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California · FEMA + NOAA + National Risk Index

Monterey County, CA

9 FEMA disaster declarations (2016–2024), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Flood.

9
FEMA declarations
4
Major disasters
99
NRI risk · Relatively High
Flood
Top hazard

The verdict

Monterey County ranks in the riskiest 1% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 92% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively High, based on 9 federal disaster declarations recorded since 2016, most often flood, 134% above the national county average of 4.

Riskiest 1%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
9
FEMA declarations vs 4 national county avg
3
flood declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Monterey County compare?

Monterey County vs. every U.S. county

FEMA disaster declarations, all-time

9 Top 8% higher than 92% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Monterey County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the California county average

0/100100/100California avg89/10098.7/100
FEMA National Risk Index composite score vs. the California county average

How disaster-prone is Monterey County?

Declaration frequency

Monterey County, California has recorded 9 FEMA disaster declarations between 2016 and 2024, of which 4 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 1.1 declarations per year across a 8-year record, or roughly 16% above the California county average of 7.8 and 134% above the national county average of 3.8. The dominant disaster type on record is Flood, with 3 of 9 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 98.7/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $402.4M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Very High.

Flood exposure & the bottom line

Taken together, these indicators put Monterey County at a moderate relative risk level, not the calmest county on record, but not among the most disaster-prone either.

Risk Assessment

Risk Level

Moderate

vs. California Avg

+16%

State avg: 7.8

vs. National Avg

+134%

National avg: 3.8

Avg Per Year

1.1

Over 8 years

FEMA NRI 8-hazard radar - Monterey County

Monterey County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 70, Flood 25, Hurricane 0, Tornado 25, Wildfire 70, Drought 92, Heat Wave 48, Winter Storm 8. Overall composite 42 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 42 composite
Monterey County NRI risk profile FIPS 06053 · composite 42/100 (Moderate)
How to read this radar

The radar plots Monterey County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

9

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

06053

CA state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Flood 3
Fire 3
Severe Storm 2
Biological 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 44.4%

of all 9 declarations

Fire Management - 3 33.3%

of all 9 declarations

Emergency - 2 22.2%

of all 9 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 4
2020 3
2016 1

Disaster Declarations

DR# Title Type Incident Date
4769 SEVERE WINTER STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-04-13
4699 SEVERE WINTER STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-03
3592 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES EM Flood 2023-03-10
4683 SEVERE WINTER STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2023-01-14
3591 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES EM Flood 2023-01-09
5333 CARMEL FIRE FM Fire 2020-08-19
5329 RIVER FIRE FM Fire 2020-08-17
4482 COVID-19 PANDEMIC DR Biological 2020-03-22
5137 SOBERANES FIRE FM Fire 2016-07-28

Storm Events in California

Storm Type Events Fatalities Injuries Property Damage
High Wind 4,876 14 30 $229.3M
Flood 3,682 33 31 $991.0M
Heavy Snow 2,071 6 0 $1.6M
Drought 2,039 0 0 $0
Dense Fog 1,820 59 164 $3.5M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively High

Score: 98.7/100

Expected Annual Loss

Relatively High

$402.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Drought Very High
Landslide Relatively High
Earthquake Relatively High
Wildfire Relatively High
Heat Wave Relatively Moderate
Lightning Relatively Moderate
Coastal Flooding Relatively Low
Tsunami Very Low
Hail Very Low
Avalanche Very Low
Tornado Relatively Low
Strong Wind Very Low
Winter Weather Very Low
Cold Wave No Rating

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in California

Frequently Asked Questions

How many natural disasters has Monterey County, California had?
Monterey County, California has received 9 FEMA disaster declarations from 2016 to 2024. Of these, 4 were major disaster declarations.
What is the most common disaster type in Monterey County?
The most common disaster type in Monterey County is Flood, with 3 declarations. Other disaster types include Fire (3), Severe Storm (2), Biological (1).
How does Monterey County's disaster risk compare to the California average?
Monterey County has 9 disaster declarations, which is 16% higher than the California county average of 7.8 declarations. Compared to the national county average of 3.8, it is 134% higher.
How many major FEMA disaster declarations has Monterey County received?
Monterey County has received 4 major disaster declarations, representing 44% of all 9 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in California?
The most common storm types in California include High Wind (4,876 events), Flood (3,682 events), Heavy Snow (2,071 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Monterey County?
The most active year for disaster declarations in Monterey County was 2023, with 4 declarations. The county has FEMA disaster data spanning 2016 to 2024.
What is the overall disaster risk level for Monterey County?
With 9 FEMA disaster declarations on record, Monterey County lands in the moderate-risk band, not unusually disaster-prone, but not spared either.
What is the FEMA National Risk Index score for Monterey County?
According to the FEMA National Risk Index, Monterey County, California has an overall risk score of 98.7 out of 100 (Relatively High). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively High, representing $402.4M in annualized losses.
Which natural hazard poses the greatest risk to Monterey County?
Based on FEMA NRI data, the highest-risk natural hazard in Monterey County is Drought (risk rating: Very High). Other significant hazards include Landslide (Relatively High) and Earthquake (Relatively High). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Monterey County

Monterey County, CA runs 16% above the California county average for federal disaster declarations (9 vs 8), a moderate historical load overall.

  • Its most common federal declaration type is major disaster (4 of 9) - know the hazards most likely here before they happen. California overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.