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North Carolina · FEMA + NOAA + National Risk Index

Wake County, NC

26 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Relatively High. Most common hazard: Hurricane.

26
FEMA declarations
12
Major disasters
96
NRI risk · Relatively High
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Wake County. Its 26 FEMA declarations are 8% above the North Carolina county mean and exceed the count for 75% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 4%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 4%
of U.S. counties for FEMA National Risk Index score
Relatively High
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
1,642
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 37183 · Wake County 26 declarations · rank 797/3,266

DECL-HEAVY · MAJOR-LIGHT · RANK-MID · PHOTO-FINISH · NRI-HIGH · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 26
  • MAJOR-LIGHT 46%
  • RANK-MID #797
  • PHOTO-FINISH Hunterdon
  • NRI-HIGH 96
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +8%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Carolina state profile

Wake County among high-volume declaration counties

FEMA declaration records among Wake County and nearest peers by total count

declarations

What this shows Wake County carries 26 FEMA declaration records, ranked 797 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Wake County ranks in the national declaration registry

Wake County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Wake County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Wake County's FEMA Risk Index score

0/100100/100North Carolina avg67/10095.5/100
FEMA National Risk Index composite score vs. the North Carolina county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Wake County is led by Riverine Flooding (about $221.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Wake County's hazard record show?

Reading the federal records together

FEMA's NFIP table contains a substantial paid-claim history for this county: 1,642 claims and $31.2M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $19.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.

The declaration register points in the busier direction. Wake County's 26 federal records stand 8% above the North Carolina county mean of 24.0. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 95.5/100 (Relatively High). Expected Annual Loss is rated Relatively High (roughly $299.1M in annualized losses). Social vulnerability reads Very Low and community resilience Very High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Hail stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at an average of 4.1 times per year here, based on 156 historical events on record.

65 /100

Historical Activity Index

High historical activity

Wake County, NC · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density High
14/25

26 declarations (1.1x state county average of 24)

Major Disaster Share Moderate
12/25

12 of 26 declarations are major disasters (46%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Wake County

FEMA NRI 8-hazard radar - Wake County

Wake County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 70, Hurricane 48, Tornado 70, Wildfire 8, Drought 25, Heat Wave 70, Winter Storm 70. The simple mean of these eight displayed scores is 48 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 48 8-hazard mean
Wake County NRI risk profile FIPS 37183 · displayed-hazard mean 48/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

46%

Mixed major share

NRI risk score

96

Relatively High

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wake County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively High an average of 4.1 times per year
Riverine Flooding Relatively High an average of 4.6 times per year
Heat Wave Relatively High 6.9 modeled event-days per year
Tornado Relatively High roughly once every 2 years
Lightning Relatively High an average of 50 times per year
Ice Storm Relatively High an average of 1.6 times per year
Hurricane Relatively Moderate roughly once every 6 years
Earthquake Relatively Low roughly once every 900 years
Winter Weather Relatively Moderate an average of 6.4 times per year
Cold Wave Relatively Moderate roughly once every 1 years
Landslide Relatively Low roughly once every 2 years
Wildfire Very Low roughly once every 15,690 years
Drought Relatively Low 14 modeled event-days per year
Strong Wind Relatively Low roughly once every 1 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 11
Severe Storm 3
Snowstorm 3
Tropical Storm 2
Biological 2
Severe Ice Storm 2
Winter Storm 1
Tornado 1
Drought 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Wake County's federal record, 42% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 14 53.8%

of all 26 declarations

Major Disaster - 12 46.2%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 2
2023 1
2020 3
2019 1
2018 1
2017 2
2011 1
2005 1
2003 2
2000 1
1999 2
1998 1
1996 2
1993 1
Show 3 earlier declaration years
1989 1
1977 2
1968 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3637 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3617 HURRICANE HELENE EM Tropical Storm 2024-09-26
3608 TROPICAL STORM DEBBY EM Tropical Storm 2024-08-06
3586 HURRICANE IAN EM Hurricane 2022-10-01
3534 HURRICANE ISAIAS EM Hurricane 2020-08-02
4487 COVID-19 PANDEMIC DR Biological 2020-03-25
3471 COVID-19 EM Biological 2020-03-13
3423 HURRICANE DORIAN EM Hurricane 2019-09-03
3401 HURRICANE FLORENCE EM Hurricane 2018-09-10
4285 HURRICANE MATTHEW DR Hurricane 2016-10-10
3380 HURRICANE MATTHEW EM Hurricane 2016-10-07
1969 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-04-19
3222 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-05
1490 HURRICANE ISABEL DR Hurricane 2003-09-18
1448 SEVERE ICE STORM DR Severe Ice Storm 2002-12-12
1312 SEVERE WINTER STORM DR Severe Storm 2000-01-31
1292 HURRICANE FLOYD MAJOR DISASTER DECLARATIONS DR Hurricane 1999-09-16
3146 HURRICANE FLOYD EMERGENCY DECLARATIONS EM Hurricane 1999-09-15
1211 SEVERE STORMS TORNADOES, AND FLOODING DR Severe Storm 1998-03-22
1134 HURRICANE FRAN DR Hurricane 1996-09-06
Show 6 earlier declaration records
DR# Title Type Incident Date
1087 BLIZZARD OF 96 DR Snowstorm 1996-01-13
3110 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-17
818 SEVERE STORMS & TORNADOES DR Tornado 1988-12-02
3049 DROUGHT EM Drought 1977-08-11
3033 DROUGHT & FREEZING EM Snowstorm 1977-03-02
234 SEVERE ICE STORM DR Severe Ice Storm 1968-02-10

Storm Events in North Carolina

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wake County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 7,123 11 60 $62.9M
Flash Flood 1,881 105 6 $2.3B
Hail 1,623 0 0 $122.5M
Winter Weather 1,272 6 2 $425.0K
Winter Storm 743 7 0 $10.7M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1,642

Total Paid

$31.2M

Avg Per Claim

$19.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively High

Score: 95.5/100

Expected Annual Loss

Relatively High

$299.1M/year

Social Vulnerability

Very Low

Community Resilience

Very High

Hazard Risk Breakdown

Hail Relatively High
Riverine Flooding Relatively High
Heat Wave Relatively High
Tornado Relatively High
Lightning Relatively High
Ice Storm Relatively High
Hurricane Relatively Moderate
Earthquake Relatively Low
Winter Weather Relatively Moderate
Cold Wave Relatively Moderate
Landslide Relatively Low
Wildfire Very Low
Drought Relatively Low
Strong Wind Relatively Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Wake County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively High), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wake County's closest FEMA peer: Palo Pinto County, TX

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wake County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wake County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Wake County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Wake County's NFIP claims file (1,642 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wake County?
The most common disaster type in Wake County is Hurricane, with 11 declarations. Other disaster types include Severe Storm (3), Snowstorm (3), Tropical Storm (2).
How does Wake County's FEMA declaration record compare with the North Carolina average?
FEMA lists 26 declaration records for Wake County. That is 8% above the North Carolina county mean of 24.0. Its count is also 25% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Wake County received?
Wake County has received 12 major disaster declarations, representing 46% of all 26 disaster declarations.
How many flood insurance claims has Wake County filed?
Wake County has 1,642 National Flood Insurance Program (NFIP) claims totaling $31.2M in payments, with an average of $19.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Wake County?
No. In Wake County, Hail has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $221.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Wake County?
The most active year for disaster declarations in Wake County was 2020, with 3 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for Wake County?
According to the FEMA National Risk Index, Wake County, North Carolina has an overall risk score of 95.5 out of 100 (Relatively High). Social vulnerability here rates Very Low, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Relatively High, representing $299.1M in annualized losses.
Which natural hazard poses the greatest risk to Wake County?
The top hazard flagged by FEMA's NRI for Wake County as of the latest release is Hail (risk rating: Relatively High). Other significant hazards include Riverine Flooding (Relatively High) and Heat Wave (Relatively High). FEMA's modeled event frequency puts hail here at an average of 4.1 times per year, drawn from 156 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Wake County · vintage 2026-08-25 · Methodology · North Carolina profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events