PlainHazard

If you are in immediate danger, call 911.

The data below is historical (NOAA Storm Events / FEMA), not a live alert. For current warnings and evacuation orders, check the National Weather Service, Ready.gov, or FEMA.gov.

Nebraska · FEMA + NOAA + National Risk Index

Dakota County, NE

16 FEMA disaster declarations (1967-2025), with a FEMA National Risk Index rating of Very Low. Most common hazard: Flood.

16
FEMA declarations
13
Major disasters
36
NRI risk · Very Low
Flood
Top hazard

The verdict

Dakota County has a nationally busy FEMA history: 16 declarations, more than 27% of counties in this registry. But the state comparison tempers that reading: the total is 5% below the Nebraska county mean. FEMA's separate National Risk Index places the county safer than 36%; that score models loss and vulnerability rather than counting declarations.

Safer than 36%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
16
FEMA declarations vs 21 national county avg
89
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

View my watchlist

FEMA OpenFEMA declaration desk

County FIPS 31043 · Dakota County 16 declarations · rank 2305/3,266

DECL-MID · MAJOR-HEAVY · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 16
  • MAJOR-HEAVY 81%
  • RANK-LOWER #2,305
  • PHOTO-FINISH Greene
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Flood
  • VS-ST-BELOW -5%

Nearest declaration peer: Greene, GA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Nebraska state profile

Dakota County among counties with fewer federal records

FEMA declaration records among Dakota County and nearest peers by total count

declarations

What this shows Dakota County carries 16 FEMA declaration records, ranked 2305 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Dakota County versus quieter counties in this dataset

Dakota County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Dakota County

16 27th percentile higher than 27% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Dakota County's FEMA Risk Index score

0/100100/100Nebraska avg26/10036/100
FEMA National Risk Index composite score vs. the Nebraska county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Dakota County is led by Riverine Flooding (about $4.0M Expected Annual Loss, Historical Loss Ratio Relatively High), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Dakota County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 89 paid claims, totaling $926.5K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $10.4K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Nebraska county averages 16.8 federal declaration records, while Dakota County has 16. The gap is 5% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 36.0/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $11.5M in annualized losses). Social vulnerability (Relatively Low) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 6.2 times per year here, based on 236 historical events on record.

57 /100

Historical Activity Index

High historical activity

Dakota County, NE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
12/30

16 OpenFEMA declarations, full ingest window (0.8x national county average)

County Disaster Density Moderate
12/25

16 declarations (1.0x state county average of 17)

Major Disaster Share Very High
20/25

13 of 16 declarations are major disasters (81%)

Hazard Diversity High
13/20

5 different disaster types declared in Dakota County

FEMA NRI 8-hazard radar - Dakota County

Dakota County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 48, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Dakota County NRI risk profile FIPS 31043 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

16

Below median

Major Disaster share

81%

Mostly major

NRI risk score

36

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Dakota County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 6.2 times per year
Wildfire Relatively Low roughly once every 294 years
Tornado Relatively Moderate roughly once every 5 years
Drought Relatively Moderate 46 modeled event-days per year
Landslide Relatively Low roughly once every 7 years
Ice Storm Relatively Moderate roughly once every 1 years
Heat Wave Relatively Low 6.6 modeled event-days per year
Winter Weather Relatively Low an average of 15 times per year
Strong Wind Relatively Low an average of 4 times per year
Riverine Flooding Very Low roughly once every 1 years
Cold Wave Relatively Low an average of 6.4 times per year
Lightning Relatively Low an average of 42 times per year
Earthquake Very Low roughly once every 1,949 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Flood 7
Severe Storm 5
Biological 2
Winter Storm 1
Hurricane 1

What Flood declarations mean here

Flood is the most frequent declaration type on Dakota County's record, 44% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.

Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 13 81.3%

of all 16 declarations

Emergency - 3 18.8%

of all 16 declarations

FEMA Declarations Timeline

Year Declarations
2025 1
2024 1
2020 2
2019 1
2018 1
2014 1
2011 2
2010 2
2005 1
2002 1
1971 2
1967 1

Disaster Declarations

How the 16 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 16 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4868 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Winter Storm 2025-05-21
4822 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-09-24
4521 COVID-19 PANDEMIC DR Biological 2020-04-04
3483 COVID-19 EM Biological 2020-03-13
4420 SEVERE WINTER STORM, STRAIGHT-LINE WINDS, AND FLOODING DR Flood 2019-03-21
4387 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2018-08-27
4183 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2014-07-24
4013 FLOODING DR Flood 2011-08-12
3323 FLOODING EM Flood 2011-06-18
1902 SEVERE STORMS, ICE JAMS, AND FLOODING DR Flood 2010-04-21
1878 SEVERE WINTER STORMS AND SNOWSTORM DR Severe Storm 2010-02-25
3245 HURRICANE KATRINA EVACUEES EM Hurricane 2005-09-13
1394 SEVERE STORMS AND A TORNADO DR Severe Storm 2001-10-12
308 FLOODS DR Flood 1971-07-07
303 FLOODS DR Flood 1971-02-23
228 SEVERE STORMS & FLOODING DR Flood 1967-07-18

Storm Events in Nebraska

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Dakota County.

Storm Type Events Fatalities Injuries Property Damage
Hail 6,079 0 2 $237.7M
Thunderstorm Wind 4,757 3 19 $228.1M
Drought 1,658 0 0 $0
High Wind 1,647 1 1 $22.1M
Winter Storm 1,155 0 2 $335.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

89

Total Paid

$926.5K

Avg Per Claim

$10.4K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 36.0/100

Expected Annual Loss

Very Low

$11.5M/year

Social Vulnerability

Relatively Low

Community Resilience

Very Low

Hazard Risk Breakdown

Hail Relatively Moderate
Wildfire Relatively Low
Tornado Relatively Moderate
Drought Relatively Moderate
Landslide Relatively Low
Ice Storm Relatively Moderate
Heat Wave Relatively Low
Winter Weather Relatively Low
Strong Wind Relatively Low
Riverine Flooding Very Low
Cold Wave Relatively Low
Lightning Relatively Low
Earthquake Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

Worth noting for Dakota County: the model and the federal record do NOT point at the same hazard. Hail carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Dakota County's closest FEMA peer: Smith County, KS

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Dakota County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Dakota County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Dakota County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Dakota County's NFIP claims file (89 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Dakota County?
The most common disaster type in Dakota County is Flood, with 7 declarations. Other disaster types include Severe Storm (5), Biological (2), Winter Storm (1).
How does Dakota County's FEMA declaration record compare with the Nebraska average?
The typical Nebraska county has 16.8 FEMA declaration records; Dakota County has 16, or 5% fewer. Against the national county mean of 20.7, this county's total is 23% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Dakota County received?
Dakota County has received 13 major disaster declarations, representing 81% of all 16 disaster declarations.
How many flood insurance claims has Dakota County filed?
Dakota County has 89 National Flood Insurance Program (NFIP) claims totaling $926.5K in payments, with an average of $10.4K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Dakota County?
No. In Dakota County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Dakota County?
The most active year for disaster declarations in Dakota County was 1971, with 2 declarations. The county has FEMA disaster data spanning 1967 to 2025.
What is the FEMA National Risk Index score for Dakota County?
According to the FEMA National Risk Index, Dakota County, Nebraska has an overall risk score of 36.0 out of 100 (Very Low). The county's social vulnerability rating is Relatively Low and community resilience is Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $11.5M in annualized losses.
Which natural hazard poses the greatest risk to Dakota County?
Based on FEMA NRI data, the highest-risk natural hazard in Dakota County is Hail (risk rating: Relatively Moderate). Other significant hazards include Wildfire (Relatively Low) and Tornado (Relatively Moderate). FEMA's modeled event frequency puts hail here at an average of 6.2 times per year, drawn from 236 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Dakota County · vintage 2026-08-25 · Methodology · Nebraska profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events