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Nebraska · FEMA + NOAA + National Risk Index

Keith County, NE

9 FEMA disaster declarations (2001-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Severe Storm.

9
FEMA declarations
6
Major disasters
14
NRI risk · Very Low
Severe Storm
Top hazard

The verdict

Start with the local benchmark for Keith County: 9 FEMA declaration records are 46% below the Nebraska county mean, even though the count is higher than 8% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 14%.

Safer than 14%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
9
FEMA declarations vs 21 national county avg
7
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 31101 · Keith County 9 declarations · rank 2964/3,266

DECL-LIGHT · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-MODERATE · TYPE-LEAD · VS-ST-BELOW

  • DECL-LIGHT 9
  • MAJOR-MID 67%
  • RANK-LOWER #2,964
  • PHOTO-FINISH Fulton
  • NRI-LOW Very Low
  • ACT-MODERATE Moderate
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -46%

Nearest declaration peer: Fulton, OH (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Nebraska state profile

Keith County among counties with fewer federal records

FEMA declaration records among Keith County and nearest peers by total count

declarations

What this shows Keith County carries 9 FEMA declaration records, ranked 2964 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Keith County versus quieter counties in this dataset

Keith County among lower-declaration counties nationally

FEMA disaster declarations, all-time · Keith County

9 8th percentile higher than 8% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Keith County's FEMA Risk Index score

0/100100/100Nebraska avg26/10013.8/100
FEMA National Risk Index composite score vs. the Nebraska county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Keith County is led by Riverine Flooding (about $2.1M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Hail carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Keith County's hazard record show?

FEMA National Risk Index

FEMA's National Risk Index places this county in the low end of the national distribution, composite score 13.8/100 (Very Low). Expected Annual Loss is rated Very Low (roughly $6.4M in annualized losses). Two modifiers shape how that exposure becomes real-world harm here: social vulnerability (Relatively Low) and community resilience (Relatively Low). Among the 18 modeled hazards, Hail carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at an average of 6.9 times per year here, based on 261 historical events on record.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 7 claims and $38.6K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Nebraska county averages 16.8 federal declaration records, while Keith County has 9. The gap is 46% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

44 /100

Historical Activity Index

Moderate historical activity

Keith County, NE · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
7/30

9 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
7/25

9 declarations (0.5x state county average of 17)

Major Disaster Share High
17/25

6 of 9 declarations are major disasters (67%)

Hazard Diversity High
13/20

5 different disaster types declared in Keith County

FEMA NRI 8-hazard radar - Keith County

Keith County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 0, Tornado 25, Wildfire 25, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 18 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 18 8-hazard mean
Keith County NRI risk profile FIPS 31101 · displayed-hazard mean 18/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

9

Low volume

Major Disaster share

67%

Major-heavy

NRI risk score

14

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Keith County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Hail Relatively Moderate an average of 6.9 times per year
Drought Relatively Moderate 98 modeled event-days per year
Wildfire Relatively Low roughly once every 1,064 years
Lightning Relatively Moderate an average of 44 times per year
Winter Weather Relatively Low an average of 16 times per year
Cold Wave Relatively Low an average of 4.7 times per year
Strong Wind Relatively Low an average of 2.3 times per year
Tornado Relatively Low roughly once every 2 years
Landslide Very Low roughly once every 3 years
Earthquake Very Low roughly once every 3,311 years
Ice Storm Very Low roughly once every 35 years
Heat Wave Very Low 1.9 modeled event-days per year
Riverine Flooding Very Low roughly once every 2 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 4
Biological 2
Fire 1
Snowstorm 1
Hurricane 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Keith County's record, 44% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 6 66.7%

of all 9 declarations

Emergency - 2 22.2%

of all 9 declarations

Fire Management - 1 11.1%

of all 9 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2024 1
2020 2
2018 1
2007 2
2005 1
2001 1

Disaster Declarations

How the 9 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 9 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
5623 MORRILL-COTTONWOOD FIRE FM Fire 2026-03-13
4808 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-08-20
4521 COVID-19 PANDEMIC DR Biological 2020-04-04
3483 COVID-19 EM Biological 2020-03-13
4375 SEVERE WINTER STORM AND STRAIGHT-LINE WINDS DR Snowstorm 2018-06-29
1721 SEVERE STORMS AND FLOODING DR Severe Storm 2007-08-29
1674 SEVERE WINTER STORMS DR Severe Storm 2007-01-07
3245 HURRICANE KATRINA EVACUEES EM Hurricane 2005-09-13
1373 SEVERE WINTER STORMS, FLOODING AND TORNADOES DR Severe Storm 2001-05-16

Storm Events in Nebraska

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Keith County.

Storm Type Events Fatalities Injuries Property Damage
Hail 6,079 0 2 $237.7M
Thunderstorm Wind 4,757 3 19 $228.1M
Drought 1,658 0 0 $0
High Wind 1,647 1 1 $22.1M
Winter Storm 1,155 0 2 $335.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

7

Total Paid

$38.6K

Avg Per Claim

$5.5K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 13.8/100

Expected Annual Loss

Very Low

$6.4M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively Low

Hazard Risk Breakdown

Hail Relatively Moderate
Drought Relatively Moderate
Wildfire Relatively Low
Lightning Relatively Moderate
Winter Weather Relatively Low
Cold Wave Relatively Low
Strong Wind Relatively Low
Tornado Relatively Low
Landslide Very Low
Earthquake Very Low
Ice Storm Very Low
Heat Wave Very Low
Riverine Flooding Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Hail

Hail is among the most expensive hazards in the model relative to how little it threatens life. It concentrates on roofs, vehicles and crops, and a single severe storm can generate an insurance loss across a metropolitan area without a single injury.

For Keith County the two measures on this page point the same way: Hail is the county's highest-rated modeled hazard (Relatively Moderate), and Severe Storm declarations also lead its federal record. Where the model and the declaration history agree, the reading is comparatively straightforward, the hazard is both expected and repeatedly realised.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Keith County's closest FEMA peer: Washington County, ID

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Keith County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Keith County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Keith County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Hail as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Keith County?
The most common disaster type in Keith County is Severe Storm, with 4 declarations. Other disaster types include Biological (2), Fire (1), Snowstorm (1).
How does Keith County's FEMA declaration record compare with the Nebraska average?
The typical Nebraska county has 16.8 FEMA declaration records; Keith County has 9, or 46% fewer. Against the national county mean of 20.7, this county's total is 57% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Keith County received?
Keith County has received 6 major disaster declarations, representing 67% of all 9 disaster declarations.
How many flood insurance claims has Keith County filed?
Keith County has 7 National Flood Insurance Program (NFIP) claims totaling $38.6K in payments, with an average of $5.5K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Keith County?
No. In Keith County, Hail has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $2.1M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Keith County?
The most active year for disaster declarations in Keith County was 2007, with 2 declarations. The county has FEMA disaster data spanning 2001 to 2026.
What is the FEMA National Risk Index score for Keith County?
According to the FEMA National Risk Index, Keith County, Nebraska has an overall risk score of 13.8 out of 100 (Very Low). Social vulnerability here rates Relatively Low, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $6.4M in annualized losses.
Which natural hazard poses the greatest risk to Keith County?
FEMA's NRI data points to Keith County as of the latest release is Hail (risk rating: Relatively Moderate). Other significant hazards include Drought (Relatively Moderate) and Wildfire (Relatively Low). FEMA's modeled event frequency puts hail here at an average of 6.9 times per year, drawn from 261 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Keith County · vintage 2026-08-25 · Methodology · Nebraska profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events