FEMA Records
22
Above median
Texas · FEMA + NOAA + National Risk Index
Taylor County, TX
22 FEMA disaster declarations (1982-2022), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Fire.
- 22
- FEMA declarations
- 11
- Major disasters
- 84
- NRI risk · Relatively Moderate
- Fire
- Top hazard
The verdict
Two federal records point in the busier direction for Taylor County. Its 22 FEMA declarations are 5% above the Texas county mean and exceed the count for 57% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 16%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 16%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 22
- FEMA declarations vs 21 national county avg
- 936
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
FEMA OpenFEMA declaration desk
County FIPS 48441 · Taylor County 22 declarations · rank 1365/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 22
- MAJOR-MID 50%
- RANK-LOWER #1,365
- PHOTO-FINISH Hardy
- NRI-MID 84
- ACT-HIGH High
- TYPE-LEAD Fire
- VS-ST-ABOVE +5%
Nearest declaration peer: Hardy, WV (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Taylor County in the declaration-count neighbourhood
FEMA declaration records among Taylor County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Hardy · near 22
Hardy · near
22 declarations
- Prairie · near 22
Prairie · near
22 declarations
- St. Francis · near 22
St. Francis · near
22 declarations
- Taylor · this county 22
Taylor · this county
22 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Taylor County carries 22 FEMA declaration records, ranked 1365 of 3,266 counties in this registry.
How Taylor County's FEMA declaration count compares nationally
Taylor County vs. all counties in this dataset
FEMA disaster declarations, all-time · Taylor County
22 Top 43% higher than 57% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Taylor County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for Taylor County is led by Riverine Flooding (about $22.9M Expected Annual Loss, Historical Loss Ratio Very Low), while Hail carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does Taylor County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 936 claims and $15.6M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $16.7K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. Taylor County's 22 federal records stand 5% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 83.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $53.7M in annualized losses). Social vulnerability reads Relatively Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 5.7 times per year here, based on 215 historical events on record.
60 /100
Historical Activity Index
High historical activity
Taylor County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
16/30
22 OpenFEMA declarations, full ingest window (1.1x national county average)
County Disaster Density High
13/25
22 declarations (1.1x state county average of 21)
Major Disaster Share High
13/25
11 of 22 declarations are major disasters (50%)
Hazard Diversity Very High
18/20
7 different disaster types declared in Taylor County
FEMA NRI 8-hazard radar - Taylor County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
50%
Major-heavy
NRI risk score
84
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Taylor County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Hail | Very High | an average of 5.7 times per year |
| Winter Weather | Relatively High | an average of 5.8 times per year |
| Wildfire | Relatively Moderate | roughly once every 318 years |
| Lightning | Relatively High | an average of 47 times per year |
| Heat Wave | Relatively Moderate | 10 modeled event-days per year |
| Riverine Flooding | Relatively Moderate | an average of 2.3 times per year |
| Tornado | Relatively Moderate | roughly once every 1 years |
| Drought | Relatively Moderate | 41 modeled event-days per year |
| Strong Wind | Relatively Moderate | an average of 2.1 times per year |
| Ice Storm | Relatively Low | roughly once every 2 years |
| Cold Wave | Relatively Low | an average of 1.1 times per year |
| Hurricane | Very Low | roughly once every 130 years |
| Earthquake | Very Low | roughly once every 2,801 years |
| Landslide | Very Low | roughly once every 7 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Fire 7
Severe Storm 5
Hurricane 3
Severe Ice Storm 2
Biological 2
Flood 2
Drought 1
What Fire declarations mean here
Fire is the most frequent declaration type on Taylor County's record, 32% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.
That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 11 50.0%
of all 22 declarations
Emergency - 8 36.4%
of all 22 declarations
Fire Management - 3 13.6%
of all 22 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2022 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2009 | 2 | |
| 2008 | 2 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2002 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1996 | 1 | |
| 1993 | 1 | |
| 1990 | 1 | |
| 1989 | 1 | |
Show 1 earlier declaration years
| 1982 | 1 | |
Disaster Declarations
How the 22 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 22 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 5440 | MESQUITE HEAT FIRE | FM | Fire | 2022-05-18 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 2798 | TUSCOLA FIRE | FM | Fire | 2009-03-05 |
| 2795 | RHODES RANCH FIRE | FM | Fire | 2009-02-27 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1730 | TROPICAL STORM ERIN | DR | Severe Storm | 2007-10-02 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 1425 | SEVERE STORMS AND FLOODING | DR | Flood | 2002-07-04 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
| 3117 | EXTREME FIRE HAZARD | EM | Fire | 1996-02-23 |
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 863 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-05-02 |
Show 2 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 828 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1989-05-19 |
| 648 | SEVERE STORMS & FLOODING | DR | Flood | 1981-10-23 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Taylor County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
936
Total Paid
$15.6M
Avg Per Claim
$16.7K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 83.8/100
Expected Annual Loss
Relatively Moderate
$53.7M/year
Social Vulnerability
Relatively Low
Community Resilience
Relatively High
Hazard Risk Breakdown
Hail Very High
Winter Weather Relatively High
Wildfire Relatively Moderate
Lightning Relatively High
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Tornado Relatively Moderate
Drought Relatively Moderate
Strong Wind Relatively Moderate
Ice Storm Relatively Low
Cold Wave Relatively Low
Hurricane Very Low
Earthquake Very Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Hail
Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.
Worth noting for Taylor County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Very High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Taylor County's closest FEMA peer: Emanuel County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Taylor County. Record similarity, not a safety rating.
Closest declaration profiles
Taylor County shows 22 FEMA declarations, led by Fire.
Similar Major-disaster share
Taylor County: 11 of 22 of its declarations are Major.
Similar modeled NRI score
Taylor County: NRI composite 83.8 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Taylor County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Taylor County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 83.8 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 22. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Taylor County's NFIP claims file (936 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Taylor County?
The most common disaster type in Taylor County is Fire, with 7 declarations. Other disaster types include Severe Storm (5), Hurricane (3), Severe Ice Storm (2).
How does Taylor County's FEMA declaration record compare with the Texas average?
FEMA lists 22 declaration records for Taylor County. That is 5% above the Texas county mean of 20.9. Its count is also 6% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Taylor County received?
Taylor County has received 11 major disaster declarations, representing 50% of all 22 disaster declarations.
How many flood insurance claims has Taylor County filed?
Taylor County has 936 National Flood Insurance Program (NFIP) claims totaling $15.6M in payments, with an average of $16.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Taylor County?
No. In Taylor County, Hail has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $22.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Taylor County?
The most active year for disaster declarations in Taylor County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1982 to 2022.
What is the FEMA National Risk Index score for Taylor County?
According to the FEMA National Risk Index, Taylor County, Texas has an overall risk score of 83.8 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $53.7M in annualized losses.
Which natural hazard poses the greatest risk to Taylor County?
The top hazard flagged by FEMA's NRI for Taylor County is Hail (risk rating: Very High). Other significant hazards include Winter Weather (Relatively High) and Wildfire (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 5.7 times per year, drawn from 215 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Taylor County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events