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Mississippi · FEMA + NOAA + National Risk Index

Kemper County, MS

21 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

21
FEMA declarations
16
Major disasters
15
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Kemper County has a nationally busy FEMA history: 21 declarations, more than 52% of counties in this registry. But the state comparison tempers that reading: the total is 19% below the Mississippi county mean. FEMA's separate National Risk Index places the county safer than 15%; that score models loss and vulnerability rather than counting declarations.

Safer than 15%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
7
hurricane declarations, the most common hazard here

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 28069 · Kemper County 21 declarations · rank 1523/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 21
  • MAJOR-MID 76%
  • RANK-LOWER #1,523
  • PHOTO-FINISH Montgomery
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-BELOW -19%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Mississippi state profile

Kemper County in the declaration-count neighbourhood

FEMA declaration records among Kemper County and nearest peers by total count

declarations

What this shows Kemper County carries 21 FEMA declaration records, ranked 1523 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Kemper County's FEMA declaration count compares nationally

Kemper County vs. all counties in this dataset

FEMA disaster declarations, all-time · Kemper County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Kemper County's FEMA Risk Index score

0/100100/100Mississippi avg51/10014.9/100
FEMA National Risk Index composite score vs. the Mississippi county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Kemper County is led by Tornado (about $1.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hurricane carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Kemper County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 14.9/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.1M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Very High) and community resilience (Relatively Low). Even the county's top-rated hazard, Hurricane, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 12 years here, based on 34 historical events on record.

Reading the federal records together

No paid-claim row for this county appears in the NFIP county table used by PlainHazard. That absence is not evidence that flooding never occurred: the register observes claims under federal flood-insurance policies, not uninsured losses, emergency reports, or every flood outside the program. The FEMA declaration history below is therefore the available federal-action record on this page.

Start with the state benchmark: a Mississippi county averages 25.9 federal declaration records, while Kemper County has 21. The gap is 19% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

62 /100

Historical Activity Index

High historical activity

Kemper County, MS · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density Moderate
10/25

21 declarations (0.8x state county average of 26)

Major Disaster Share Very High
19/25

16 of 21 declarations are major disasters (76%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Kemper County

FEMA NRI 8-hazard radar - Kemper County

Kemper County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 25, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Kemper County NRI risk profile FIPS 28069 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

76%

Mostly major

NRI risk score

15

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Kemper County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hurricane Relatively Low roughly once every 12 years
Tornado Relatively Low roughly once every 1 years
Drought Relatively Low 15 modeled event-days per year
Cold Wave Relatively Low an average of 1 time per year
Landslide Very Low roughly once every 2 years
Heat Wave Relatively Low 11 modeled event-days per year
Earthquake Very Low roughly once every 369 years
Ice Storm Relatively Low roughly once every 1 years
Strong Wind Relatively Low an average of 2.5 times per year
Lightning Relatively Low an average of 70 times per year
Hail Very Low an average of 3.4 times per year
Wildfire Very Low roughly once every 1,687 years
Winter Weather Very Low an average of 2.6 times per year
Riverine Flooding Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 7
Severe Storm 5
Winter Storm 2
Severe Ice Storm 2
Biological 2
Tornado 2
Flood 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Kemper County's federal record, 33% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 76.2%

of all 21 declarations

Emergency - 5 23.8%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2022 1
2021 2
2020 2
2019 1
2012 1
2011 1
2008 1
2005 2
2004 1
2003 1
1999 1
1993 1
1990 1
1982 1
Show 2 earlier declaration years
1979 1
1974 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4899 SEVERE WINTER STORM DR Winter Storm 2026-02-06
3640 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4626 HURRICANE IDA DR Hurricane 2021-10-22
3569 HURRICANE IDA EM Hurricane 2021-08-28
4598 SEVERE WINTER STORMS DR Severe Ice Storm 2021-05-04
4528 COVID-19 PANDEMIC DR Biological 2020-04-05
3474 COVID-19 EM Biological 2020-03-13
4450 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2019-06-20
4081 HURRICANE ISAAC DR Hurricane 2012-08-29
1972 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND ASSOCIATED FLOODING DR Severe Storm 2011-04-29
3291 HURRICANE GUSTAV EM Hurricane 2008-08-30
1604 HURRICANE KATRINA DR Hurricane 2005-08-29
1594 HURRICANE DENNIS DR Hurricane 2005-07-10
1550 HURRICANE IVAN DR Hurricane 2004-09-15
1459 SEVERE STORMS, TORNADOES, FLOODS DR Severe Storm 2003-04-24
1265 SEVERE WINTER STORMS, ICE AND FREEZING RAIN DR Severe Ice Storm 1999-01-25
968 SEVERE STORMS, HIGH WINDS & TORNADOES DR Tornado 1992-11-25
859 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-02-28
3084 TORNADOES EM Tornado 1982-04-10
577 STORMS, TORNADOES, FLOODS DR Severe Storm 1979-04-16
Show 1 earlier declaration records
DR# Title Type Incident Date
430 HEAVY RAINS & FLOODING DR Flood 1974-04-18

Storm Events in Mississippi

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Kemper County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 5,557 17 60 $93.9M
Flash Flood 1,551 6 9 $83.6M
Hail 1,411 0 0 $90.1M
Heat 1,340 3 0 $0
Tornado 1,097 68 610 $562.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

FEMA National Risk Index

Overall Risk

Very Low

Score: 14.9/100

Expected Annual Loss

Very Low

$4.1M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hurricane Relatively Low
Tornado Relatively Low
Drought Relatively Low
Cold Wave Relatively Low
Landslide Very Low
Heat Wave Relatively Low
Earthquake Very Low
Ice Storm Relatively Low
Strong Wind Relatively Low
Lightning Relatively Low
Hail Very Low
Wildfire Very Low
Winter Weather Very Low
Riverine Flooding Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hurricane

Hurricane exposure in the model bundles the three ways a tropical system does harm, which arrive on different timescales and are insured differently: wind, storm surge on the coast, and rainfall flooding that can reach far inland well after landfall.

For Kemper County the two measures on this page point the same way: Hurricane is the county's highest-rated modeled hazard (Relatively Low), and Hurricane declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Kemper County's closest FEMA peer: Contra Costa County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Kemper County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Kemper County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Kemper County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 21 FEMA declarations, Kemper County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Kemper County?
The most common disaster type in Kemper County is Hurricane, with 7 declarations. Other disaster types include Severe Storm (5), Winter Storm (2), Severe Ice Storm (2).
How does Kemper County's FEMA declaration record compare with the Mississippi average?
The typical Mississippi county has 25.9 FEMA declaration records; Kemper County has 21, or 19% fewer. Against the national county mean of 20.7, this county's total is 1% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Kemper County received?
Kemper County has received 16 major disaster declarations, representing 76% of all 21 disaster declarations.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Kemper County?
No. In Kemper County, Hurricane has the highest National Risk Index rating (Relatively Low), while Tornado leads Expected Annual Loss at about $1.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Kemper County?
The most active year for disaster declarations in Kemper County was 2005, with 2 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Kemper County?
According to the FEMA National Risk Index, Kemper County, Mississippi has an overall risk score of 14.9 out of 100 (Very Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $4.1M in annualized losses.
Which natural hazard poses the greatest risk to Kemper County?
FEMA's NRI data points to Kemper County as of the latest release is Hurricane (risk rating: Relatively Low). Other significant hazards include Tornado (Relatively Low) and Drought (Relatively Low). FEMA's modeled event frequency puts hurricane here at roughly once every 12 years, drawn from 34 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Kemper County · vintage 2026-08-25 · Methodology · Mississippi profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events