FEMA Records
20
Above median
Colorado · FEMA + NOAA + National Risk Index
El Paso County, CO
20 FEMA disaster declarations (1965-2023), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Flood.
- 20
- FEMA declarations
- 12
- Major disasters
- 94
- NRI risk · Relatively Moderate
- Flood
- Top hazard
The verdict
Two federal records point in the busier direction for El Paso County. Its 20 FEMA declarations are 96% above the Colorado county mean and exceed the count for 46% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 6%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 6%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 20
- FEMA declarations vs 21 national county avg
- 856
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.
FEMA OpenFEMA declaration desk
County FIPS 08041 · El Paso County 20 declarations · rank 1677/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-HIGH
- DECL-HEAVY 20
- MAJOR-MID 60%
- RANK-LOWER #1,677
- PHOTO-FINISH Monona
- NRI-MID 94
- ACT-HIGH High
- TYPE-LEAD Flood
- VS-ST-HIGH +96%
Nearest declaration peer: Monona, IA (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Colorado state profile
El Paso County in the declaration-count neighbourhood
FEMA declaration records among El Paso County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Cleveland · near 20
Cleveland · near
20 declarations
- El Paso · this county 20
El Paso · this county
20 declarations
- Monona · near 20
Monona · near
20 declarations
- Tallapoosa · near 20
Tallapoosa · near
20 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows El Paso County carries 20 FEMA declaration records, ranked 1677 of 3,266 counties in this registry.
How El Paso County's FEMA declaration count compares nationally
El Paso County vs. all counties in this dataset
FEMA disaster declarations, all-time · El Paso County
20 46th percentile higher than 46% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
El Paso County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for El Paso County is led by Riverine Flooding (about $105.2M Expected Annual Loss, Historical Loss Ratio Relatively High), while Winter Weather carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does El Paso County's hazard record show?
Reading the federal records together
FEMA's NFIP table contains a substantial paid-claim history for this county: 856 claims and $6.0M in payments. PlainHazard labels 500 or more claims a heavy registry record; that is a reporting bucket, not an official FEMA risk grade. The average paid claim was $7.0K. NFIP totals exclude uninsured flood losses and do not measure how many properties currently carry a policy.
The declaration register points in the busier direction. El Paso County's 20 federal records stand 96% above the Colorado county mean of 10.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 94.1/100 (Relatively Moderate). Expected Annual Loss is rated Relatively High (roughly $212.6M in annualized losses). Social vulnerability reads Very Low and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Winter Weather stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 15 times per year here, based on 276 historical events on record.
74 /100
Historical Activity Index
High historical activity
El Paso County, CO · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) Moderate
14/30
20 OpenFEMA declarations, full ingest window (1.0x national county average)
County Disaster Density Very High
25/25
20 declarations (2.0x state county average of 10)
Major Disaster Share High
15/25
12 of 20 declarations are major disasters (60%)
Hazard Diversity Very High
20/20
8 different disaster types declared in El Paso County
FEMA NRI 8-hazard radar - El Paso County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
60%
Major-heavy
NRI risk score
94
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike El Paso County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Winter Weather | Very High | an average of 15 times per year |
| Wildfire | Relatively High | roughly once every 189 years |
| Hail | Relatively High | an average of 6.7 times per year |
| Lightning | Very High | an average of 59 times per year |
| Tornado | Relatively High | an average of 1.5 times per year |
| Riverine Flooding | Relatively High | an average of 4.1 times per year |
| Strong Wind | Relatively High | roughly once every 1 years |
| Avalanche | Relatively Moderate | roughly once every 30 years |
| Heat Wave | Relatively Low | 0.7 modeled event-days per year |
| Earthquake | Relatively Low | roughly once every 1,799 years |
| Cold Wave | Relatively Moderate | an average of 1.6 times per year |
| Volcanic Activity | Very Low | roughly once every 10,000 years |
| Ice Storm | Relatively Moderate | roughly once every 64 years |
| Drought | Relatively Low | 48 modeled event-days per year |
| Landslide | Very Low | roughly once every 2 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Flood 7
Fire 5
Biological 2
Snowstorm 2
Coastal Storm 1
Severe Storm 1
Drought 1
Tornado 1
What Flood declarations mean here
Flood is the most frequent declaration type on El Paso County's record, 35% of its declarations. Federal flood declarations cover two mechanisms that behave very differently: riverine flooding, which builds over days as a watershed drains and is usually forecast well in advance, and flash flooding, which can arrive in under an hour from rainfall that fell somewhere upstream.
Flood is also the one hazard class where a second federal dataset exists for the same events. The National Flood Insurance Program records what was actually paid on insured losses, so it measures a narrower thing than the declaration count: uninsured damage, and flooding outside mapped special flood hazard areas, never enters it. Reading the two together is more informative than either alone.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 12 60.0%
of all 20 declarations
Emergency - 6 30.0%
of all 20 declarations
Fire Management - 2 10.0%
of all 20 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2023 | 1 | |
| 2020 | 2 | |
| 2015 | 1 | |
| 2013 | 4 | |
| 2012 | 2 | |
| 2007 | 1 | |
| 2005 | 1 | |
| 2003 | 1 | |
| 2002 | 1 | |
| 1999 | 1 | |
| 1977 | 1 | |
| 1976 | 1 | |
| 1973 | 1 | |
| 1969 | 1 | |
| 1965 | 1 | |
Disaster Declarations
How the 20 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 20 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4731 | SEVERE STORMS, FLOODING, AND TORNADOES | DR | Flood | 2023-08-25 |
| 4498 | COVID-19 PANDEMIC | DR | Biological | 2020-03-28 |
| 3436 | COVID-19 | EM | Biological | 2020-03-13 |
| 4229 | SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2015-07-16 |
| 4145 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | DR | Flood | 2013-09-14 |
| 3365 | SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | EM | Flood | 2013-09-12 |
| 4134 | BLACK FOREST WILDFIRE | DR | Fire | 2013-07-26 |
| 5027 | BLACK FOREST FIRE | FM | Fire | 2013-06-11 |
| 4067 | HIGH PARK AND WALDO CANYON WILDFIRES | DR | Fire | 2012-06-28 |
| 2984 | WALDO CANYON FIRE | FM | Fire | 2012-06-24 |
| 3270 | SNOW | EM | Snowstorm | 2007-01-07 |
| 3224 | HURRICANE KATRINA EVACUATION | EM | Coastal Storm | 2005-09-05 |
| 3185 | SNOW | EM | Snowstorm | 2003-04-09 |
| 1421 | WILDFIRES | DR | Fire | 2002-06-19 |
| 1276 | CO-FLOODING 4/30/99 | DR | Severe Storm | 1999-05-17 |
| 3025 | DROUGHT | EM | Drought | 1977-01-29 |
| 517 | SEVERE STORMS & FLASH FLOODING | DR | Flood | 1976-08-02 |
| 385 | HEAVY RAINS, SNOWMELT AND FLOODING | DR | Flood | 1973-05-23 |
| 261 | SEVERE STORMS & FLOODING | DR | Flood | 1969-05-19 |
| 200 | TORNADOES, SEVERE STORMS & FLOODING | DR | Tornado | 1965-06-19 |
Storm Events in Colorado
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to El Paso County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 4,913 | 0 | 100 | $2.9B |
| Winter Weather | 2,620 | 3 | 23 | $22.5K |
| High Wind | 1,992 | 5 | 6 | $20.9M |
| Thunderstorm Wind | 1,741 | 2 | 11 | $5.4M |
| Winter Storm | 1,497 | 0 | 0 | $848.0K |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
856
Total Paid
$6.0M
Avg Per Claim
$7.0K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 94.1/100
Expected Annual Loss
Relatively High
$212.6M/year
Social Vulnerability
Very Low
Community Resilience
Relatively Moderate
Hazard Risk Breakdown
Winter Weather Very High
Wildfire Relatively High
Hail Relatively High
Lightning Very High
Tornado Relatively High
Riverine Flooding Relatively High
Strong Wind Relatively High
Avalanche Relatively Moderate
Heat Wave Relatively Low
Earthquake Relatively Low
Cold Wave Relatively Moderate
Volcanic Activity Very Low
Ice Storm Relatively Moderate
Drought Relatively Low
Landslide Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Winter Weather
Winter Weather in the model means the accumulation of snow and cold that disrupts rather than destroys: road closures, roof loads, burst pipes and lost heating. Its costs land heavily on transport and on households least able to absorb an interruption.
Worth noting for El Paso County: the model and the federal record do NOT point at the same hazard. Winter Weather carries the highest modeled rating (Very High), while the county's declaration history is led by Flood. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
El Paso County's closest FEMA peer: Newton County, GA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for El Paso County. Record similarity, not a safety rating.
Closest declaration profiles
El Paso County shows 20 FEMA declarations, led by Flood.
Similar Major-disaster share
El Paso County: 12 of 20 of its declarations are Major.
Similar modeled NRI score
El Paso County: NRI composite 94.1 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for El Paso County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for El Paso County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 94.1 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 20. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
El Paso County's NFIP claims file (856 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in El Paso County?
The most common disaster type in El Paso County is Flood, with 7 declarations. Other disaster types include Fire (5), Biological (2), Snowstorm (2).
How does El Paso County's FEMA declaration record compare with the Colorado average?
FEMA lists 20 declaration records for El Paso County. That is 96% above the Colorado county mean of 10.2. Its count is also 3% below the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has El Paso County received?
El Paso County has received 12 major disaster declarations, representing 60% of all 20 disaster declarations.
How many flood insurance claims has El Paso County filed?
El Paso County has 856 National Flood Insurance Program (NFIP) claims totaling $6.0M in payments, with an average of $7.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in El Paso County?
No. In El Paso County, Winter Weather has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $105.2M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in El Paso County?
The most active year for disaster declarations in El Paso County was 2013, with 4 declarations. The county has FEMA disaster data spanning 1965 to 2023.
What is the FEMA National Risk Index score for El Paso County?
According to the FEMA National Risk Index, El Paso County, Colorado has an overall risk score of 94.1 out of 100 (Relatively Moderate). On social vulnerability the county rates Very Low; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively High, representing $212.6M in annualized losses.
Which natural hazard poses the greatest risk to El Paso County?
Based on FEMA NRI data, the highest-risk natural hazard in El Paso County as of the latest release is Winter Weather (risk rating: Very High). Other significant hazards include Wildfire (Relatively High) and Hail (Relatively High). FEMA's modeled event frequency puts winter weather here at an average of 15 times per year, drawn from 276 historical events on record. The underlying methodology weighs historical event frequency against exposed assets and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for El Paso County · vintage 2026-08-25 · Methodology · Colorado profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events