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Kentucky · FEMA + NOAA + National Risk Index

Wayne County, KY

25 FEMA disaster declarations (1972-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

25
FEMA declarations
19
Major disasters
55
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Wayne County has a nationally busy FEMA history: 25 declarations, more than 71% of counties in this registry. But the state comparison tempers that reading: the total is 11% below the Kentucky county mean. FEMA's separate National Risk Index places the county in the riskiest 45%; that score models loss and vulnerability rather than counting declarations.

Riskiest 45%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
25
FEMA declarations vs 21 national county avg
1
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21231 · Wayne County 25 declarations · rank 894/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 25
  • MAJOR-MID 76%
  • RANK-LOWER #894
  • PHOTO-FINISH Jefferson
  • NRI-LOW 55
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -11%

Nearest declaration peer: Jefferson, AR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Wayne County among high-volume declaration counties

FEMA declaration records among Wayne County and nearest peers by total count

declarations

What this shows Wayne County carries 25 FEMA declaration records, ranked 894 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Wayne County ranks in the national declaration registry

Wayne County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Wayne County

25 Top 29% higher than 71% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Wayne County's FEMA Risk Index score

0/100100/100Kentucky avg44/10054.7/100
FEMA National Risk Index composite score vs. the Kentucky county average

What does Wayne County's hazard record show?

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 54.7/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $11.7M in annualized losses), and a Very High social-vulnerability profile combined with Relatively Low community resilience shapes how much of that raw exposure becomes realized harm. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 1 years here, based on 13 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 1 claim and $3.1K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Kentucky county averages 28.1 federal declaration records, while Wayne County has 25. The gap is 11% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

68 /100

Historical Activity Index

High historical activity

Wayne County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
18/30

25 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density Moderate
11/25

25 declarations (0.9x state county average of 28)

Major Disaster Share Very High
19/25

19 of 25 declarations are major disasters (76%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Wayne County

FEMA NRI 8-hazard radar - Wayne County

Wayne County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 70. The simple mean of these eight displayed scores is 22 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 22 8-hazard mean
Wayne County NRI risk profile FIPS 21231 · displayed-hazard mean 22/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

25

High volume

Major Disaster share

76%

Mostly major

NRI risk score

55

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Wayne County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Cold Wave Relatively High roughly once every 1 years
Landslide Relatively Low an average of 1.1 times per year
Winter Weather Relatively Moderate an average of 12 times per year
Hail Relatively Low an average of 3 times per year
Lightning Relatively Moderate an average of 55 times per year
Earthquake Very Low roughly once every 525 years
Strong Wind Relatively Moderate an average of 5.5 times per year
Hurricane Very Low roughly once every 29 years
Riverine Flooding Relatively Low roughly once every 1 years
Tornado Relatively Low roughly once every 4 years
Heat Wave Relatively Low 2.9 modeled event-days per year
Wildfire Very Low roughly once every 801 years
Ice Storm Relatively Low roughly once every 3 years
Drought Very Low 7.6 modeled event-days per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Snowstorm 4
Winter Storm 2
Biological 2
Flood 2
Severe Ice Storm 1
Hurricane 1
Tornado 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Wayne County's record, 48% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 76.0%

of all 25 declarations

Emergency - 6 24.0%

of all 25 declarations

FEMA Declarations Timeline

Year Declarations
2026 2
2025 4
2024 1
2023 1
2021 1
2020 2
2019 1
2015 1
2010 1
2005 1
2004 1
2002 1
1998 1
1996 1
1994 1
Show 5 earlier declaration years
1993 1
1991 1
1984 1
1974 1
1972 1

Disaster Declarations

How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4913 SEVERE WINTER STORM DR Winter Storm 2026-05-29
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4875 SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES DR Severe Storm 2025-05-23
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
4860 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2025-02-24
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4804 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2024-07-23
4702 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2023-04-10
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4428 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Severe Storm 2019-04-17
4216 SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES DR Snowstorm 2015-04-30
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1537 SEVERE STORMS AND FLOODING DR Severe Storm 2004-08-06
1407 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-04
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
1018 SEVERE WEATHER, FREEZING RAIN, SLEET, SNW DR Snowstorm 1994-03-16
Show 5 earlier declaration records
DR# Title Type Incident Date
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
893 SEVERE STORMS & FLOODING DR Flood 1991-01-29
705 HIGH WINDS, TORNADOES & FLOODING DR Severe Storm 1984-05-15
420 TORNADOES DR Tornado 1974-04-04
332 HEAVY RAINS & FLOODING DR Flood 1972-05-15

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Wayne County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

1

Total Paid

$3.1K

Avg Per Claim

$3.1K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 54.7/100

Expected Annual Loss

Very Low

$11.7M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Cold Wave Relatively High
Landslide Relatively Low
Winter Weather Relatively Moderate
Hail Relatively Low
Lightning Relatively Moderate
Earthquake Very Low
Strong Wind Relatively Moderate
Hurricane Very Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Heat Wave Relatively Low
Wildfire Very Low
Ice Storm Relatively Low
Drought Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Cold Wave

Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.

Worth noting for Wayne County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Wayne County's closest FEMA peer: Allegany County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Wayne County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Wayne County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Wayne County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 25 FEMA declarations, Wayne County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Wayne County?
The most common disaster type in Wayne County is Severe Storm, with 12 declarations. Other disaster types include Snowstorm (4), Winter Storm (2), Biological (2).
How does Wayne County's FEMA declaration record compare with the Kentucky average?
The typical Kentucky county has 28.1 FEMA declaration records; Wayne County has 25, or 11% fewer. Against the national county mean of 20.7, this county's total is 21% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Wayne County received?
Wayne County has received 19 major disaster declarations, representing 76% of all 25 disaster declarations.
How many flood insurance claims has Wayne County filed?
Wayne County has 1 National Flood Insurance Program (NFIP) claims totaling $3.1K in payments, with an average of $3.1K per claim.
What was the worst year for disasters in Wayne County?
The most active year for disaster declarations in Wayne County was 2025, with 4 declarations. The county has FEMA disaster data spanning 1972 to 2026.
What is the FEMA National Risk Index score for Wayne County?
According to the FEMA National Risk Index, Wayne County, Kentucky has an overall risk score of 54.7 out of 100 (Relatively Low). The county's social vulnerability rating is Very High and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $11.7M in annualized losses.
Which natural hazard poses the greatest risk to Wayne County?
Based on FEMA NRI data, the highest-risk natural hazard in Wayne County is Cold Wave (risk rating: Relatively High). Other significant hazards include Landslide (Relatively Low) and Winter Weather (Relatively Moderate). FEMA's modeled event frequency puts cold wave here at roughly once every 1 years, drawn from 13 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Wayne County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events