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Kentucky · FEMA + NOAA + National Risk Index

Clinton County, KY

18 FEMA disaster declarations (1974-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

18
FEMA declarations
12
Major disasters
25
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Clinton County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 36% below the Kentucky county mean. FEMA's separate National Risk Index places the county safer than 25%; that score models loss and vulnerability rather than counting declarations.

Safer than 25%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
1
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21053 · Clinton County 18 declarations · rank 2024/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 18
  • MAJOR-MID 67%
  • RANK-LOWER #2,024
  • PHOTO-FINISH Monroe
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -36%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Clinton County in the declaration-count neighbourhood

FEMA declaration records among Clinton County and nearest peers by total count

declarations

What this shows Clinton County carries 18 FEMA declaration records, ranked 2024 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Clinton County's FEMA declaration count compares nationally

Clinton County vs. all counties in this dataset

FEMA disaster declarations, all-time · Clinton County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Clinton County's FEMA Risk Index score

0/100100/100Kentucky avg44/10024.5/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Clinton County is led by Riverine Flooding (about $3.4M Expected Annual Loss, Historical Loss Ratio Very High), while Winter Weather carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Clinton County's hazard record show?

FEMA National Risk Index

This county's FEMA National Risk Index composite lands at 24.5/100 (Very Low), a modest reading against the rest of the country. Expected Annual Loss is rated Very Low (roughly $5.7M in annualized losses), tempered or compounded by a Very High social-vulnerability score and Relatively Low community-resilience score. Even the county's top-rated hazard, Winter Weather, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 7.6 times per year here, based on 144 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $0 paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Kentucky county averages 28.1 federal declaration records, while Clinton County has 18. The gap is 36% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

56 /100

Historical Activity Index

High historical activity

Clinton County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
8/25

18 declarations (0.6x state county average of 28)

Major Disaster Share High
17/25

12 of 18 declarations are major disasters (67%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Clinton County

FEMA NRI 8-hazard radar - Clinton County

Clinton County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 14 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 14 8-hazard mean
Clinton County NRI risk profile FIPS 21053 · displayed-hazard mean 14/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

67%

Major-heavy

NRI risk score

25

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Clinton County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Winter Weather Relatively Low an average of 7.6 times per year
Cold Wave Relatively Low roughly once every 1 years
Hail Relatively Low an average of 2.9 times per year
Tornado Relatively Low roughly once every 9 years
Hurricane Very Low roughly once every 29 years
Riverine Flooding Relatively Low roughly once every 2 years
Lightning Relatively Low an average of 55 times per year
Landslide Very Low roughly once every 2 years
Strong Wind Relatively Low an average of 5.4 times per year
Ice Storm Relatively Low roughly once every 2 years
Earthquake Very Low roughly once every 445 years
Wildfire Very Low roughly once every 1,256 years
Heat Wave Very Low 2.8 modeled event-days per year
Drought Very Low 5.8 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 8
Snowstorm 3
Winter Storm 2
Biological 2
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Clinton County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 12 66.7%

of all 18 declarations

Emergency - 6 33.3%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 3
2024 1
2023 1
2021 1
2020 2
2010 1
2005 1
2004 1
1998 1
1996 1
1994 1
1993 1
1974 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4913 SEVERE WINTER STORM DR Winter Storm 2026-05-29
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1537 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-06
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
420 TORNADOES DR Tornado 1974-04-04

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Clinton County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1

Total Paid

$0

Avg Per Claim

$0

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 24.5/100

Expected Annual Loss

Very Low

$5.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Winter Weather Relatively Low
Cold Wave Relatively Low
Hail Relatively Low
Tornado Relatively Low
Hurricane Very Low
Riverine Flooding Relatively Low
Lightning Relatively Low
Landslide Very Low
Strong Wind Relatively Low
Ice Storm Relatively Low
Earthquake Very Low
Wildfire Very Low
Heat Wave Very Low
Drought Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Winter Weather

Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.

Worth noting for Clinton County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Clinton County's closest FEMA peer: Idaho County, ID

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Clinton County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Clinton County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Clinton County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 18 FEMA declarations, Clinton County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Clinton County?
The most common disaster type in Clinton County is Severe Storm, with 8 declarations. Other disaster types include Snowstorm (3), Winter Storm (2), Biological (2).
How does Clinton County's FEMA declaration record compare with the Kentucky average?
The typical Kentucky county has 28.1 FEMA declaration records; Clinton County has 18, or 36% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Clinton County received?
Clinton County has received 12 major disaster declarations, representing 67% of all 18 disaster declarations.
How many flood insurance claims has Clinton County filed?
Clinton County has 1 National Flood Insurance Program (NFIP) claims totaling $0 in payments, with an average of $0 per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Clinton County?
No. In Clinton County, Winter Weather has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $3.4M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Clinton County?
The most active year for disaster declarations in Clinton County was 2025, with 3 declarations. The county has FEMA disaster data spanning 1974 to 2026.
What is the FEMA National Risk Index score for Clinton County?
According to the FEMA National Risk Index, Clinton County, Kentucky has an overall risk score of 24.5 out of 100 (Very Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $5.7M in annualized losses.
Which natural hazard poses the greatest risk to Clinton County?
FEMA's NRI data points to Clinton County is Winter Weather (risk rating: Relatively Low). Other significant hazards include Cold Wave (Relatively Low) and Hail (Relatively Low). FEMA's modeled event frequency puts winter weather here at an average of 7.6 times per year, drawn from 144 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Clinton County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events