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Kentucky · FEMA + NOAA + National Risk Index

Fleming County, KY

26 FEMA disaster declarations (1979-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

26
FEMA declarations
19
Major disasters
31
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Fleming County has a nationally busy FEMA history: 26 declarations, more than 75% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Kentucky county mean. FEMA's separate National Risk Index places the county safer than 31%; that score models loss and vulnerability rather than counting declarations.

Safer than 31%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
26
FEMA declarations vs 21 national county avg
49
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 21069 · Fleming County 26 declarations · rank 765/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 26
  • MAJOR-MID 73%
  • RANK-MID #765
  • PHOTO-FINISH Hunterdon
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -7%

Nearest declaration peer: Hunterdon, NJ (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Kentucky state profile

Fleming County among high-volume declaration counties

FEMA declaration records among Fleming County and nearest peers by total count

declarations

What this shows Fleming County carries 26 FEMA declaration records, ranked 765 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Fleming County ranks in the national declaration registry

Fleming County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Fleming County

26 Top 25% higher than 75% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Fleming County's FEMA Risk Index score

0/100100/100Kentucky avg44/10031/100
FEMA National Risk Index composite score vs. the Kentucky county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Fleming County is led by Riverine Flooding (about $4.0M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Strong Wind carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Fleming County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 31.0/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $6.6M in annualized losses). Social vulnerability (Very High) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Strong Wind carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 4.3 times per year here, based on 162 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 49 claims and $942.9K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Kentucky county averages 28.1 federal declaration records, while Fleming County has 26. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

69 /100

Historical Activity Index

High historical activity

Fleming County, KY · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
19/30

26 OpenFEMA declarations, full ingest window (1.3x national county average)

County Disaster Density Moderate
12/25

26 declarations (0.9x state county average of 28)

Major Disaster Share High
18/25

19 of 26 declarations are major disasters (73%)

Hazard Diversity Very High
20/20

8 different disaster types declared in Fleming County

FEMA NRI 8-hazard radar - Fleming County

Fleming County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 8, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 17 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 17 8-hazard mean
Fleming County NRI risk profile FIPS 21069 · displayed-hazard mean 17/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

26

High volume

Major Disaster share

73%

Major-heavy

NRI risk score

31

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Fleming County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Strong Wind Relatively Moderate an average of 4.3 times per year
Tornado Relatively Low roughly once every 7 years
Landslide Very Low roughly once every 2 years
Lightning Relatively Low an average of 51 times per year
Winter Weather Relatively Low an average of 12 times per year
Earthquake Very Low roughly once every 556 years
Riverine Flooding Relatively Low an average of 1.4 times per year
Hail Relatively Low an average of 3.2 times per year
Heat Wave Relatively Low 2.8 modeled event-days per year
Hurricane Very Low roughly once every 74 years
Ice Storm Relatively Low roughly once every 2 years
Drought Very Low 2.8 modeled event-days per year
Wildfire Very Low roughly once every 3,390 years
Cold Wave Very Low an average of 1.1 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 13
Severe Ice Storm 3
Flood 3
Biological 2
Snowstorm 2
Winter Storm 1
Tropical Storm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Fleming County's record, 50% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 73.1%

of all 26 declarations

Emergency - 7 26.9%

of all 26 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 3
2021 1
2020 2
2015 2
2011 1
2010 1
2009 2
2008 1
2005 1
2004 1
2003 2
2002 1
2000 1
1998 1
Show 5 earlier declaration years
1997 1
1996 1
1993 1
1989 1
1979 1

Disaster Declarations

How the 26 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 26 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3633 SEVERE WINTER STORM EM Winter Storm 2026-01-24
3626 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING EM Severe Storm 2025-04-03
3624 SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES EM Severe Storm 2025-02-16
4848 REMNANTS OF HURRICANE HELENE DR Tropical Storm 2024-11-26
4592 SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES DR Severe Ice Storm 2021-03-31
4497 COVID-19 PANDEMIC DR Biological 2020-03-28
3469 COVID-19 EM Biological 2020-03-13
4239 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE DR Severe Storm 2015-08-12
4218 SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES DR Flood 2015-05-12
1976 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-04
1912 SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES DR Severe Storm 2010-05-11
1818 SEVERE WINTER STORM AND FLOODING DR Severe Ice Storm 2009-02-05
3302 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-28
1757 SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES DR Severe Storm 2008-05-19
3231 HURRICANE KATRINA EM Hurricane 2005-09-10
1523 SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES DR Severe Storm 2004-06-10
1471 SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES DR Severe Storm 2003-06-03
1454 SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND DR Severe Storm 2003-03-14
1407 SEVERE STORMS AND FLOODING DR Severe Storm 2002-04-04
1320 SEVERE STORMS AND FLOODING DR Severe Storm 2000-02-28
Show 6 earlier declaration records
DR# Title Type Incident Date
1207 SEVERE WINTER STORM DR Severe Storm 1998-03-03
1163 SEVERE STORM, FLOODING, AND TORNADOES DR Severe Storm 1997-03-04
1089 BLIZZARD OF 96 DR Snowstorm 1996-01-13
3104 SEVERE SNOWFALL & WINTER STORM EM Snowstorm 1993-03-16
821 SEVERE STORMS & FLOODING DR Flood 1989-02-24
568 SEVERE STORMS & FLOODING DR Flood 1978-12-12

Storm Events in Kentucky

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Fleming County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,702 9 56 $55.2M
Flash Flood 1,757 65 16 $42.6M
Flood 1,646 31 6 $37.1M
Hail 1,534 1 0 $4.7M
Winter Weather 1,079 14 54 $655.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

49

Total Paid

$942.9K

Avg Per Claim

$19.2K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 31.0/100

Expected Annual Loss

Very Low

$6.6M/year

Social Vulnerability

Very High

Community Resilience

Relatively Low

Hazard Risk Breakdown

Strong Wind Relatively Moderate
Tornado Relatively Low
Landslide Very Low
Lightning Relatively Low
Winter Weather Relatively Low
Earthquake Very Low
Riverine Flooding Relatively Low
Hail Relatively Low
Heat Wave Relatively Low
Hurricane Very Low
Ice Storm Relatively Low
Drought Very Low
Wildfire Very Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Strong Wind

Strong Wind covers damaging non-thunderstorm, non-tornadic wind, the kind produced by steep pressure gradients and downslope events. It is a broad, frequent, low-drama hazard: roofs, signage, power lines and high-profile vehicles, spread across a wide area rather than concentrated on a path.

For Fleming County the two measures on this page point the same way: Strong Wind is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Fleming County's closest FEMA peer: Platte County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Fleming County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Fleming County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Fleming County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 26 FEMA declarations, Fleming County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Fleming County?
The most common disaster type in Fleming County is Severe Storm, with 13 declarations. Other disaster types include Severe Ice Storm (3), Flood (3), Biological (2).
How does Fleming County's FEMA declaration record compare with the Kentucky average?
The typical Kentucky county has 28.1 FEMA declaration records; Fleming County has 26, or 7% fewer. Against the national county mean of 20.7, this county's total is 25% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Fleming County received?
Fleming County has received 19 major disaster declarations, representing 73% of all 26 disaster declarations.
How many flood insurance claims has Fleming County filed?
Fleming County has 49 National Flood Insurance Program (NFIP) claims totaling $942.9K in payments, with an average of $19.2K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Fleming County?
No. In Fleming County, Strong Wind has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.0M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Fleming County?
The most active year for disaster declarations in Fleming County was 2025, with 3 declarations. The county has FEMA disaster data spanning 1979 to 2026.
What is the FEMA National Risk Index score for Fleming County?
According to the FEMA National Risk Index, Fleming County, Kentucky has an overall risk score of 31.0 out of 100 (Very Low). On social vulnerability the county rates Very High; on community resilience, Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.6M in annualized losses.
Which natural hazard poses the greatest risk to Fleming County?
FEMA's NRI data points to Fleming County as of the latest release is Strong Wind (risk rating: Relatively Moderate). Other significant hazards include Tornado (Relatively Low) and Landslide (Very Low). FEMA's modeled event frequency puts strong wind here at an average of 4.3 times per year, drawn from 162 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Fleming County · vintage 2026-08-25 · Methodology · Kentucky profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events