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North Dakota · FEMA + NOAA + National Risk Index

Wells County, ND

29 FEMA disaster declarations (1969-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

29
FEMA declarations
27
Major disasters
9
NRI risk · Very Low
Flood
Top hazard

The verdict

Two federal records point in the busier direction for Wells County. Its 29 FEMA declarations are 12% above the North Dakota county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 9%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 9%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
29
FEMA declarations vs 21 national county avg
2
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 38103 · Wells County 29 declarations · rank 457/3,266

DECL-HEAVY · MAJOR-HEAVY · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 29
  • MAJOR-HEAVY 93%
  • RANK-MID #457
  • PHOTO-FINISH Bath
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-ABOVE +12%

Nearest declaration peer: Bath, KY (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · North Dakota state profile

Wells County among high-volume declaration counties

FEMA declaration records among Wells County and nearest peers by total count

declarations

What this shows Wells County carries 29 FEMA declaration records, ranked 457 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Wells County ranks in the national declaration registry

Wells County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Wells County

29 Top 15% higher than 85% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Wells County's FEMA Risk Index score

0/100100/100North Dakota avg22/1008.6/100
FEMA National Risk Index composite score vs. the North Dakota county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Wells County is led by Cold Wave (about $2.3M Expected Annual Loss, Historical Loss Ratio Very High), while Winter Weather carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Wells County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 8.6/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $4.2M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Moderate) and community resilience (Very High). Among the 18 modeled hazards, Winter Weather carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 22 times per year here, based on 411 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 2 claims and $80.8K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Wells County's 29 federal records stand 12% above the North Dakota county mean of 25.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

71 /100

Historical Activity Index

High historical activity

Wells County, ND · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
21/30

29 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
14/25

29 declarations (1.1x state county average of 26)

Major Disaster Share Very High
23/25

27 of 29 declarations are major disasters (93%)

Hazard Diversity High
13/20

5 different disaster types declared in Wells County

FEMA NRI 8-hazard radar - Wells County

Wells County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 8, Wildfire 8, Drought 25, Heat Wave 8, Winter Storm 48. The simple mean of these eight displayed scores is 14 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 14 8-hazard mean
Wells County NRI risk profile FIPS 38103 · displayed-hazard mean 14/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

29

High volume

Major Disaster share

93%

Mostly major

NRI risk score

9

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wells County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively Moderate an average of 22 times per year
Cold Wave Relatively Moderate an average of 21 times per year
Hail Relatively Low an average of 2.5 times per year
Ice Storm Relatively Low roughly once every 1 years
Wildfire Very Low roughly once every 1,685 years
Drought Relatively Low 14 modeled event-days per year
Landslide Very Low roughly once every 8 years
Tornado Very Low roughly once every 2 years
Strong Wind Very Low an average of 1.3 times per year
Heat Wave Very Low 1.3 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years
Earthquake Very Low roughly once every 10,753 years
Lightning Very Low an average of 28 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 14
Severe Storm 11
Biological 2
Snowstorm 1
Coastal Storm 1

What Flood declarations mean here

Flood is the most frequent declaration type on Wells County's record, 48% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 27 93.1%

of all 29 declarations

Emergency - 2 6.9%

of all 29 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2023 2
2022 1
2021 1
2020 4
2013 2
2011 1
2010 2
2009 1
2005 1
2001 1
2000 1
1999 1
1997 2
1996 1
Show 7 earlier declaration years
1995 1
1994 1
1993 1
1979 1
1975 1
1974 1
1969 1

Disaster Declarations

How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4888 SEVERE STORM, TORNADOES, AND STRAIGHT-LINE WINDS DR Severe Storm 2025-09-11
4717 FLOODING DR Flood 2023-07-05
4686 SEVERE WINTER STORM, SNOWSTORM, AND STRAIGHT-LINE WINDS DR Snowstorm 2023-02-05
4660 SEVERE WINTER STORM AND FLOODING DR Severe Storm 2022-07-13
4565 SEVERE STORMS AND FLOODING DR Severe Storm 2020-10-02
4553 FLOODING DR Flood 2020-07-09
4509 COVID-19 PANDEMIC DR Biological 2020-04-01
3477 COVID-19 EM Biological 2020-03-13
4475 FLOODING DR Flood 2020-01-21
4128 SEVERE STORMS AND FLOODING DR Severe Storm 2013-07-12
4118 FLOODING DR Flood 2013-05-29
1981 FLOODING DR Flood 2011-05-10
1907 FLOODING DR Flood 2010-04-30
1901 SEVERE WINTER STORM DR Severe Storm 2010-04-21
1829 SEVERE STORMS AND FLOODING DR Severe Storm 2009-03-24
3247 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-13
1376 SEVERE STORMS, FLOODING, & GROUND SATURATION DR Flood 2001-05-28
1334 SEVERE STORMS, FLOODING AND GROUND SATURATION DR Severe Storm 2000-06-27
1279 SEVERE STORMS, FLOODING, SNOW, ICE, GROUND SATURATION, LANSLIDES, MUDSLIDES, AND TOR DR Flood 1999-06-08
1174 SEVERE FLOODING,SEVERE WINTER STORMS, SNOWMELT, SPRING RAINS DR Flood 1997-04-07
Show 9 earlier declaration records
DR# Title Type Incident Date
1157 SEVERE WINTER STORMS AND BLIZZARD CONDITIONS DR Severe Storm 1997-01-12
1118 SEVERE STORMS,FLOODING, & ICE JAMS DR Severe Storm 1996-06-05
1050 SEVERE STORMS, FLOODING, AND GROUND SATURATION DR Severe Storm 1995-05-16
1032 SEVERE STORMS, FLOODING DR Severe Storm 1994-07-01
1001 SEVERE STORMS & FLOODING DR Flood 1993-07-26
581 SEVERE STORMS, SNOWMELT & FLOODING DR Flood 1979-04-26
469 FLOODING FROM RAINS & SNOWMELT DR Flood 1975-05-24
434 HEAVY RAINS, SNOWMELT & FLOODING DR Flood 1974-05-14
256 FLOODING DR Flood 1969-04-18

Storm Events in North Dakota

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wells County.

Storm Type Events Fatalities Injuries Property Damage
Hail 2,705 0 2 $116.1M
Thunderstorm Wind 2,459 2 10 $67.0M
High Wind 1,184 1 1 $2.9M
Heavy Snow 925 0 3 $650.0K
Blizzard 905 2 2 $60.0M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

2

Total Paid

$80.8K

Avg Per Claim

$40.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 8.6/100

Expected Annual Loss

Very Low

$4.2M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Very High

Hazard Risk Breakdown

Winter Weather Relatively Moderate
Cold Wave Relatively Moderate
Hail Relatively Low
Ice Storm Relatively Low
Wildfire Very Low
Drought Relatively Low
Landslide Very Low
Tornado Very Low
Strong Wind Very Low
Heat Wave Very Low
Riverine Flooding Very Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Wells County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wells County's closest FEMA peer: Douglas County, NE

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wells County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wells County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Wells County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 29 FEMA declarations, Wells County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wells County?
The most common disaster type in Wells County is Flood, with 14 declarations. Other disaster types include Severe Storm (11), Biological (2), Snowstorm (1).
How does Wells County's FEMA declaration record compare with the North Dakota average?
FEMA lists 29 declaration records for Wells County. That is 12% above the North Dakota county mean of 25.9. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Wells County received?
Wells County has received 27 major disaster declarations, representing 93% of all 29 disaster declarations.
How many flood insurance claims has Wells County filed?
Wells County has 2 National Flood Insurance Program (NFIP) claims totaling $80.8K in payments, with an average of $40.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Wells County?
No. In Wells County, Winter Weather has the highest National Risk Index rating (Relatively Moderate), while Cold Wave leads Expected Annual Loss at about $2.3M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Wells County?
The most active year for disaster declarations in Wells County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1969 to 2025.
What is the FEMA National Risk Index score for Wells County?
According to the FEMA National Risk Index, Wells County, North Dakota has an overall risk score of 8.6 out of 100 (Very Low). Social vulnerability here rates Relatively Moderate, while community resilience comes in at Very High. The Expected Annual Loss (EAL) score is Very Low, representing $4.2M in annualized losses.
Which natural hazard poses the greatest risk to Wells County?
FEMA's NRI data points to Wells County as of the latest release is Winter Weather (risk rating: Relatively Moderate). Other significant hazards include Cold Wave (Relatively Moderate) and Hail (Relatively Low). FEMA's modeled event frequency puts winter weather here at an average of 22 times per year, drawn from 411 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Wells County · vintage 2026-08-25 · Methodology · North Dakota profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events