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Indiana · FEMA + NOAA + National Risk Index

Ripley County, IN

16 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

16
FEMA declarations
11
Major disasters
47
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Ripley County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Indiana county mean. FEMA's separate National Risk Index places the county safer than 47%; that score models loss and vulnerability rather than counting declarations.

Safer than 47%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
20
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 18137 · Ripley County 16 declarations · rank 2239/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-MID 69%
  • RANK-LOWER #2,239
  • PHOTO-FINISH Greene
  • NRI-LOW 47
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -7%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Indiana state profile

Ripley County among counties with fewer federal records

FEMA declaration records among Ripley County and nearest peers by total count

declarations

What this shows Ripley County carries 16 FEMA declaration records, ranked 2239 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Ripley County versus quieter counties in this dataset

Ripley County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Ripley County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Ripley County's FEMA Risk Index score

0/100100/100Indiana avg46/10046.8/100
FEMA National Risk Index composite score vs. the Indiana county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Ripley County is led by Riverine Flooding (about $7.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Strong Wind carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Ripley County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 46.8/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $14.1M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4.8 times per year here, based on 181 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 20 claims and $117.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Indiana county averages 17.1 federal declaration records, while Ripley County has 16. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

56 /100

Historical Activity Index

High historical activity

Ripley County, IN · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

16 declarations (0.9x state county average of 17)

Major Disaster Share High
17/25

11 of 16 declarations are major disasters (69%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Ripley County

FEMA NRI 8-hazard radar - Ripley County

Ripley County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 48, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Ripley County NRI risk profile FIPS 18137 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

69%

Major-heavy

NRI risk score

47

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ripley County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively Moderate an average of 4.8 times per year
Tornado Relatively Moderate roughly once every 3 years
Landslide Relatively Low roughly once every 4 years
Earthquake Relatively Low roughly once every 482 years
Riverine Flooding Relatively Low an average of 3.2 times per year
Drought Relatively Low 3 modeled event-days per year
Lightning Relatively Low an average of 50 times per year
Ice Storm Relatively Low roughly once every 2 years
Cold Wave Relatively Low an average of 2.3 times per year
Hail Relatively Low an average of 4.4 times per year
Heat Wave Very Low 6.3 modeled event-days per year
Hurricane Very Low roughly once every 106 years
Winter Weather Relatively Low an average of 11 times per year
Wildfire Very Low roughly once every 45,461 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 9
Biological 2
Snowstorm 2
Winter Storm 1
Hurricane 1
Flood 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Ripley County's record, 56% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 68.8%

of all 16 declarations

Emergency - 5 31.3%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2020 2
2012 1
2011 1
2009 1
2008 2
2005 3
2004 1
1996 1
1990 1
1977 1
1968 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3641 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4515 COVID-19 PANDEMIC DR Biological 2020-04-03
3456 COVID-19 EM Biological 2020-03-13
4058 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2012-03-09
1997 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND DR Severe Storm 2011-06-23
1828 SEVERE WINTER STORM DR Severe Storm 2009-03-05
1795 SEVERE STORMS AND FLOODING DR Severe Storm 2008-09-23
1766 SEVERE STORMS, FLOODING, AND TORNADOES DR Severe Storm 2008-06-08
3238 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1573 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2005-01-21
3197 SNOW EM Snowstorm 2005-01-11
1520 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2004-06-03
1125 SEVERE STORMS AND FLOODING DR Severe Storm 1996-07-03
869 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-06-04
3028 SNOWSTORMS EM Snowstorm 1977-02-02
247 FLOODING DR Flood 1968-07-30

Storm Events in Indiana

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ripley County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 4,886 16 73 $57.6M
Hail 1,643 0 0 $1.7M
Winter Weather 1,166 32 80 $2.5M
Flood 850 13 3 $16.0M
Flash Flood 648 14 5 $97.9M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

20

Total Paid

$117.8K

Avg Per Claim

$5.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 46.8/100

Expected Annual Loss

Very Low

$14.1M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Tornado Relatively Moderate
Landslide Relatively Low
Earthquake Relatively Low
Riverine Flooding Relatively Low
Drought Relatively Low
Lightning Relatively Low
Ice Storm Relatively Low
Cold Wave Relatively Low
Hail Relatively Low
Heat Wave Very Low
Hurricane Very Low
Winter Weather Relatively Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Ripley County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ripley County's closest FEMA peer: Kane County, IL

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ripley County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ripley County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Ripley County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 16 FEMA declarations, Ripley County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ripley County?
The most common disaster type in Ripley County is Severe Storm, with 9 declarations. Other disaster types include Biological (2), Snowstorm (2), Winter Storm (1).
How does Ripley County's FEMA declaration record compare with the Indiana average?
The typical Indiana county has 17.1 FEMA declaration records; Ripley County has 16, or 7% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Ripley County received?
Ripley County has received 11 major disaster declarations, representing 69% of all 16 disaster declarations.
How many flood insurance claims has Ripley County filed?
Ripley County has 20 National Flood Insurance Program (NFIP) claims totaling $117.8K in payments, with an average of $5.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ripley County?
No. In Ripley County, Strong Wind has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $7.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ripley County?
The most active year for disaster declarations in Ripley County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for Ripley County?
According to the FEMA National Risk Index, Ripley County, Indiana has an overall risk score of 46.8 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $14.1M in annualized losses.
Which natural hazard poses the greatest risk to Ripley County?
Based on FEMA NRI data, the highest-risk natural hazard in Ripley County is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Moderate) and Landslide (Relatively Low). FEMA's modeled event frequency puts strong wind here at an average of 4.8 times per year, drawn from 181 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Ripley County · vintage 2026-08-25 · Methodology · Indiana profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events