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Virginia · FEMA + NOAA + National Risk Index

Nelson County, VA

28 FEMA disaster declarations (1969-2026), with a FEMA National Risk Index rating of Very Low. Most common hazard: Hurricane.

28
FEMA declarations
19
Major disasters
34
NRI risk · Very Low
Hurricane
Top hazard

The verdict

Two federal records point in the busier direction for Nelson County. Its 28 FEMA declarations are 37% above the Virginia county mean and exceed the count for 81% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 34%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 34%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
28
FEMA declarations vs 21 national county avg
31
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 51125 · Nelson County 28 declarations · rank 598/3,266

DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 28
  • MAJOR-MID 68%
  • RANK-MID #598
  • PHOTO-FINISH Loíza
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Hurricane
  • VS-ST-ABOVE +37%

Nearest declaration peer: Loíza, PR (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Virginia state profile

Nelson County among high-volume declaration counties

FEMA declaration records among Nelson County and nearest peers by total count

declarations

What this shows Nelson County carries 28 FEMA declaration records, ranked 598 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

Where Nelson County ranks in the national declaration registry

Nelson County vs. high-volume counties in this registry

FEMA disaster declarations, all-time · Nelson County

28 Top 19% higher than 81% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Nelson County's FEMA Risk Index score

0/100100/100Virginia avg33/10034.1/100
FEMA National Risk Index composite score vs. the Virginia county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Nelson County is led by Riverine Flooding (about $6.9M Expected Annual Loss, Historical Loss Ratio Relatively High), while Landslide carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Nelson County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 34.1/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $8.9M in annualized losses). Social vulnerability (Relatively High) and community resilience (Relatively Moderate) both factor into how that raw exposure plays out on the ground. Even the county's top-rated hazard, Landslide, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at an average of 1.3 times per year here.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 31 claims and $238.0K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

The declaration register points in the busier direction. Nelson County's 28 federal records stand 37% above the Virginia county mean of 20.4. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

74 /100

Historical Activity Index

High historical activity

Nelson County, VA · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
20/30

28 OpenFEMA declarations, full ingest window (1.4x national county average)

County Disaster Density High
17/25

28 declarations (1.4x state county average of 20)

Major Disaster Share High
17/25

19 of 28 declarations are major disasters (68%)

Hazard Diversity Very High
20/20

9 different disaster types declared in Nelson County

FEMA NRI 8-hazard radar - Nelson County

Nelson County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 25, Hurricane 25, Tornado 8, Wildfire 8, Drought 48, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 19 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 19 8-hazard mean
Nelson County NRI risk profile FIPS 51125 · displayed-hazard mean 19/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

28

High volume

Major Disaster share

68%

Major-heavy

NRI risk score

34

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Nelson County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Low an average of 1.3 times per year
Drought Relatively Moderate 5.5 modeled event-days per year
Hurricane Relatively Low roughly once every 14 years
Avalanche Very Low roughly once every 100 years
Riverine Flooding Relatively Low an average of 2.3 times per year
Wildfire Very Low roughly once every 1,137 years
Earthquake Very Low roughly once every 544 years
Lightning Relatively Low an average of 42 times per year
Strong Wind Relatively Low an average of 2.9 times per year
Heat Wave Very Low 3.1 modeled event-days per year
Winter Weather Relatively Low an average of 9.9 times per year
Ice Storm Very Low an average of 1.1 times per year
Hail Very Low an average of 2.5 times per year
Tornado Very Low roughly once every 8 years
Cold Wave Very Low an average of 1.9 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Hurricane 8
Snowstorm 5
Severe Storm 4
Flood 4
Biological 2
Drought 2
Winter Storm 1
Tropical Storm 1
Fire 1

What Hurricane declarations mean here

Hurricane is the most frequent declaration type on Nelson County's federal record, 29% of its declarations. Atlantic tropical systems run on a defined season, 1 June to 30 November, with most activity concentrated between August and October; Pacific and territorial basins run on their own calendars. A single named storm routinely produces one declaration number covering a long corridor of counties at once, well inland as well as on the coast, which is why an affected county's count can jump by several in one year without several separate events having occurred.

One practical distinction matters when reading these records: a tropical declaration usually bundles wind, storm surge and inland rainfall flooding under a single incident, but the insurance behind them is split. Wind damage falls to property insurers, while flood and surge damage is covered only under a separate National Flood Insurance Program policy. That is why a county can show heavy declaration activity and a comparatively small NFIP claims record, or the reverse.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 19 67.9%

of all 28 declarations

Emergency - 8 28.6%

of all 28 declarations

Fire Management - 1 3.6%

of all 28 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2022 1
2020 2
2019 1
2018 1
2013 2
2012 1
2010 2
2005 1
2003 1
2002 1
2000 1
1996 2
1994 2
Show 7 earlier declaration years
1993 1
1992 1
1986 1
1977 2
1973 1
1972 1
1969 1

Disaster Declarations

How the 28 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 28 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4831 TROPICAL STORM HELENE DR Tropical Storm 2024-10-01
4644 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2022-03-11
4512 COVID-19 PANDEMIC DR Biological 2020-04-02
3448 COVID-19 EM Biological 2020-03-13
4401 HURRICANE FLORENCE DR Hurricane 2018-10-15
3403 HURRICANE FLORENCE EM Hurricane 2018-09-11
4092 HURRICANE SANDY DR Hurricane 2012-11-26
3359 HURRICANE SANDY EM Hurricane 2012-10-29
4072 SEVERE STORMS AND STRAIGHT-LINE WINDS DR Severe Storm 2012-07-27
1905 SEVERE WINTER STORMS AND SNOWSTORMS DR Snowstorm 2010-04-27
1874 SEVERE WINTER STORM AND SNOWSTORM DR Snowstorm 2010-02-16
3240 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-12
1491 HURRICANE ISABEL DR Hurricane 2003-09-18
2394 VA - HEARD MOUNTAIN FIRE COMPLEX - 11/20/2001 FM Fire 2001-11-20
1318 SEVERE WINTER STORMS DR Severe Storm 2000-02-28
1135 HURRICANE FRAN AND ASSOCIATED SEVERE STORM COND DR Hurricane 1996-09-06
1086 BLIZZARD OF 96 (SEVERE SNOW STORM) DR Snowstorm 1996-01-13
1021 SEVERE WINTER ICE STORM DR Severe Storm 1994-04-11
1014 SEVERE ICE STORMS, FLOODING DR Snowstorm 1994-03-10
Show 8 earlier declaration records
DR# Title Type Incident Date
3112 SEVERE WINTER STORM EM Snowstorm 1993-03-25
944 SEVERE STORMS & FLOODING DR Flood 1992-05-19
755 SEVERE STORMS & FLOODING DR Flood 1985-11-09
3046 DROUGHT EM Drought 1977-07-23
3018 DROUGHT EM Drought 1976-10-15
359 SEVERE STORMS & FLOODING DR Flood 1972-10-10
339 TROPICAL STORM AGNES DR Flood 1972-06-23
274 SEVERE STORMS & FLOODING DR Hurricane 1969-08-23

Storm Events in Virginia

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Nelson County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 8,940 13 31 $123.1M
Flood 2,300 4 0 $85.1M
Winter Weather 2,049 6 32 $902.0K
Flash Flood 1,942 13 4 $244.2M
Heavy Rain 1,566 0 0 $2.5M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

31

Total Paid

$238.0K

Avg Per Claim

$7.7K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 34.1/100

Expected Annual Loss

Very Low

$8.9M/year

Social Vulnerability

Relatively High

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Landslide Relatively Low
Drought Relatively Moderate
Hurricane Relatively Low
Avalanche Very Low
Riverine Flooding Relatively Low
Wildfire Very Low
Earthquake Very Low
Lightning Relatively Low
Strong Wind Relatively Low
Heat Wave Very Low
Winter Weather Relatively Low
Ice Storm Very Low
Hail Very Low
Tornado Very Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Nelson County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Hurricane. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Nelson County's closest FEMA peer: St. Charles County, MO

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Nelson County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Nelson County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Nelson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Most disaster-prone counties

With 28 FEMA declarations, Nelson County sits in the high-volume declaration band - see how that count ranks against other U.S. counties.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Nelson County?
The most common disaster type in Nelson County is Hurricane, with 8 declarations. Other disaster types include Snowstorm (5), Severe Storm (4), Flood (4).
How does Nelson County's FEMA declaration record compare with the Virginia average?
FEMA lists 28 declaration records for Nelson County. That is 37% above the Virginia county mean of 20.4. Its count is also 35% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Nelson County received?
Nelson County has received 19 major disaster declarations, representing 68% of all 28 disaster declarations.
How many flood insurance claims has Nelson County filed?
Nelson County has 31 National Flood Insurance Program (NFIP) claims totaling $238.0K in payments, with an average of $7.7K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Nelson County?
No. In Nelson County, Landslide has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $6.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Nelson County?
The most active year for disaster declarations in Nelson County was 1977, with 2 declarations. The county has FEMA disaster data spanning 1969 to 2026.
What is the FEMA National Risk Index score for Nelson County?
According to the FEMA National Risk Index, Nelson County, Virginia has an overall risk score of 34.1 out of 100 (Very Low). The county's social vulnerability rating is Relatively High and community resilience is Relatively Moderate. The Expected Annual Loss (EAL) score is Very Low, representing $8.9M in annualized losses.
Which natural hazard poses the greatest risk to Nelson County?
The top hazard flagged by FEMA's NRI for Nelson County is Landslide (risk rating: Relatively Low). Other significant hazards include Drought (Relatively Moderate) and Hurricane (Relatively Low). FEMA's modeled event frequency puts landslide here at an average of 1.3 times per year. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Nelson County · vintage 2026-08-25 · Methodology · Virginia profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events