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Arkansas · FEMA + NOAA + National Risk Index

Craighead County, AR

28 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.

28
FEMA declarations
22
Major disasters
92
NRI risk · Relatively Moderate
Severe Storm
Top hazard

The verdict

Two federal records point in the busier direction for Craighead County. Its 28 FEMA declarations are 16% above the Arkansas county mean and exceed the count for 81% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 8%, based on modeled expected annual loss, social vulnerability, and community resilience.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
28
FEMA declarations vs 21 national county avg
409
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 05031 · Craighead County 28 declarations · rank 589/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 28
  • MAJOR-MID 79%
  • RANK-MID #589
  • PHOTO-FINISH Loíza
  • NRI-MID 92
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-ABOVE +16%

Nearest declaration peer: Loíza, PR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Arkansas state profile

Craighead County among high-volume declaration counties

FEMA declaration records among Craighead County and nearest peers by total count

declarations

What this shows Craighead County carries 28 FEMA declaration records, ranked 589 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Craighead County ranks in the national declaration registry

Craighead County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Craighead County

28 Top 19% higher than 81% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Craighead County's FEMA Risk Index score

0/100100/100Arkansas avg56/10091.8/100
FEMA National Risk Index composite score vs. the Arkansas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Craighead County is led by Earthquake (about $35.8M Expected Annual Loss, Historical Loss Ratio Relatively High), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Craighead County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 409 paid claims, totaling $7.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $19.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Craighead County's 28 federal records stand 16% above the Arkansas county mean of 24.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 91.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $89.6M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here, based on 86 historical events on record.

72 /100

Historical Activity Index

High historical activity

Craighead County, AR · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

28 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
14/25

28 declarations (1.2x state county average of 24)

Major Disaster Share Very High
20/25

22 of 28 declarations are major disasters (79%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Craighead County

FEMA NRI 8-hazard radar - Craighead County

Craighead County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 48, Flood 48, Hurricane 8, Tornado 70, Wildfire 8, Drought 70, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 49 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 49 8-hazard mean
Craighead County NRI risk profile FIPS 05031 · displayed-hazard mean 49/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

28

High volume

Major Disaster share

79%

Mostly major

NRI risk score

92

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Craighead County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Very High an average of 1.3 times per year
Earthquake Relatively Moderate roughly once every 92 years
Tornado Relatively High roughly once every 2 years
Heat Wave Relatively Moderate 20 modeled event-days per year
Cold Wave Relatively High an average of 2.3 times per year
Drought Relatively High 9 modeled event-days per year
Winter Weather Relatively High an average of 7.1 times per year
Lightning Relatively High an average of 57 times per year
Riverine Flooding Relatively Moderate an average of 2.5 times per year
Strong Wind Relatively Moderate an average of 1.9 times per year
Landslide Relatively Low roughly once every 2 years
Hail Relatively Low an average of 3.4 times per year
Hurricane Very Low roughly once every 60 years
Wildfire Very Low roughly once every 3,049 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 12
Flood 5
Tornado 4
Hurricane 2
Biological 2
Severe Ice Storm 2
Winter Storm 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Craighead County's record, 43% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 22 78.6%

of all 28 declarations

Emergency - 6 21.4%

of all 28 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 2
2022 1
2020 4
2017 1
2011 1
2010 1
2009 3
2008 1
2005 1
2003 2
2002 1
2001 1
1997 2
1989 1
Show 4 earlier declaration years
1983 1
1973 2
1969 1
1968 1

Disaster Declarations

How the 28 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 28 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3636 SEVERE WINTER STORM EM Winter Storm 2026-01-24
4873 SEVERE STORMS, TORNADOES, AND FLOODING DR Flood 2025-05-21
3627 SEVERE STORMS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-05
4633 SEVERE STORMS AND TORNADOES DR Tornado 2021-12-23
3541 HURRICANE LAURA EM Hurricane 2020-08-27
4544 SEVERE STORMS, TORNADOES, AND STRAIGHT-LINE WINDS DR Tornado 2020-05-08
4518 COVID-19 PANDEMIC DR Biological 2020-04-03
3461 COVID-19 EM Biological 2020-03-13
4318 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2017-06-15
1975 SEVERE STORMS, TORNADOES, AND ASSOCIATED FLOODING DR Severe Storm 2011-05-02
1872 SEVERE STORMS AND FLOODING DR Severe Storm 2010-02-04
1819 SEVERE WINTER STORM DR Severe Storm 2009-02-06
3301 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1804 TROPICAL STORM IKE DR Severe Storm 2008-10-22
1751 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2008-03-26
3215 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
1472 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2003-06-06
1450 SEVERE ICE STORM DR Severe Ice Storm 2003-01-06
1400 SEVERE STORMS AND FLOODING DR Severe Storm 2002-01-24
1363 SEVERE STORMS AND FLOODING DR Severe Storm 2001-03-13
Show 8 earlier declaration records
DR# Title Type Incident Date
1176 FLOODING, SEVERE STORMS DR Flood 1997-04-14
1162 SEVERE STORMS AND TORNADOES DR Severe Storm 1997-03-02
817 SEVERE STORMS & TORNADOES DR Tornado 1988-11-23
673 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1982-12-13
389 SEVERE STORMS & FLOODING DR Flood 1973-05-29
375 SEVERE STORMS & FLOODING DR Flood 1973-04-27
254 SEVERE STORMS & FLOODING DR Flood 1969-02-15
239 TORNADOES, SEVERE STORMS & FLOODING DR Tornado 1968-05-29

Storm Events in Arkansas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Craighead County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 3,657 10 23 $60.9M
Hail 2,230 0 0 $7.7M
Flash Flood 1,517 12 3 $15.9M
Heat 1,222 2 325 $0
Flood 1,152 9 0 $40.2M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

409

Total Paid

$7.9M

Avg Per Claim

$19.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 91.8/100

Expected Annual Loss

Relatively Moderate

$89.6M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Very High
Earthquake Relatively Moderate
Tornado Relatively High
Heat Wave Relatively Moderate
Cold Wave Relatively High
Drought Relatively High
Winter Weather Relatively High
Lightning Relatively High
Riverine Flooding Relatively Moderate
Strong Wind Relatively Moderate
Landslide Relatively Low
Hail Relatively Low
Hurricane Very Low
Wildfire Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Craighead County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Craighead County's closest FEMA peer: San Luis Obispo County, CA

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Craighead County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Craighead County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Craighead County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Craighead County's NFIP claims file (409 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Craighead County?
The most common disaster type in Craighead County is Severe Storm, with 12 declarations. Other disaster types include Flood (5), Tornado (4), Hurricane (2).
How does Craighead County's FEMA declaration record compare with the Arkansas average?
FEMA lists 28 declaration records for Craighead County. That is 16% above the Arkansas county mean of 24.2. Its count is also 35% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Craighead County received?
Craighead County has received 22 major disaster declarations, representing 79% of all 28 disaster declarations.
How many flood insurance claims has Craighead County filed?
Craighead County has 409 National Flood Insurance Program (NFIP) claims totaling $7.9M in payments, with an average of $19.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Craighead County?
No. In Craighead County, Ice Storm has the highest National Risk Index rating (Very High), while Earthquake leads Expected Annual Loss at about $35.8M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Craighead County?
The most active year for disaster declarations in Craighead County was 2020, with 4 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for Craighead County?
According to the FEMA National Risk Index, Craighead County, Arkansas has an overall risk score of 91.8 out of 100 (Relatively Moderate). Social vulnerability here rates Relatively High, while community resilience comes in at Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $89.6M in annualized losses.
Which natural hazard poses the greatest risk to Craighead County?
FEMA's NRI data points to Craighead County as of the latest release is Ice Storm (risk rating: Very High). Other significant hazards include Earthquake (Relatively Moderate) and Tornado (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.3 times per year, drawn from 86 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Craighead County · vintage 2026-08-25 · Methodology · Arkansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events