJOR-MID 71%
  • RANK-LOWER #1,068
  • PHOTO-FINISH Eddy
  • NRI-MID 87
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -7%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile

Lauderdale County in the declaration-count neighbourhood

FEMA declaration records among Lauderdale County and nearest peers by total count

declarations

What this shows Lauderdale County carries 24 FEMA declaration records, ranked 1068 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Lauderdale County's FEMA declaration count compares nationally

Lauderdale County vs. all counties in this dataset

FEMA disaster declarations, all-time · Lauderdale County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Lauderdale County's FEMA Risk Index score

0/100100/100Mississippi avg51/10087/100
FEMA National Risk Index composite score vs. the Mississippi county average

What does Lauderdale County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 291 paid claims, totaling $4.3M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $14.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Mississippi county averages 25.9 federal declaration records, while Lauderdale County has 24. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 87.0/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $44.7M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 18 historical events on record.

67 /100

Historical Activity Index

High historical activity

Lauderdale County, MS · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
12/25

24 declarations (0.9x state county average of 26)

Major Disaster Share High
18/25

17 of 24 declarations are major disasters (71%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Lauderdale County

FEMA NRI 8-hazard radar - Lauderdale County

Lauderdale County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 48, Tornado 70, Wildfire 8, Drought 25, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 43 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 43 8-hazard mean
Lauderdale County NRI risk profile FIPS 28075 · displayed-hazard mean 43/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

71%

Major-heavy

NRI risk score

87

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Lauderdale County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High roughly once every 1 years
Tornado Relatively High roughly once every 1 years
Lightning Relatively High an average of 72 times per year
Heat Wave Relatively Moderate 11 modeled event-days per year
Landslide Relatively Moderate roughly once every 1 years
Hurricane Relatively Moderate roughly once every 9 years
Earthquake Relatively Low roughly once every 496 years
Ice Storm Relatively Moderate roughly once every 1 years
Riverine Flooding Relatively Moderate an average of 2.4 times per year
Strong Wind Relatively Moderate an average of 2.7 times per year
Winter Weather Relatively Moderate an average of 2.3 times per year
Hail Relatively Moderate an average of 3.4 times per year
Wildfire Very Low roughly once every 2,672 years
Drought Relatively Low 12 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 9
Tornado 4
Severe Storm 4
Winter Storm 2
Biological 2
Severe Ice Storm 1
Snowstorm 1
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Lauderdale County's federal record, 38% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 17 70.8%

of all 24 declarations

Emergency - 7 29.2%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2022 1
2021 2
2020 2
2017 1
2012 2
2008 1
2005 2
2004 1
2003 1
1993 1
1992 1
1990 1
1979 2
1978 1
Show 3 earlier declaration years
1977 1
1974 1
1973 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4899 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3640 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4626 HURRICANE IDA DR Hurricane 2021-10-22
3569 HURRICANE IDA EM Hurricane 2021-08-28
4598 SEVERE WINTER STORMS DR Severe Ice Storm 2021-05-04
4528 COVID-19 PANDEMIC DR Biological 2020-04-05
3474 COVID-19 EM Biological 2020-03-13
4295 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Tornado 2017-01-25
4081 HURRICANE ISAAC DR Hurricane 2012-08-29
3348 TROPICAL STORM ISAAC EM Hurricane 2012-08-28
3291 HURRICANE GUSTAV EM Hurricane 2008-08-30
1604 HURRICANE KATRINA DR Hurricane 2005-08-29
1594 HURRICANE DENNIS DR Hurricane 2005-07-10
1550 HURRICANE IVAN DR Hurricane 2004-09-15
1459 SEVERE STORMS, TORNADOES, FLOODS DR Severe Storm 2003-04-24
968 SEVERE STORMS, HIGH WINDS & TORNADOES DR Tornado 1992-11-25
939 SEVERE STORMS & TORNADOES DR Tornado 1992-03-20
859 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-02-28
599 HURRICANE FREDERIC DR Hurricane 1979-09-13
577 STORMS, TORNADOES, FLOODS DR Severe Storm 1979-04-16
Show 4 earlier declaration records
DR# Title Type Incident Date
3063 TORNADOES EM Tornado 1978-04-24
3032 DROUGHT & FREEZING EM Snowstorm 1977-02-22
430 HEAVY RAINS & FLOODING DR Flood 1974-04-18
368 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-03-27

Storm Events in Mississippi

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Lauderdale County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,557 17 60 $93.9M
Flash Flood 1,551 6 9 $83.6M
Hail 1,411 0 0 $90.1M
Heat 1,340 3 0 $0
Tornado 1,097 68 610 $562.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

291

Total Paid

$4.3M

Avg Per Claim

$14.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 87.0/100

Expected Annual Loss

Relatively Low

$44.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Cold Wave Relatively High
Tornado Relatively High
Lightning Relatively High
Heat Wave Relatively Moderate
Landslide Relatively Moderate
Hurricane Relatively Moderate
Earthquake Relatively Low
Ice Storm Relatively Moderate
Riverine Flooding Relatively Moderate
Strong Wind Relatively Moderate
Winter Weather Relatively Moderate
Hail Relatively Moderate
Wildfire Very Low
Drought Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Lauderdale County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Lauderdale County's closest FEMA peer: St. Clair County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Lauderdale County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Lauderdale County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Lauderdale County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Lauderdale County's NFIP claims file (291 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Lauderdale County?
The most common disaster type in Lauderdale County is Hurricane, with 9 declarations. Other disaster types include Tornado (4), Severe Storm (4), Winter Storm (2).
How does Lauderdale County's FEMA declaration record compare with the Mississippi average?
The typical Mississippi county has 25.9 FEMA declaration records; Lauderdale County has 24, or 7% fewer. Against the national county mean of 20.7, this county's total is 16% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Lauderdale County received?
Lauderdale County has received 17 major disaster declarations, representing 71% of all 24 disaster declarations.
How many flood insurance claims has Lauderdale County filed?
Lauderdale County has 291 National Flood Insurance Program (NFIP) claims totaling $4.3M in payments, with an average of $14.9K per claim.
What was the worst year for disasters in Lauderdale County?
The most active year for disaster declarations in Lauderdale County was 1979, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Lauderdale County?
According to the FEMA National Risk Index, Lauderdale County, Mississippi has an overall risk score of 87.0 out of 100 (Relatively Moderate). The county's social vulnerability rating is Very High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $44.7M in annualized losses.
Which natural hazard poses the greatest risk to Lauderdale County?
FEMA's NRI data points to Lauderdale County as of the latest release is Cold Wave (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Lightning (Relatively High). FEMA's modeled event frequency puts cold wave here at roughly once every 1 years, drawn from 18 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Lauderdale County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events