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Maine · FEMA + NOAA + National Risk Index

Oxford County, ME

37 FEMA disaster declarations (1970-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

37
FEMA declarations
28
Major disasters
66
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Oxford County. Its 37 FEMA declarations are 26% above the Maine county mean and exceed the count for 95% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 34%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 34%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
37
FEMA declarations vs 21 national county avg
352
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 23017 · Oxford County 37 declarations · rank 160/3,266

DECL-HEAVY · MAJOR-MID · RANK-UPPER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 37
  • MAJOR-MID 76%
  • RANK-UPPER #160
  • PHOTO-FINISH Washita
  • NRI-LOW 66
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +26%

Nearest declaration peer: Washita, OK (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Maine state profile

Oxford County among high-volume declaration counties

FEMA declaration records among Oxford County and nearest peers by total count

declarations

What this shows Oxford County carries 37 FEMA declaration records, ranked 160 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Oxford County ranks in the national declaration registry

Oxford County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Oxford County

37 Top 5% higher than 95% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Oxford County's FEMA Risk Index score

0/100100/100Maine avg57/10065.9/100
FEMA National Risk Index composite score vs. the Maine county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Oxford County is led by Riverine Flooding (about $13.3M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Winter Weather carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Oxford County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 352 paid claims, totaling $5.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $16.7K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Oxford County's 37 federal records stand 26% above the Maine county mean of 29.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 65.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $22.4M in annualized losses), and a Relatively Moderate social-vulnerability profile combined with Relatively High community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 24 times per year here, based on 459 historical events on record.

77 /100

Historical Activity Index

Very High historical activity

Oxford County, ME · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Very High
27/30

37 OpenFEMA declarations, full ingest window (1.8x national county average)

County Disaster Density High
16/25

37 declarations (1.3x state county average of 29)

Major Disaster Share Very High
19/25

28 of 37 declarations are major disasters (76%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Oxford County

FEMA NRI 8-hazard radar - Oxford County

Oxford County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 48, Hurricane 48, Tornado 8, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 70. The simple mean of these eight displayed scores is 30 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 30 8-hazard mean
Oxford County NRI risk profile FIPS 23017 · displayed-hazard mean 30/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

37

Very high volume

Major Disaster share

76%

Mostly major

NRI risk score

66

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Oxford County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively High an average of 24 times per year
Ice Storm Relatively High roughly once every 1 years
Hurricane Relatively Moderate roughly once every 12 years
Landslide Relatively Low an average of 2.8 times per year
Riverine Flooding Relatively Moderate an average of 3.1 times per year
Cold Wave Relatively Moderate an average of 4.8 times per year
Avalanche Relatively Low roughly once every 100 years
Lightning Relatively Moderate an average of 18 times per year
Earthquake Relatively Low roughly once every 605 years
Strong Wind Relatively Low roughly once every 3 years
Drought Relatively Low 1.9 modeled event-days per year
Heat Wave Very Low 1.1 modeled event-days per year
Wildfire Very Low roughly once every 77,492 years
Tornado Very Low roughly once every 6 years
Hail Very Low an average of 1.1 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 14
Flood 9
Snowstorm 6
Hurricane 5
Biological 2
Freezing 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Oxford County's record, 38% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 28 75.7%

of all 37 declarations

Emergency - 9 24.3%

of all 37 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2023 4
2020 2
2018 1
2011 1
2009 1
2007 2
2005 5
2004 2
2003 1
2001 2
2000 2
1998 2
1997 1
1996 2
Show 7 earlier declaration years
1993 2
1992 1
1991 1
1989 1
1987 1
1974 1
1970 1

Disaster Declarations

How the 37 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 37 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4754 SEVERE STORM AND FLOODING DR Severe Storm 2024-01-30
3598 HURRICANE LEE EM Hurricane 2023-09-14
4737 SEVERE STORM AND FLOODING DR Flood 2023-09-06
4719 SEVERE STORM AND FLOODING DR Flood 2023-07-06
4696 SEVERE STORM AND FLOODING DR Severe Storm 2023-03-22
4522 COVID-19 PANDEMIC DR Biological 2020-04-04
3444 COVID-19 EM Biological 2020-03-13
4354 SEVERE STORM AND FLOODING DR Severe Storm 2018-01-02
4032 TROPICAL STORM IRENE DR Hurricane 2011-09-13
1852 SEVERE STORMS, FLOODING, AND LANDSLIDES DR Severe Storm 2009-07-30
1716 SEVERE STORMS AND FLOODING DR Severe Storm 2007-08-08
1693 SEVERE STORMS AND INLAND AND COASTAL FLOODING DR Severe Storm 2007-04-25
3256 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-19
1591 SEVERE STORMS, FLOODING, SNOW MELT, AND ICE JAMS DR Severe Storm 2005-06-29
3210 RECORD SNOW EM Snowstorm 2005-04-21
3209 SNOW EM Snowstorm 2005-04-01
3206 RECORD AND/OR NEAR RECORD SNOW EM Snowstorm 2005-03-14
1508 SEVERE STORMS, FLOODING, SNOW MELT AND ICE JAMS DR Severe Storm 2004-02-05
3190 SNOW EM Snowstorm 2004-01-15
1468 SEVERE WINTER COLD AND FROST DR Freezing 2003-05-14
Show 17 earlier declaration records
DR# Title Type Incident Date
1371 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2001-05-16
3164 SNOW EM Snowstorm 2001-03-20
1326 SEVERE STORMS, FLOODING, AND ICE JAMS DR Severe Storm 2000-04-28
1308 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-11-18
1232 SEVERE STORMS AND FLOODING DR Severe Storm 1998-07-02
1198 SEVERE ICE STORMS, RAINS AND HIGH WINDS DR Severe Storm 1998-01-13
1143 SEVERE STORMS AND FLOODING DR Flood 1996-10-28
1114 SEVERE STORMS, MUDSLIDES, FLOODING DR Severe Storm 1996-05-20
1106 SEVERE STORMS, ICE JAMS, FLOODING DR Severe Storm 1996-03-13
988 HEAVY RAIN, SNOWMELT, ICE JAMS & FLOODING DR Flood 1993-05-11
3099 BLIZZARDS, SEVERE WINDS & SNOWFALL, COASTAL STORM EM Snowstorm 1993-03-15
940 HEAVY RAINS, ICE JAMS & FLOODING DR Flood 1992-03-27
915 HURRICANE BOB & FLOODING DR Hurricane 1991-08-28
830 SEVERE STORMS & FLOODING DR Flood 1989-06-07
788 SEVERE STORMS & FLOODING DR Flood 1987-04-09
410 SEVERE STORMS & FLOODING DR Flood 1974-01-18
284 SEVERE STORMS, ICE JAMS & FLOODING DR Flood 1970-02-27

Storm Events in Maine

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Oxford County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 972 3 0 $821.0K
Heavy Snow 817 0 0 $0
Winter Storm 672 0 0 $0
Winter Weather 540 0 52 $0
High Wind 261 3 0 $40.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

352

Total Paid

$5.9M

Avg Per Claim

$16.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 65.9/100

Expected Annual Loss

Relatively Low

$22.4M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively High

Hazard Risk Breakdown

Winter Weather Relatively High
Ice Storm Relatively High
Hurricane Relatively Moderate
Landslide Relatively Low
Riverine Flooding Relatively Moderate
Cold Wave Relatively Moderate
Avalanche Relatively Low
Lightning Relatively Moderate
Earthquake Relatively Low
Strong Wind Relatively Low
Drought Relatively Low
Heat Wave Very Low
Wildfire Very Low
Tornado Very Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Oxford County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Oxford County's closest FEMA peer: Richland County, ND

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Oxford County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Oxford County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Oxford County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Oxford County's NFIP claims file (352 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Oxford County?
The most common disaster type in Oxford County is Severe Storm, with 14 declarations. Other disaster types include Flood (9), Snowstorm (6), Hurricane (5).
How does Oxford County's FEMA declaration record compare with the Maine average?
FEMA lists 37 declaration records for Oxford County. That is 26% above the Maine county mean of 29.4. Its count is also 79% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Oxford County received?
Oxford County has received 28 major disaster declarations, representing 76% of all 37 disaster declarations.
How many flood insurance claims has Oxford County filed?
Oxford County has 352 National Flood Insurance Program (NFIP) claims totaling $5.9M in payments, with an average of $16.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Oxford County?
No. In Oxford County, Winter Weather has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $13.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Oxford County?
The most active year for disaster declarations in Oxford County was 2005, with 5 declarations. The county has FEMA disaster data spanning 1970 to 2024.
What is the FEMA National Risk Index score for Oxford County?
According to the FEMA National Risk Index, Oxford County, Maine has an overall risk score of 65.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $22.4M in annualized losses.
Which natural hazard poses the greatest risk to Oxford County?
Based on FEMA NRI data, the highest-risk natural hazard in Oxford County as of the latest release is Winter Weather (risk rating: Relatively High). Other significant hazards include Ice Storm (Relatively High) and Hurricane (Relatively Moderate). FEMA's modeled event frequency puts winter weather here at an average of 24 times per year, drawn from 459 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Oxford County · vintage 2026-08-25 · Methodology · Maine profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events