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Arizona · FEMA + NOAA + National Risk Index

Coconino County, AZ

24 FEMA disaster declarations (1970-2022), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Fire.

24
FEMA declarations
10
Major disasters
94
NRI risk · Relatively Moderate
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Coconino County. Its 24 FEMA declarations are 44% above the Arizona county mean and exceed the count for 66% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 6%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
24
FEMA declarations vs 21 national county avg
295
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Coconino County compare?

Coconino County vs. all counties in this dataset

FEMA disaster declarations, all-time

24 Top 34% higher than 66% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Coconino County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Arizona county average

0/100100/100Arizona avg85/10094.2/100
FEMA National Risk Index composite score vs. the Arizona county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Coconino County is led by Riverine Flooding (about $85.7M Expected Annual Loss, Historical Loss Ratio Relatively High), while Lightning carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Coconino County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 295 paid claims, totaling $5.2M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $17.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Coconino County's 24 federal records stand 44% above the Arizona county mean of 16.7. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $130.9M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 44 times per year here, based on 471,106 historical events on record.

Declaration frequency

The FEMA register is busy by both local and national comparisons. It contains 24 entries for Coconino County, including 10 Major Disaster records, 44% above the Arizona county mean. Across the 52-year span, that works out to 0.5 declarations a year. Fire leads the file with 11 entries. Declaration type records the federal action taken, not every assistance program approved.

60 /100

Historical Activity Index

High historical activity

Coconino County, AZ · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

24 OpenFEMA declarations, full ingest window (1.2x national county average)

County Disaster Density High
18/25

24 declarations (1.4x state county average of 17)

Major Disaster Share Moderate
10/25

10 of 24 declarations are major disasters (42%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Coconino County

Historical Declaration Activity

Activity Band

High

vs. Arizona Avg

+44%

State avg: 16.7

vs. National Avg

+16%

National avg: 20.7

Avg Per Year

0.5

Over 52 years

FEMA NRI 8-hazard radar - Coconino County

Coconino County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 70, Hurricane 0, Tornado 8, Wildfire 70, Drought 8, Heat Wave 25, Winter Storm 92. The simple mean of these eight displayed scores is 40 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 8-hazard mean
Coconino County NRI risk profile FIPS 04005 · displayed-hazard mean 40/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

24

Above median

Major Disaster share

42%

Mixed major share

NRI risk score

94

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Coconino County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Lightning Very High an average of 44 times per year
Wildfire Relatively High roughly once every 89 years
Winter Weather Very High an average of 8.2 times per year
Landslide Relatively Moderate an average of 5.5 times per year
Riverine Flooding Relatively High an average of 8 times per year
Earthquake Relatively Moderate roughly once every 367 years
Volcanic Activity Relatively Low roughly once every 3,333 years
Avalanche Relatively Moderate roughly once every 30 years
Cold Wave Relatively Moderate roughly once every 32 years
Heat Wave Relatively Low 1.5 modeled event-days per year
Ice Storm Relatively Low roughly once every 67 years
Hail Relatively Low roughly once every 5 years
Drought Very Low 96 modeled event-days per year
Tornado Very Low roughly once every 1 years
Strong Wind Very Low roughly once every 15 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 11
Flood 5
Severe Storm 4
Biological 2
Hurricane 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Coconino County's record, 46% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Fire Management - 10 41.7%

of all 24 declarations

Major Disaster - 10 41.7%

of all 24 declarations

Emergency - 4 16.7%

of all 24 declarations

FEMA Declarations Timeline

Year Declarations
2022 2
2021 1
2020 2
2019 1
2018 1
2015 1
2011 1
2010 5
2006 2
2005 2
2002 1
1993 1
1991 1
1978 1
1977 1
Show 1 earlier declaration years
1970 1

Disaster Declarations

How the 24 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 24 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5441 PIPELINE FIRE FM Fire 2022-06-12
5434 TUNNEL 2 FIRE FM Fire 2022-04-19
4620 SEVERE STORMS AND FLOODING DR Flood 2021-09-13
4524 COVID-19 PANDEMIC DR Biological 2020-04-04
3442 COVID-19 EM Biological 2020-03-13
5284 MUSEUM FIRE FM Fire 2019-07-22
5236 TINDER FIRE FM Fire 2018-04-29
5083 SLIDE FIRE FM Fire 2014-11-06
1940 SEVERE STORMS AND FLOODING DR Severe Storm 2010-10-04
2846 SHULTZ FIRE FM Fire 2010-06-20
2845 HARDY FIRE FM Fire 2010-06-19
1888 SEVERE WINTER STORMS AND FLOODING DR Severe Storm 2010-03-18
3307 SEVERE WINTER STORM EM Severe Storm 2010-01-24
2840 TWIN FIRE FM Fire 2009-10-03
2645 BRINS FIRE FM Fire 2006-06-18
2643 WOODY FIRE FM Fire 2006-06-14
3241 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1581 SEVERE STORMS AND FLOODING DR Severe Storm 2005-02-17
1422 WILDFIRES DR Fire 2002-06-25
977 SEVERE STORMS, TORNADOES & FLOODING DR Flood 1993-01-19
Show 4 earlier declaration records
DR# Title Type Incident Date
884 SEVERE STORMS & FLOODING DR Flood 1990-12-06
551 SEVERE STORMS & FLOODING DR Flood 1978-03-04
3038 DROUGHT EM Drought 1977-04-15
294 HEAVY RAINS & FLASH DR Flood 1970-09-22

Storm Events in Arizona

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Coconino County.

Storm Type Events Fatalities Injuries Property Damage
Flash Flood 2,094 45 18 $149.9M
Excessive Heat 1,812 1,497 120 $0
Thunderstorm Wind 1,680 3 19 $75.9M
Heat 727 1,206 39 $0
High Wind 446 0 0 $734.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

295

Total Paid

$5.2M

Avg Per Claim

$17.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 94.2/100

Expected Annual Loss

Relatively Moderate

$130.9M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Lightning Very High
Wildfire Relatively High
Winter Weather Very High
Landslide Relatively Moderate
Riverine Flooding Relatively High
Earthquake Relatively Moderate
Volcanic Activity Relatively Low
Avalanche Relatively Moderate
Cold Wave Relatively Moderate
Heat Wave Relatively Low
Ice Storm Relatively Low
Hail Relatively Low
Drought Very Low
Tornado Very Low
Strong Wind Very Low
Hurricane No Rating

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Lightning

Lightning is modeled as a high-frequency, low-per-event hazard: strike counts are large, but each strike affects a very small area. Its aggregate cost accumulates through structure fires, electrical and electronic damage, and it is one of the few hazards whose risk is essentially continuous through the season rather than episodic.

Worth noting for Coconino County: the model and the federal record do NOT point at the same hazard. Lightning carries the highest modeled rating (Very High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Coconino County's closest FEMA peer: Perquimans County, NC

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Coconino County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Coconino County - capture-dated entries only.

Further reading for this county

Understanding disaster data

Coconino County's NFIP claims file (295 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Coconino County?
The most common disaster type in Coconino County is Fire, with 11 declarations. Other disaster types include Flood (5), Severe Storm (4), Biological (2).
How does Coconino County's FEMA declaration record compare with the Arizona average?
FEMA lists 24 declaration records for Coconino County. That is 44% above the Arizona county mean of 16.7. Its count is also 16% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Coconino County received?
Coconino County has received 10 major disaster declarations, representing 42% of all 24 disaster declarations.
How many flood insurance claims has Coconino County filed?
Coconino County has 295 National Flood Insurance Program (NFIP) claims totaling $5.2M in payments, with an average of $17.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Coconino County?
No. In Coconino County, Lightning has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $85.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Coconino County?
The most active year for disaster declarations in Coconino County was 2010, with 5 declarations. The county has FEMA disaster data spanning 1970 to 2022.
What is the FEMA National Risk Index score for Coconino County?
According to the FEMA National Risk Index, Coconino County, Arizona has an overall risk score of 94.2 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $130.9M in annualized losses.
Which natural hazard poses the greatest risk to Coconino County?
The top hazard flagged by FEMA's NRI for Coconino County as of the latest release is Lightning (risk rating: Very High). Other significant hazards include Wildfire (Relatively High) and Winter Weather (Very High). FEMA's modeled event frequency puts lightning here at an average of 44 times per year, drawn from 471,106 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Coconino County

Coconino County, AZ has 24 federal declaration records, 44% more than the Arizona county mean of 17; its history sits in PlainHazard's high activity band.

  • Within this above-state-average declaration file, fire management leads with 10 of 24 records; the category describes past federal action, not the next likely hazard. Arizona overview
  • The state benchmark and national rank point the same way: this count tops the Arizona mean and the totals for 66% of 3,266 U.S. counties. Most-disaster rankings
  • Use the data guide to separate this mid-volume insurance-claims file from declaration counts and modeled NRI risk. Disaster-data guide

An above-average declaration count records past federal responses; it does not predict the next event. Current warnings come from the National Weather Service and local emergency officials.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.