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Nevada · FEMA + NOAA + National Risk Index

Humboldt County, NV

8 FEMA disaster declarations (1977-2020), with a FEMA National Risk Index rating of Very Low. Most common hazard: Snowstorm.

8
FEMA declarations
3
Major disasters
41
NRI risk · Very Low
Snowstorm
Top hazard

The verdict

Start with the local benchmark for Humboldt County: 8 FEMA declaration records are 36% below the Nevada county mean, even though the count is higher than 6% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 41%.

Safer than 41%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
8
FEMA declarations vs 21 national county avg
16
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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How does Humboldt County compare?

Humboldt County vs. all counties in this dataset

FEMA disaster declarations, all-time

8 6th percentile higher than 6% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Humboldt County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Nevada county average

0/100100/100Nevada avg46/10040.8/100
FEMA National Risk Index composite score vs. the Nevada county average

What does Humboldt County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 40.8/100 for this county (Very Low rating). Expected Annual Loss comes in at Relatively Low (roughly $15.8M in annualized losses). Social vulnerability (Very Low) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Wildfire carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 45 years here.

Declaration frequency

The state comparison is the clearest context for Humboldt County's moderate federal record. Its 8 declarations sit 36% below the Nevada county mean, with 3 Major Disaster entries among them. 2 records concern Snowstorm, the file's most frequent incident type. Spread across 43 years, the registry rate is 0.2 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 16 claims and $79.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Nevada county averages 12.4 federal declaration records, while Humboldt County has 8. The gap is 36% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

38 /100

Historical Activity Index

Moderate historical activity

Humboldt County, NV · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
6/30

8 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
8/25

8 declarations (0.6x state county average of 12)

Major Disaster Share Moderate
9/25

3 of 8 declarations are major disasters (38%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Humboldt County

Historical Declaration Activity

Activity Band

Moderate

vs. Nevada Avg

-36%

State avg: 12.4

vs. National Avg

-61%

National avg: 20.7

Avg Per Year

0.2

Over 43 years

FEMA NRI 8-hazard radar - Humboldt County

Humboldt County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 8, Hurricane 0, Tornado 8, Wildfire 48, Drought 48, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 26 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 26 8-hazard mean
Humboldt County NRI risk profile FIPS 32013 · displayed-hazard mean 26/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

8

Low volume

Major Disaster share

38%

Mixed major share

NRI risk score

41

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Humboldt County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Wildfire Relatively Moderate roughly once every 45 years
Drought Relatively Moderate 125 modeled event-days per year
Earthquake Relatively Low roughly once every 69 years
Avalanche Relatively Low roughly once every 30 years
Winter Weather Relatively Moderate an average of 12 times per year
Heat Wave Relatively Low 4.5 modeled event-days per year
Landslide Very Low an average of 3.9 times per year
Volcanic Activity Very Low roughly once every 435 years
Riverine Flooding Very Low roughly once every 2 years
Lightning Very Low an average of 20 times per year
Cold Wave Very Low roughly once every 19 years
Strong Wind Very Low roughly once every 12 years
Hail Very Low roughly once every 46 years
Tornado Very Low roughly once every 8 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Biological 2
Snowstorm 2
Severe Storm 1
Hurricane 1
Flood 1
Drought 1

What Snowstorm declarations mean here

Snowstorm is the most frequent declaration type on Humboldt County's record, 25% of its declarations. Snow-related declarations work on a narrower basis than most other hazards: they are generally issued to reimburse the cost of snow removal and emergency protective measures, rather than to repair destroyed property.

The qualifying test is unusual too. FEMA assesses snowfall against record levels for the affected area, so the same storm total can qualify in a county where it is historically extreme and not qualify a few hundred miles north where it is an ordinary winter. A low snowstorm declaration count is therefore not evidence of mild winters.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 5 62.5%

of all 8 declarations

Major Disaster - 3 37.5%

of all 8 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2017 1
2005 3
1986 1
1977 1

Disaster Declarations

How the 8 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 8 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4523 COVID-19 PANDEMIC DR Biological 2020-04-04
3443 COVID-19 EM Biological 2020-03-13
4307 SEVERE WINTER STORMS, FLOODING, AND MUDSLIDES DR Severe Storm 2017-03-27
3243 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-13
3204 SNOW EM Snowstorm 2005-02-23
3202 RECORD AND/OR NEAR RECORD SNOW EM Snowstorm 2005-02-17
759 SEVERE STORMS & FLOODING DR Flood 1986-02-28
3041 DROUGHT EM Drought 1977-06-11

Storm Events in Nevada

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Humboldt County.

Storm Type Events Fatalities Injuries Property Damage
High Wind 1,647 0 2 $10.4M
Heavy Snow 926 0 0 $123.0K
Thunderstorm Wind 463 3 0 $8.7M
Flash Flood 315 7 2 $36.7M
Excessive Heat 252 376 17 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

16

Total Paid

$79.3K

Avg Per Claim

$5.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 40.8/100

Expected Annual Loss

Relatively Low

$15.8M/year

Social Vulnerability

Very Low

Community Resilience

Very Low

Hazard Risk Breakdown

Wildfire Relatively Moderate
Drought Relatively Moderate
Earthquake Relatively Low
Avalanche Relatively Low
Winter Weather Relatively Moderate
Heat Wave Relatively Low
Landslide Very Low
Volcanic Activity Very Low
Riverine Flooding Very Low
Lightning Very Low
Cold Wave Very Low
Strong Wind Very Low
Hail Very Low
Tornado Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Wildfire

Wildfire risk in the model reflects fuel, terrain, weather and how much development sits in the wildland-urban interface. It is one of the few hazards where the exposure is materially changed by land management and building choices, not only by where the county happens to be.

Worth noting for Humboldt County: the model and the federal record do NOT point at the same hazard. Wildfire carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Snowstorm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Humboldt County's closest FEMA peer: Grand County, CO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Humboldt County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Humboldt County - capture-dated entries only.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Wildfire as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Humboldt County?
The most common disaster type in Humboldt County is Snowstorm, with 2 declarations. Other disaster types include Biological (2), Severe Storm (1), Hurricane (1).
How does Humboldt County's FEMA declaration record compare with the Nevada average?
The typical Nevada county has 12.4 FEMA declaration records; Humboldt County has 8, or 36% fewer. Against the national county mean of 20.7, this county's total is 61% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Humboldt County received?
Humboldt County has received 3 major disaster declarations, representing 38% of all 8 disaster declarations.
How many flood insurance claims has Humboldt County filed?
Humboldt County has 16 National Flood Insurance Program (NFIP) claims totaling $79.3K in payments, with an average of $5.0K per claim.
What was the worst year for disasters in Humboldt County?
The most active year for disaster declarations in Humboldt County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1977 to 2020.
What is the FEMA National Risk Index score for Humboldt County?
According to the FEMA National Risk Index, Humboldt County, Nevada has an overall risk score of 40.8 out of 100 (Very Low). On social vulnerability the county rates Very Low; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $15.8M in annualized losses.
Which natural hazard poses the greatest risk to Humboldt County?
The top hazard flagged by FEMA's NRI for Humboldt County as of the latest release is Wildfire (risk rating: Relatively Moderate). Other significant hazards include Drought (Relatively Moderate) and Earthquake (Relatively Low). FEMA's modeled event frequency puts wildfire here at roughly once every 45 years. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Humboldt County

Against a Nevada county mean of 12 declarations, Humboldt County, NV records 8, or 36% fewer. PlainHazard classifies that historical total as moderate activity.

  • Emergency is the largest group (5 of 8) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Nevada overview
  • Nationally the county exceeds 6% of recorded county totals, but its own Nevada benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.