Franklin County, Kentucky

County storm and disaster record · FIPS 21073 · population 51,521 · 208 sq mi

NOAA's Storm Events Database holds 310 records for Franklin County, Kentucky from 1950 through June 30, 2026, on 226 days; the most frequent are severe thunderstorm wind events (146 records). The deadliest single record is the April 3, 1974 tornado: 4 deaths and 85 injuries. FEMA has issued 27 declarations naming the county since 1972, 25 of them for natural hazards; the latest for a natural hazard was “Severe Winter Storm” on January 24, 2026.

The record, 1950 to 2026

Storm records filed for the county each year (2026 to June 30, 2026). Before 1996 NOAA recorded only tornadoes (from 1950), thunderstorm wind and hail (from 1955).

  • recorded, no damage figure
  • under $100,000
  • $100,000 or more
  • $1 million or more
  • $10 million or more, or a death
  • $100 million or more, or 10 deaths
  • a year's colour: its recorded damage or deaths
  • a year with a death
  • 1955: wind and hail recorded from 1955
  • 1996: all 48 event types from 1996
Storm records
310on 226 days, 1950 to June 30, 2026
Deaths recorded
1186 injuries
Damage, 2025 dollars
$43Mas filed (scale steps before 1993)
Tornadoes
10strongest F4
FEMA declarations
27latest 2026

Source: NOAA NCEI Storm Events Database, records through June 30, 2026 (file revision 20260918); damage converted to 2025 dollars with the BLS CPI-U. Search the record at NCEI. BLS consumer price index.

What hazards hit Franklin County most?

The most frequent records are severe thunderstorm wind events: 146 since 1970. The rank column places the county among Kentucky's counties by days with a record per 1,000 square miles of land over each hazard's complete period.

Franklin County: records by hazard, 1950 to June 30, 2026
HazardRecordsDaysFirst, lastKilledInjuredDamageRank in state
Severe thunderstorm wind 146 103 1970-2025 0 0 $12M 19 of 118
Floods 56 44 1997-2025 6 0 $20M 30 of 118
Hail 42 37 1982-2025 0 0 – 16 of 118
Winter storms 32 32 1996-2026 0 0 $160K 66 of 118
High wind and dust storms 12 11 1997-2024 0 0 $44K 38 of 118
Tornadoes 10 10 1964-2025 4 85 $9.9M 28 of 118
Extreme cold 7 7 2010-2025 1 0 – 50 of 118
Lightning 3 3 2003-2016 0 1 $156K 11 of 118
Heavy rain 2 2 2011-2011 0 0 – 63 of 118

Source: NOAA NCEI Storm Events Database (county and forecast-zone records attributed to the county; a zone record shows its own totals on each county it covers). Days: dates with at least one record of the hazard in the county. Ranks: days with a record per 1,000 square miles of land (Census Bureau 2024 Gazetteer), since 1950 for tornadoes, 1955 for hail and thunderstorm wind, 1996 for the rest.

How many tornadoes has Franklin County had?

NOAA records 10 tornadoes in Franklin County from 1964 to 2025, the strongest rated F4, with 4 deaths and 85 injuries recorded in the county. That is 28th of 118 Kentucky counties by days with tornadoes per 1,000 square miles since 1950. A tornado that crossed a county line is counted in each county it touched, with the length of its path inside the county.

Counted as whole tornadoes rather than county records, the Storm Prediction Center's database holds 11 tornadoes whose track touched Franklin County since 1950 (NOAA's county records number 10: they file a crossing tornado once per county segment, and the two databases differ on some tracks); along their whole tracks they killed 4 people.

The deadliest and strongest tornadoes that touched Franklin County, whole tracks
DateTornadoRatingPathKilled
1974-04-03 16:50, as SPC files itFrankfortF479.4 mi4

Map of the strongest tornado tracks in Kentucky.

Every tornado record filed for Franklin County (10)
Every tornado recorded in Franklin County, newest first
DatePlaceCharacterKilledInjuredDamage
2025-05-03 Peaks Mill, Franklin County EF0 1 mi x 30 yd 0 0 –
2021-12-06 Choateville, Franklin County EF1 1.5 mi x 50 yd 0 0 –
2011-04-20 Frankft Cptl City Ar, Franklin County EF0 4.81 mi x 30 yd 0 0 –
2008-02-06 Stedmantown, Franklin County EF1 2.44 mi x 170 yd 0 0 $685K
1995-05-14 Frankfort, Franklin County 0 0 –
1984-09-14 Franklin County F0 0.1 mi x 30 yd 0 0 $25K step
1982-03-20 Franklin County F2 10 mi x 200 yd 0 0 $2.5M step
1979-06-29 Franklin County F2 6.2 mi x 40 yd 0 0 $250 step
1974-04-03 Franklin County F4 18.9 mi x 33 yd 4 85 $250K step
1964-03-25 Franklin County F1 0 0 $3K step

A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.

Source: NOAA NCEI Storm Events Database, tornado records by county (path length in the county, maximum width); ratings as published: F scale before February 1, 2007, EF scale after. Whole-track figures: NOAA Storm Prediction Center tornado database (1950-2025). SPC severe weather database.

When was the last damaging storm in Franklin County?

The most recent record with damage, injuries or deaths is the April 4, 2025 flash flood (1 death).

A 9 year old boy was on his way to the school bus stop when he was swept away by water. His body was located approximated 2 hours later about half of a mile downstream.
National Weather Service event narrative, NOAA Storm Events Database (search the full record, event 1259199)
The 12 most recent records kept for Franklin County
DateRecordCharacterKilledInjuredDamage
2026-01-24 Winter StormFranklin County · forecast zone Franklin 0 0 –
2025-12-11 Heavy SnowFranklin County · forecast zone Franklin 0 0 –
2025-10-24 Frost/FreezeFranklin County · forecast zone Franklin 0 0 –
2025-06-18 Thunderstorm WindFrankfort, Franklin County 50 kt wind 0 0 –
2025-06-18 Thunderstorm WindFrankft Cptl City Ar, Franklin County 51 kt wind 0 0 –
2025-05-03 TornadoPeaks Mill, Franklin County EF0 1 mi x 30 yd 0 0 –
2025-04-29 HailSlickway, Franklin County 1.00 in hail 0 0 –
2025-04-04 Flash FloodFrankfort, Franklin County 1 0 –
2025-04-03 Thunderstorm WindFrankft Cptl City Ar, Franklin County 50 kt wind 0 0 –
2025-04-03 Thunderstorm WindFrankft Cptl City Ar, Franklin County 50 kt wind 0 0 –
2025-01-05 Winter StormFranklin County · forecast zone Franklin 0 0 –
2022-05-19 HailChoateville, Franklin County 2.00 in hail 0 0 –

Source: NOAA NCEI Storm Events Database; every record of 2025-2026 is listed, earlier ones when they caused deaths, injuries or $250,000 of damage (2025 dollars), and every tornado.

The deadliest and costliest records

Records with deaths or injuries in Franklin County, most deaths first
DateRecordCharacterKilledInjuredDamage
1974-04-03 TornadoFranklin County F4 18.9 mi x 33 yd 4 85 $250K step
2003-08-22 Flash FloodHarvieland, Franklin County A woman and her son were killed when their home was washed into Stony Creek, a tributary of the Kentucky River. Eight other homes were destroyed, and 32 others were damaged. Of the damaged homes, 21 were uninhabitable. Many vehicles were damaged and moved by the force of the flood waters. Several roads in the ... 2 0 $4.8M
2025-04-04 Flash FloodFrankfort, Franklin County A 9 year old boy was on his way to the school bus stop when he was swept away by water. His body was located approximated 2 hours later about half of a mile downstream. 1 0 –
2021-12-11 Flash FloodBenson, Franklin County A 62 year old male on Devils Hollow Road drove his vehicle into high water on his way to work. His body was found three miles downstream in Benson Creek around 10:30 AM the next day. The time of this report was based on nearby home surveillance footage. The cost of damage is unknown. 1 0 –
2010-01-26 Cold/Wind ChillFranklin County · forecast zone Franklin An elderly man became disorientated and locked himself out of his family's home overnight. He froze to death and was discovered during the early morning hours. 1 0 –
2006-09-23 Flash FloodFrankfort, Franklin County Several roads were closed due to high water. A female drowned in her vehicle which was found in a creek in the Avenstoke Road area. 1 0 –
1997-03-02 FloodFranklin County · forecast zone Franklin Record to near record rainfall from early March 1 through March 2 caused the highest flooding on the Kentucky River at Frankfort since 1937 with the river cresting at 45.2 feet at 1 pm est March 3 (flood stage is 31 feet). Meanwhile, further south where rain totals were not as high, the flooding was only minor. The ... 1 0 $12M
2003-08-22 LightningFrankfort, Franklin County A Franklin County firefighter was struck by lightning inside the Owenton Road Fire Station. 0 1 –

A damage figure marked "step" is a record from before 1993: NOAA then filed damage by category, and the figure is the category as entered, in the dollars of that year, not an estimate of the loss.

The costliest records in Franklin County since 1993, damage in 2025 dollars
DateRecordCharacterKilledInjuredDamage
1997-03-02 FloodFranklin County · forecast zone Franklin 1 0 $12M
2003-08-22 Flash FloodHarvieland, Franklin County 2 0 $4.8M
2010-05-03 FloodFrankfort, Franklin County 0 0 $1.4M
1995-05-14 Thunderstorm WindGraefenburg, Franklin County 0 0 $968K
2008-02-06 TornadoStedmantown, Franklin County EF1 2.44 mi x 170 yd 0 0 $685K
2007-04-03 Thunderstorm WindFrankfort, Franklin County 70 kt wind 0 0 $71K

Before 1993 NOAA filed damage by category, not amount, so the list above starts in 1993. The highest category filed here before then (entered as $2.5M, in the dollars of the day) holds: March 20, 1982 (tornado, Franklin County).

Source: NOAA NCEI Storm Events Database: deaths and injuries direct and indirect; damage is property plus crops as estimated by the National Weather Service, converted to 2025 dollars.

Is it getting more frequent?

Records per decade for Franklin County's most frequent hazards. Counts rose everywhere after 1996, when NOAA began recording every event type, so compare decades within a hazard's complete period only (the shaded cells come before it).

Franklin County: records per decade (the 2020s to June 30, 2026)
Hazard1950s1960s1970s1980s1990s2000s2010s2020-26
Severe thunderstorm wind0071116256720
Floods––––615296
Hail0003514155
Winter storms––––26177
High wind and dust storms––––2334
Tornadoes01221112

Source: NOAA NCEI Storm Events Database, records per calendar decade; zone records from the CZ_TYPE field (Z).

What time of year?

Records by month in Franklin County. The two busiest months are in violet.

The values, month by month

Jan 15 · Feb 24 · Mar 33 · Apr 42 · May 42 · Jun 42 · Jul 39 · Aug 23 · Sep 13 · Oct 8 · Nov 8 · Dec 21 (records).

Source: NOAA NCEI Storm Events Database, records by the month they began.

Federal disaster declarations for Franklin County

FEMA's register lists 27 declarations that include Franklin County: 21 major disasters, 6 emergencies and 0 fire management assistance declarations. Most were for severe storm (10) and flood (6).

Declarations including Franklin County, newest first
DeclaredNumberTypeTitle
2026-01-24EM-3633Winter StormSevere Winter Storm
2025-04-24DR-4864Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides
2025-04-03EM-3626Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
2025-02-24DR-4860Severe StormSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
2025-02-16EM-3624Severe StormSevere Storms, Straight-Line Winds, Flooding, and Landslides
2024-11-26DR-4848Tropical StormRemnants of Hurricane Helene
2023-04-10DR-4702Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides
2021-04-23DR-4595FloodSevere, Storms, Flooding, Landslides, and Mudslides
2020-03-28DR-4497BiologicalCovid-19 Pandemic
2020-03-13EM-3469BiologicalCovid-19
2015-05-12DR-4218FloodSevere Winter Storm, Snowstorm, Flooding, Landslides, and Mudslides
2015-05-01DR-4217FloodSevere Storms, Tornadoes, Flooding, Landslides, and Mudslides
2015-04-30DR-4216SnowstormSevere Winter Storms, Snowstorms, Flooding, Landslides, and Mudslides
2011-05-04DR-1976Severe StormSevere Storms, Tornadoes, and Flooding
2010-05-11DR-1912Severe StormSevere Storms, Flooding, Mudslides, and Tornadoes
2009-02-05DR-1818Severe Ice StormSevere Winter Storm and Flooding
2009-01-28EM-3302Severe Ice StormSevere Winter Storm
2008-02-21DR-1746Severe StormSevere Storms, Tornadoes, Straight-Line Winds, and
2005-09-10EM-3231HurricaneHurricane Katrina
2005-02-08DR-1578SnowstormSevere Winter Storm and Record Snow
2004-06-10DR-1523Severe StormSevere Storms, Tornadoes, Flooding, and Mudslides
1997-03-04DR-1163Severe StormSevere Storm, Flooding, and Tornadoes
1996-01-13DR-1089SnowstormBlizzard of 96
1989-02-24DR-821FloodSevere Storms & Flooding
1978-12-12DR-568FloodSevere Storms & Flooding
1974-04-04DR-420TornadoTornadoes
1972-05-15DR-332FloodHeavy Rains & Flooding

Source: FEMA OpenFEMA Disaster Declarations Summaries (v2), declarations through October 2, 2026; one declaration is counted once however many areas it names. OpenFEMA dataset page.

How many floods has Franklin County had?

NOAA's Storm Events Database holds 56 flood or flash flood records for Franklin County from 1997 to 2025, on 44 days, with 6 deaths. By flood insurance claims since 1978 (OpenFEMA, as of September 8, 2026), Franklin County ranks 241st of 2,942 U.S. counties.

The National Flood Insurance Program has paid $32.0 million on 1,518 claims filed in Franklin County; the most in one year was 394 in 1989. Claims count insured losses only: uninsured flood damage is not in this file.

The values, year by year

1978: 143 · 1979: 7 · 1981: 1 · 1983: 1 · 1984: 159 · 1985: 2 · 1986: 4 · 1987: 1 · 1988: 2 · 1989: 394 · 1990: 16 · 1991: 4 · 1992: 1 · 1994: 40 · 1995: 6 · 1996: 2 · 1997: 277 · 1998: 4 · 2000: 2 · 2002: 7 · 2003: 7 · 2004: 2 · 2006: 17 · 2008: 8 · 2010: 184 · 2011: 6 · 2013: 2 · 2014: 2 · 2015: 30 · 2016: 1 · 2017: 1 · 2018: 7 · 2021: 45 · 2025: 133; the other years: 0.

Source: FEMA OpenFEMA NFIP Redacted Claims, as of September 8, 2026; claims by year of loss, payments in the dollars of the year paid. OpenFEMA dataset page.

FEMA's modeled risk for Franklin County

FEMA's National Risk Index rates Franklin County Relatively Low overall, with an expected annual loss of $25.5 million. These are FEMA's model estimates of future loss from 18 hazards, not a count of what happened; they can differ from the record above.

National Risk Index ratings for Franklin County (December 2025 release), by FEMA's rating, then score
HazardRisk ratingExpected annual lossModeled frequency
Strong WindRelatively High$2.7M6.7 a year (modeled)
TornadoRelatively Moderate$5.5Monce in about 7 years (modeled)
Ice StormRelatively Moderate$206Kabout once a year (modeled)
Winter WeatherRelatively Moderate$125K11 a year (modeled)
LightningRelatively Moderate$437K51 a year (modeled)
Riverine FloodingRelatively Low$14M1.5 a year (modeled)
EarthquakeRelatively Low$570Konce in about 516 years (modeled)
Cold WaveRelatively Low$1.1M1.3 a year (modeled)

Source: FEMA National Risk Index, county table, December 2025 release. FEMA's National Risk Index map.

Counties that share a border with Franklin County

  1. Shelby County 376
  2. Scott County 344
  3. Owen County 330
  4. Franklin County 310
  5. Henry County 269
  6. Anderson County 243
  7. Woodford County 238

Source: U.S. Census Bureau county adjacency file; NOAA NCEI Storm Events Database, records since 1950. The Census Bureau's adjacency file.

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