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Texas · FEMA + NOAA + National Risk Index

Upshur County, TX

24 FEMA disaster declarations (1966-2024), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Hurricane.

24
FEMA declarations
15
Major disasters
67
NRI risk · Relatively Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Upshur County. Its 24 FEMA declarations are 15% above the Texas county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 33%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 33%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
8
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 48459 · Upshur County 24 declarations · rank 1062/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 24
  • MAJOR-MID 63%
  • RANK-LOWER #1,062
  • PHOTO-FINISH Eddy
  • NRI-LOW 67
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +15%

Nearest declaration peer: Eddy, ND (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Upshur County in the declaration-count neighbourhood

FEMA declaration records among Upshur County and nearest peers by total count

declarations

What this shows Upshur County carries 24 FEMA declaration records, ranked 1062 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Upshur County's FEMA declaration count compares nationally

Upshur County vs. all counties in this dataset

FEMA disaster declarations, all-time · Upshur County

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Upshur County's FEMA Risk Index score

0/100100/100Texas avg49/10066.9/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Upshur County is led by Riverine Flooding (about $7.2M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Upshur County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 66.9/100, rated Relatively Low. Its Expected Annual Loss rating is Relatively Low (roughly $21.4M in annualized losses), and a Relatively High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here, based on 78 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 8 claims and $180.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Upshur County's 24 federal records stand 15% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

67 /100

Historical Activity Index

High historical activity

Upshur County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
14/25

24 declarations (1.1x state county average of 21)

Major Disaster Share High
16/25

15 of 24 declarations are major disasters (63%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Upshur County

FEMA NRI 8-hazard radar - Upshur County

Upshur County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 70, Wildfire 25, Drought 48, Heat Wave 48, Winter Storm 70. The simple mean of these eight displayed scores is 40 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 8-hazard mean
Upshur County NRI risk profile FIPS 48459 · displayed-hazard mean 40/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

63%

Major-heavy

NRI risk score

67

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Upshur County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Relatively High an average of 1.2 times per year
Tornado Relatively High roughly once every 2 years
Strong Wind Relatively High an average of 5.4 times per year
Hail Relatively Moderate an average of 5.2 times per year
Heat Wave Relatively Moderate 19 modeled event-days per year
Wildfire Relatively Low roughly once every 742 years
Drought Relatively Moderate 30 modeled event-days per year
Winter Weather Relatively Moderate an average of 3.4 times per year
Hurricane Relatively Low roughly once every 42 years
Cold Wave Relatively Low roughly once every 1 years
Riverine Flooding Relatively Low roughly once every 1 years
Landslide Very Low roughly once every 5 years
Earthquake Very Low roughly once every 1,001 years
Lightning Relatively Low an average of 60 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 6
Fire 5
Severe Ice Storm 3
Flood 3
Severe Storm 3
Biological 2
Other 1
Tornado 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Upshur County's federal record, 25% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 15 62.5%

of all 24 declarations

Emergency - 9 37.5%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2024 1
2021 2
2020 3
2016 1
2011 1
2008 2
2007 1
2006 1
2005 3
2003 1
2001 1
1999 1
1998 1
1996 1
1989 1
Show 3 earlier declaration years
1988 1
1973 1
1966 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4798 HURRICANE BERYL DR Hurricane 2024-07-09
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
3540 TROPICAL STORMS MARCO AND LAURA EM Hurricane 2020-08-24
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4269 SEVERE STORMS AND FLOODING DR Flood 2016-04-25
4029 WILDFIRES DR Fire 2011-09-09
1791 HURRICANE IKE DR Hurricane 2008-09-13
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3171 LOSS OF THE SPACE SHUTTLE COLUMBIA EM Other 2003-02-01
1356 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-08
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3117 EXTREME FIRE HAZARD EM Fire 1996-02-23
Show 4 earlier declaration records
DR# Title Type Incident Date
828 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1989-05-19
802 SEVERE STORMS & TORNADOES DR Tornado 1987-11-20
393 SEVERE STORMS & FLOODING DR Flood 1973-06-25
218 SEVERE STORMS & FLOODING DR Flood 1966-05-12

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Upshur County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

8

Total Paid

$180.9K

Avg Per Claim

$22.6K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 66.9/100

Expected Annual Loss

Relatively Low

$21.4M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Ice Storm Relatively High
Tornado Relatively High
Strong Wind Relatively High
Hail Relatively Moderate
Heat Wave Relatively Moderate
Wildfire Relatively Low
Drought Relatively Moderate
Winter Weather Relatively Moderate
Hurricane Relatively Low
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Landslide Very Low
Earthquake Very Low
Lightning Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Upshur County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Upshur County's closest FEMA peer: Page County, VA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Upshur County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Upshur County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Upshur County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 24 FEMA declarations, Upshur County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Upshur County?
The most common disaster type in Upshur County is Hurricane, with 6 declarations. Other disaster types include Fire (5), Severe Ice Storm (3), Flood (3).
How does Upshur County's FEMA declaration record compare with the Texas average?
FEMA lists 24 declaration records for Upshur County. That is 15% above the Texas county mean of 20.9. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Upshur County received?
Upshur County has received 15 major disaster declarations, representing 63% of all 24 disaster declarations.
How many flood insurance claims has Upshur County filed?
Upshur County has 8 National Flood Insurance Program (NFIP) claims totaling $180.9K in payments, with an average of $22.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Upshur County?
No. In Upshur County, Ice Storm has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $7.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Upshur County?
The most active year for disaster declarations in Upshur County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1966 to 2024.
What is the FEMA National Risk Index score for Upshur County?
According to the FEMA National Risk Index, Upshur County, Texas has an overall risk score of 66.9 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $21.4M in annualized losses.
Which natural hazard poses the greatest risk to Upshur County?
The top hazard flagged by FEMA's NRI for Upshur County as of the latest release is Ice Storm (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Strong Wind (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.2 times per year, drawn from 78 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Upshur County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events