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Alabama · FEMA + NOAA + National Risk Index

Montgomery County, AL

1 FEMA disaster declarations (2024–2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Hurricane.

1
FEMA declarations
0
Major disasters
92
NRI risk · Relatively Moderate
Hurricane
Top hazard

The verdict

Montgomery County ranks in the riskiest 8% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 0% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Moderate, based on 1 federal disaster declarations recorded since 2024, most often hurricane, 74% below the national county average of 4.

Riskiest 8%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
1
FEMA declarations vs 4 national county avg
1
hurricane declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Montgomery County compare?

Montgomery County vs. every U.S. county

FEMA disaster declarations, all-time

1 0th percentile higher than 0% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-25

Montgomery County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Alabama county average

0/100100/100Alabama avg62/10091.8/100
FEMA National Risk Index composite score vs. the Alabama county average

How disaster-prone is Montgomery County?

Declaration frequency

Montgomery County, Alabama has recorded 1 FEMA disaster declarations between 2024 and 2024, of which 0 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at - declarations per year, or roughly 58% below the Alabama county average of 2.4 and 74% below the national county average of 3.8. The dominant disaster type on record is Hurricane, with 1 of 1 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 91.8/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Moderate (roughly $87.3M in annualized losses). Social vulnerability reads Relatively High and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Lightning stands out as the sharpest exposure here, rated Very High.

Flood exposure & the bottom line

Taken together, Montgomery County's federal disaster history is about as quiet as U.S. counties get, a very low relative risk level on this measure.

Risk Assessment

Risk Level

Very Low

vs. Alabama Avg

-58%

State avg: 2.4

vs. National Avg

-74%

National avg: 3.8

Avg Per Year

-

-

FEMA NRI 8-hazard radar - Montgomery County

Montgomery County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 48, Flood 0, Hurricane 48, Tornado 70, Wildfire 8, Drought 25, Heat Wave 70, Winter Storm 48. Overall composite 40 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 composite
Montgomery County NRI risk profile FIPS 01101 · composite 40/100 (Moderate)
How to read this radar

The radar plots Montgomery County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

1

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

01101

AL state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Hurricane 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Emergency - 1 100.0%

of all 1 declarations

FEMA Declarations Timeline

Year Declarations
2024 1

Disaster Declarations

DR# Title Type Incident Date
3618 HURRICANE HELENE EM Hurricane 2024-09-26

Storm Events in Alabama

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 9,825 21 143 $64.2M
Hail 1,625 0 0 $5.0K
Flash Flood 1,260 22 10 $13.3M
Tornado 1,115 63 374 $58.9M
Drought 968 0 0 $0

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 91.8/100

Expected Annual Loss

Relatively Moderate

$87.3M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively High

Hazard Risk Breakdown

Lightning Very High
Tornado Relatively High
Heat Wave Relatively High
Strong Wind Relatively High
Earthquake Relatively Moderate
Hurricane Relatively Moderate
Hail Relatively Moderate
Ice Storm Relatively Moderate
Drought Relatively Low
Landslide Very Low
Wildfire Very Low
Winter Weather Relatively Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Alabama

Frequently Asked Questions

How many natural disasters has Montgomery County, Alabama had?
Montgomery County, Alabama has received 1 FEMA disaster declarations from 2024 to 2024.
What is the most common disaster type in Montgomery County?
The most common disaster type in Montgomery County is Hurricane, with 1 declaration.
How does Montgomery County's disaster risk compare to the Alabama average?
Montgomery County has 1 disaster declarations, which is 58% lower than the Alabama county average of 2.4 declarations. Compared to the national county average of 3.8, it is 74% lower.
What types of storms are most common in Alabama?
The most common storm types in Alabama include Thunderstorm Wind (9,825 events), Hail (1,625 events), Flash Flood (1,260 events). NOAA storm event data covers severe weather from 2015 to 2025.
What is the overall disaster risk level for Montgomery County?
Montgomery County has just 1 FEMA disaster declaration on record, placing it in the very-low-risk band, among the quieter counties in FEMA's declaration history.
What is the FEMA National Risk Index score for Montgomery County?
According to the FEMA National Risk Index, Montgomery County, Alabama has an overall risk score of 91.8 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively High and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Moderate, representing $87.3M in annualized losses.
Which natural hazard poses the greatest risk to Montgomery County?
Based on FEMA NRI data, the highest-risk natural hazard in Montgomery County is Lightning (risk rating: Very High). Other significant hazards include Tornado (Relatively High) and Heat Wave (Relatively High). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Montgomery County

Montgomery County, AL runs 58% below the Alabama county average for federal disaster declarations (1 vs 2), a very low historical load overall.

  • Its most common federal declaration type is emergency (1 of 1) - know the hazards most likely here before they happen. Alabama overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, or report a data error.