FEMA Records
8
Low volume
Colorado · FEMA + NOAA + National Risk Index
Montezuma County, CO
8 FEMA disaster declarations (1970-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Fire.
- 8
- FEMA declarations
- 4
- Major disasters
- 48
- NRI risk · Relatively Low
- Fire
- Top hazard
The verdict
Start with the local benchmark for Montezuma County: 8 FEMA declaration records are 22% below the Colorado county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 48%.
- Safer than 48%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 8
- FEMA declarations vs 21 national county avg
- 19
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
How does Montezuma County compare?
Montezuma County vs. all counties in this dataset
FEMA disaster declarations, all-time
8 6th percentile higher than 6% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Montezuma County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the Colorado county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Montezuma County is led by Riverine Flooding (about $6.5M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Wildfire carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Montezuma County's hazard record show?
FEMA National Risk Index
FEMA's data shows an elevated National Risk Index composite of 47.6/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $12.4M in annualized losses). Social vulnerability (Relatively High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 423 years here.
Declaration frequency
The state comparison is the clearest context for Montezuma County's moderate federal record. Its 8 declarations sit 22% below the Colorado county mean, with 4 Major Disaster entries among them. 2 records concern Fire, the file's most frequent incident type. Spread across 50 years, the registry rate is 0.2 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 19 claims and $19.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a Colorado county averages 10.2 federal declaration records, while Montezuma County has 8. The gap is 22% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
42 /100
Historical Activity Index
Moderate historical activity
Montezuma County, CO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
6/30
8 OpenFEMA declarations, full ingest window (0.4x national county average)
County Disaster Density Moderate
10/25
8 declarations (0.8x state county average of 10)
Major Disaster Share High
13/25
4 of 8 declarations are major disasters (50%)
Hazard Diversity High
13/20
5 different disaster types declared in Montezuma County
Historical Declaration Activity
Activity Band
Moderate
vs. Colorado Avg
-22%
State avg: 10.2
vs. National Avg
-61%
National avg: 20.7
Avg Per Year
0.2
Over 50 years
FEMA NRI 8-hazard radar - Montezuma County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
50%
Major-heavy
NRI risk score
48
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Montezuma County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Wildfire | Relatively Moderate | roughly once every 423 years |
| Landslide | Relatively Moderate | an average of 1 time per year |
| Avalanche | Relatively High | roughly once every 3 years |
| Lightning | Relatively High | an average of 58 times per year |
| Drought | Relatively Moderate | 86 modeled event-days per year |
| Earthquake | Relatively Low | roughly once every 972 years |
| Winter Weather | Relatively Low | an average of 18 times per year |
| Riverine Flooding | Relatively Low | roughly once every 2 years |
| Cold Wave | Relatively Low | roughly once every 24 years |
| Heat Wave | Very Low | 0.1 modeled event-days per year |
| Hail | Very Low | roughly once every 8 years |
| Ice Storm | Very Low | roughly once every 67 years |
| Tornado | Very Low | roughly once every 21 years |
| Strong Wind | Very Low | roughly once every 10 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Biological 2
Fire 2
Flood 2
Coastal Storm 1
Drought 1
What Fire declarations mean here
Fire is the most frequent declaration type on Montezuma County's record, 25% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.
That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 4 50.0%
of all 8 declarations
Emergency - 3 37.5%
of all 8 declarations
Fire Management - 1 12.5%
of all 8 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2012 | 1 | |
| 2005 | 1 | |
| 2002 | 1 | |
| 1977 | 1 | |
| 1973 | 1 | |
| 1970 | 1 | |
Disaster Declarations
How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4498 | COVID-19 PANDEMIC | DR | Biological | 2020-03-28 |
| 3436 | COVID-19 | EM | Biological | 2020-03-13 |
| 2985 | WEBER FIRE | FM | Fire | 2012-06-24 |
| 3224 | HURRICANE KATRINA EVACUATION | EM | Coastal Storm | 2005-09-05 |
| 1421 | WILDFIRES | DR | Fire | 2002-06-19 |
| 3025 | DROUGHT | EM | Drought | 1977-01-29 |
| 396 | FLOODING & LANDSLIDES | DR | Flood | 1973-07-06 |
| 293 | HEAVY RAINS & FLOODING | DR | Flood | 1970-09-22 |
Storm Events in Colorado
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Montezuma County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 4,913 | 0 | 100 | $2.9B |
| Winter Weather | 2,620 | 3 | 23 | $22.5K |
| High Wind | 1,992 | 5 | 6 | $20.9M |
| Thunderstorm Wind | 1,741 | 2 | 11 | $5.4M |
| Winter Storm | 1,497 | 0 | 0 | $848.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
19
Total Paid
$19.6K
Avg Per Claim
$1.0K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 47.6/100
Expected Annual Loss
Very Low
$12.4M/year
Social Vulnerability
Relatively High
Community Resilience
Very Low
Hazard Risk Breakdown
Wildfire Relatively Moderate
Landslide Relatively Moderate
Avalanche Relatively High
Lightning Relatively High
Drought Relatively Moderate
Earthquake Relatively Low
Winter Weather Relatively Low
Riverine Flooding Relatively Low
Cold Wave Relatively Low
Heat Wave Very Low
Hail Very Low
Ice Storm Very Low
Tornado Very Low
Strong Wind Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Wildfire
Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.
For Montezuma County the two measures on this page point the same way: Wildfire is the county's highest-rated modeled hazard (Relatively Moderate), and Fire declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Montezuma County's closest FEMA peer: Kewaunee County, WI
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Montezuma County. Record similarity, not a safety rating.
Closest declaration profiles
Montezuma County shows 8 FEMA declarations, led by Fire.
Similar Major-disaster share
Montezuma County: 4 of 8 of its declarations are Major.
Similar modeled NRI score
Montezuma County: NRI composite 47.6 (Relatively Low).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Montezuma County - capture-dated entries only.
Further reading for this county
Understanding disaster data
FEMA's National Risk Index flags Wildfire as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Montezuma County?
The most common disaster type in Montezuma County is Fire, with 2 declarations. Other disaster types include Biological (2), Flood (2), Coastal Storm (1).
How does Montezuma County's FEMA declaration record compare with the Colorado average?
The typical Colorado county has 10.2 FEMA declaration records; Montezuma County has 8, or 22% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Montezuma County received?
Montezuma County has received 4 major disaster declarations, representing 50% of all 8 disaster declarations.
How many flood insurance claims has Montezuma County filed?
Montezuma County has 19 National Flood Insurance Program (NFIP) claims totaling $19.6K in payments, with an average of $1.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Montezuma County?
No. In Montezuma County, Wildfire has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $6.5M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Montezuma County?
The most active year for disaster declarations in Montezuma County was 2020, with 2 declarations. The county has FEMA disaster data spanning 1970 to 2020.
What is the FEMA National Risk Index score for Montezuma County?
According to the FEMA National Risk Index, Montezuma County, Colorado has an overall risk score of 47.6 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $12.4M in annualized losses.
Which natural hazard poses the greatest risk to Montezuma County?
Based on FEMA NRI data, the highest-risk natural hazard in Montezuma County is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Landslide (Relatively Moderate) and Avalanche (Relatively High). FEMA's modeled event frequency puts wildfire here at roughly once every 423 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Montezuma County
Against a Colorado county mean of 10 declarations, Montezuma County, CO records 8, or 22% fewer. PlainHazard classifies that historical total as moderate activity.
- Major Disaster is the largest group (4 of 8) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Colorado overview
- Nationally the county exceeds 6% of recorded county totals, but its own Colorado benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.