FEMA Records
10
Low volume
New Mexico · FEMA + NOAA + National Risk Index
Taos County, NM
10 FEMA disaster declarations (1973-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Flood.
- 10
- FEMA declarations
- 7
- Major disasters
- 74
- NRI risk · Relatively Low
- Flood
- Top hazard
The verdict
Taos County has a nationally busy FEMA history: 10 declarations, more than 10% of counties in this registry. But the state comparison tempers that reading: the total is 20% below the New Mexico county mean. FEMA's separate National Risk Index places the county in the riskiest 26%; that score models loss and vulnerability rather than counting declarations.
- Riskiest 26%
- of U.S. counties for FEMA National Risk Index score
- Relatively Low
- FEMA National Risk Index rating
- 10
- FEMA declarations vs 21 national county avg
- 24
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
How does Taos County compare?
Taos County vs. all counties in this dataset
FEMA disaster declarations, all-time
10 10th percentile higher than 10% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-03
Taos County's FEMA Risk Index score
FEMA National Risk Index composite score vs. the New Mexico county average
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Taos County is led by Riverine Flooding (about $14.1M Expected Annual Loss, Historical Loss Ratio Relatively High), while Wildfire carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Taos County's hazard record show?
FEMA National Risk Index
This county carries a high composite score on FEMA's National Risk Index, 74.3/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $21.8M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 262 years here.
Declaration frequency
Nationally, Taos County's 10 FEMA records form a high-volume history; within New Mexico, however, the count is 20% below the county mean. 7 entries carry the Major Disaster classification. The largest incident group is Flood, appearing 3 times. The full 47-year record averages 0.2 declarations annually. A DR label alone does not say whether Individual Assistance, Public Assistance, or both followed.
Reading the federal records together
This county has a small entry in FEMA's NFIP paid-claims table: 24 claims and $51.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.
Start with the state benchmark: a New Mexico county averages 12.5 federal declaration records, while Taos County has 10. The gap is 20% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.
48 /100
Historical Activity Index
Moderate historical activity
Taos County, NM · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Low
7/30
10 OpenFEMA declarations, full ingest window (0.5x national county average)
County Disaster Density Moderate
10/25
10 declarations (0.8x state county average of 12)
Major Disaster Share High
18/25
7 of 10 declarations are major disasters (70%)
Hazard Diversity High
13/20
5 different disaster types declared in Taos County
Historical Declaration Activity
Activity Band
High
vs. New Mexico Avg
-20%
State avg: 12.5
vs. National Avg
-52%
National avg: 20.7
Avg Per Year
0.2
Over 47 years
FEMA NRI 8-hazard radar - Taos County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
70%
Major-heavy
NRI risk score
74
Relatively Low
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Taos County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Wildfire | Relatively Moderate | roughly once every 262 years |
| Avalanche | Relatively High | roughly once every 8 years |
| Winter Weather | Relatively High | an average of 25 times per year |
| Landslide | Relatively Moderate | roughly once every 1 years |
| Lightning | Relatively High | an average of 70 times per year |
| Riverine Flooding | Relatively Moderate | roughly once every 2 years |
| Drought | Relatively Low | 111 modeled event-days per year |
| Earthquake | Relatively Low | roughly once every 503 years |
| Cold Wave | Relatively Low | roughly once every 6 years |
| Tornado | Very Low | roughly once every 6 years |
| Hail | Very Low | roughly once every 1 years |
| Strong Wind | Very Low | roughly once every 11 years |
| Heat Wave | Very Low | 0.1 modeled event-days per year |
| Ice Storm | Very Low | roughly once every 67 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 3
Biological 2
Severe Storm 2
Fire 2
Hurricane 1
What Flood declarations mean here
Flood is the most frequent declaration type on Taos County's record, 30% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 7 70.0%
of all 10 declarations
Emergency - 3 30.0%
of all 10 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2020 | 2 | |
| 2014 | 1 | |
| 2011 | 1 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2000 | 2 | |
| 1979 | 1 | |
| 1973 | 1 | |
Disaster Declarations
How the 10 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 10 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4529 | COVID-19 PANDEMIC | DR | Biological | 2020-04-05 |
| 3460 | COVID-19 | EM | Biological | 2020-03-13 |
| 4152 | SEVERE STORMS, FLOODING, AND MUDSLIDES | DR | Flood | 2013-10-29 |
| 1962 | SEVERE WINTER STORM AND EXTREME COLD TEMPERATURES | DR | Severe Storm | 2011-03-24 |
| 1659 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2006-08-30 |
| 3229 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-07 |
| 1329 | SEVERE FOREST FIRE | DR | Fire | 2000-05-13 |
| 3154 | SEVERE FIRE THREATS | EM | Fire | 2000-05-10 |
| 589 | SEVERE STORMS, SNOWMELT & FLOODING | DR | Flood | 1979-06-23 |
| 380 | SEVERE STORMS, SNOW MELT & FLOODING | DR | Flood | 1973-05-11 |
Storm Events in New Mexico
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Taos County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Drought | 3,382 | 0 | 0 | $0 |
| High Wind | 2,351 | 0 | 3 | $18.9M |
| Hail | 1,669 | 1 | 24 | $17.2M |
| Heavy Snow | 986 | 6 | 72 | $2.5M |
| Thunderstorm Wind | 952 | 1 | 13 | $25.1M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
24
Total Paid
$51.1K
Avg Per Claim
$2.1K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Low
Score: 74.3/100
Expected Annual Loss
Relatively Low
$21.8M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Wildfire Relatively Moderate
Avalanche Relatively High
Winter Weather Relatively High
Landslide Relatively Moderate
Lightning Relatively High
Riverine Flooding Relatively Moderate
Drought Relatively Low
Earthquake Relatively Low
Cold Wave Relatively Low
Tornado Very Low
Hail Very Low
Strong Wind Very Low
Heat Wave Very Low
Ice Storm Very Low
Volcanic Activity No Rating
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Wildfire
Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.
Worth noting for Taos County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Taos County's closest FEMA peer: Stoddard County, MO
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Taos County. Record similarity, not a safety rating.
Similar modeled NRI score
Taos County: NRI composite 74.3 (Relatively Low).
Similar Major-disaster share
Taos County: 7 of 10 of its declarations are Major.
Closest declaration profiles
Taos County shows 10 FEMA declarations, led by Flood.
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Taos County - capture-dated entries only.
Further reading for this county
Most disaster-prone counties
With 10 FEMA declarations, Taos County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Related
Frequently Asked Questions
What is the most common disaster type in Taos County?
The most common disaster type in Taos County is Flood, with 3 declarations. Other disaster types include Biological (2), Severe Storm (2), Fire (2).
How does Taos County's FEMA declaration record compare with the New Mexico average?
The typical New Mexico county has 12.5 FEMA declaration records; Taos County has 10, or 20% fewer. Against the national county mean of 20.7, this county's total is 52% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Taos County received?
Taos County has received 7 major disaster declarations, representing 70% of all 10 disaster declarations.
How many flood insurance claims has Taos County filed?
Taos County has 24 National Flood Insurance Program (NFIP) claims totaling $51.1K in payments, with an average of $2.1K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Taos County?
No. In Taos County, Wildfire has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $14.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Taos County?
The most active year for disaster declarations in Taos County was 2000, with 2 declarations. The county has FEMA disaster data spanning 1973 to 2020.
What is the FEMA National Risk Index score for Taos County?
According to the FEMA National Risk Index, Taos County, New Mexico has an overall risk score of 74.3 out of 100 (Relatively Low). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.8M in annualized losses.
Which natural hazard poses the greatest risk to Taos County?
Based on FEMA NRI data, the highest-risk natural hazard in Taos County as of the latest release is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Avalanche (Relatively High) and Winter Weather (Relatively High). FEMA's modeled event frequency puts wildfire here at roughly once every 262 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
What this means for Taos County
Against a New Mexico county mean of 12 declarations, Taos County, NM records 10, or 20% fewer. PlainHazard classifies that historical total as high activity.
- Major Disaster is the largest group (7 of 10) in a declaration history that remains below its state benchmark; frequency here is not a forecast. New Mexico overview
- Nationally the county exceeds 10% of recorded county totals, but its own New Mexico benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
- A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide
A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.
PlainHazard derives this profile from FEMA's Disaster Declarations Summaries and National Risk Index data. The declaration comparison covers 3,266 U.S. counties and county equivalents in this database, refreshed as of 2026-08-03. Read our methodology - how this data is sourced, computed, and verified.
All federal data sources used on this page
- FEMA OpenFEMA, Disaster Declarations Summaries v2 - all federally-declared disasters for this county. fema.gov/openfema/disaster-declarations
- FEMA National Risk Index (NRI) - per-county per-hazard risk ratings and expected annual loss. hazards.fema.gov/nri
- NOAA NCEI Storm Events Database - state-level storm/severe-weather event records, 2015-2025. ncdc.noaa.gov/stormevents
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial
Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →
Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.