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Kentucky · FEMA + NOAA + National Risk Index

Letcher County, KY

40 FEMA disaster declarations (1967-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

40
FEMA declarations
33
Major disasters
67
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Letcher County. Its 40 FEMA declarations are 42% above the Kentucky county mean and exceed the count for 97% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 33%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 33%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
40
FEMA declarations vs 21 national county avg
187
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Letcher County compare?

Letcher County vs. all counties in this dataset

FEMA disaster declarations, all-time

40 Top 3% higher than 97% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Letcher County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Kentucky county average

0/100100/100Kentucky avg44/10066.6/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Letcher County is led by Riverine Flooding (about $14.8M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Letcher County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 187 paid claims, totaling $7.7M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $41.2K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Letcher County's 40 federal records stand 42% above the Kentucky county mean of 28.1. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 66.6/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $16.9M in annualized losses), and a Very High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 1.1 times per year here.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 40 entries for Letcher County, including 33 Major Disaster records, 42% above the Kentucky county mean. Across the 59-year span, that works out to 0.7 declarations a year. Severe Storm leads the file with 16 entries. Declaration type records the federal action taken, not every assistance program approved.

88 /100

Historical Activity Index

Very High historical activity

Letcher County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
29/30

40 OpenFEMA declarations, full ingest window (1.9x national county average)

County Disaster Density High
18/25

40 declarations (1.4x state county average of 28)

Major Disaster Share Very High
21/25

33 of 40 declarations are major disasters (83%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Letcher County

Historical Declaration Activity

Activity Band

High

vs. Kentucky Avg

+42%

State avg: 28.1

vs. National Avg

+93%

National avg: 20.7

Avg Per Year

0.7

Over 59 years

FEMA NRI 8-hazard radar - Letcher County

Letcher County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 48, Hurricane 8, Tornado 25, Wildfire 25, Drought 0, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 21 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 21 8-hazard mean
Letcher County NRI risk profile FIPS 21133 · displayed-hazard mean 21/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

40

Very high volume

Major Disaster share

83%

Mostly major

NRI risk score

67

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Letcher County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate an average of 1.1 times per year
Riverine Flooding Relatively Moderate an average of 2 times per year
Wildfire Relatively Low roughly once every 139 years
Avalanche Relatively Low roughly once every 100 years
Winter Weather Relatively Moderate an average of 18 times per year
Earthquake Very Low roughly once every 608 years
Cold Wave Relatively Low roughly once every 1 years
Hail Relatively Low an average of 3.1 times per year
Hurricane Very Low roughly once every 87 years
Heat Wave Very Low 2.5 modeled event-days per year
Strong Wind Relatively Low an average of 4.4 times per year
Tornado Relatively Low roughly once every 16 years
Ice Storm Very Low roughly once every 7 years
Lightning Very Low an average of 51 times per year
Drought No Rating 8.6 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 16
Flood 14
Snowstorm 4
Biological 2
Winter Storm 1
Tropical Storm 1
Fire 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Letcher County's record, 40% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 33 82.5%

of all 40 declarations

Emergency - 6 15.0%

of all 40 declarations

Fire Management - 1 2.5%

of all 40 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 4
2023 1
2022 1
2021 1
2020 3
2019 1
2018 1
2017 1
2015 3
2009 1
2005 1
2004 1
2003 2
2002 2
Show 15 earlier declaration years
2001 1
1998 1
1997 1
1996 1
1994 1
1993 1
1990 1
1989 2
1984 1
1982 1
1977 1
1975 1
1972 1
1970 1
1967 1

Disaster Declarations

How the 40 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 40 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4711 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-05-09
4663 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2022-07-29
4595 SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2021-04-23
4540 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2020-04-24
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4358 SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2018-04-12
5166 SOUTHEASTERN KENTUCKY FIRE COMPLEX FM Fire 2016-11-20
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1841 SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES DR Severe Storm 2009-05-29
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
Show 20 earlier declaration records
DR# Title Type Incident Date
1475 SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES DR Severe Storm 2003-07-02
1454 SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND DR Severe Storm 2003-03-14
1414 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-07
1407 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-04
1388 SEVERE STORMS AND FLOODING DR Severe Storm 2001-08-15
1216 SEVERE STORMS, TORNADOES,AND FLOODING DR Severe Storm 1998-04-29
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
846 SEVERE STORMS, MUDSLIDES & FLOODING DR Flood 1989-10-30
834 SEVERE STORMS & FLOODING DR Flood 1989-06-30
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
705 HIGH WINDS, TORNADOES & FLOODING DR Severe Storm 1984-05-15
670 FLASH FLOODING DR Flood 1982-09-29
529 SEVERE STORMS & FLOODING DR Flood 1977-04-06
468 SEVERE STORMS & FLOODING DR Flood 1975-05-24
332 HEAVY RAINS & FLOODING DR Flood 1972-05-15
282 HEAVY SNOWMELT, RAINS & FLOODING DR Flood 1970-02-02
226 SEVERE STORMS & FLOODING DR Flood 1967-03-27

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Letcher County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

187

Total Paid

$7.7M

Avg Per Claim

$41.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 66.6/100

Expected Annual Loss

Relatively Low

$16.9M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Riverine Flooding Relatively Moderate
Wildfire Relatively Low
Avalanche Relatively Low
Winter Weather Relatively Moderate
Earthquake Very Low
Cold Wave Relatively Low
Hail Relatively Low
Hurricane Very Low
Heat Wave Very Low
Strong Wind Relatively Low
Tornado Relatively Low
Ice Storm Very Low
Lightning Very Low
Drought No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Letcher County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Letcher County's closest FEMA peer: Walsh County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Letcher County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Letcher County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Letcher County's NFIP claims file (187 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Letcher County?
The most common disaster type in Letcher County is Severe Storm, with 16 declarations. Other disaster types include Flood (14), Snowstorm (4), Biological (2).
How does Letcher County's FEMA declaration record compare with the Kentucky average?
FEMA lists 40 declaration records for Letcher County. That is 42% above the Kentucky county mean of 28.1. Its count is also 93% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Letcher County received?
Letcher County has received 33 major disaster declarations, representing 83% of all 40 disaster declarations.
How many flood insurance claims has Letcher County filed?
Letcher County has 187 National Flood Insurance Program (NFIP) claims totaling $7.7M in payments, with an average of $41.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Letcher County?
No. In Letcher County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $14.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Letcher County?
The most active year for disaster declarations in Letcher County was 2025, with 4 declarations. The county has FEMA disaster data spanning 1967 to 2026.
What is the FEMA National Risk Index score for Letcher County?
According to the FEMA National Risk Index, Letcher County, Kentucky has an overall risk score of 66.6 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $16.9M in annualized losses.
Which natural hazard poses the greatest risk to Letcher County?
The top hazard flagged by FEMA's NRI for Letcher County is Landslide (risk rating: Relatively Moderate). Other significant hazards include Riverine Flooding (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts landslide here at an average of 1.1 times per year. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Letcher County

Letcher County, KY has 40 federal declaration records, 42% more than the Kentucky county mean of 28; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, major disaster leads with 33 of 40 records; the category describes past federal action, not the next likely hazard. Kentucky overview
  • The state benchmark and national rank point the same way: this count tops the Kentucky mean and the totals for 97% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.