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Virginia · FEMA + NOAA + National Risk Index

Albemarle County, VA

3 FEMA disaster declarations (2022–2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Winter Storm.

3
FEMA declarations
2
Major disasters
78
NRI risk · Relatively Low
Winter Storm
Top hazard

The verdict

Albemarle County ranks in the riskiest 22% of U.S. counties for FEMA-modeled hazard risk, with more federally declared disasters than 41% of the 2,791 counties FEMA tracks. FEMA rates the county's overall risk as Relatively Low, based on 3 federal disaster declarations recorded since 2022, most often winter storm, 22% below the national county average of 4.

Riskiest 22%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
3
FEMA declarations vs 4 national county avg
1
winter storm declarations, the most common hazard here

FEMA's National Risk Index score reflects expected annual loss, social vulnerability, and community resilience; the declaration count above reflects only Presidentially declared disasters, not every hazard event.

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How does Albemarle County compare?

Albemarle County vs. every U.S. county

FEMA disaster declarations, all-time

3 Top 59% higher than 41% of 2,791 counties

This county 0 30 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-07-20

Albemarle County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Virginia county average

0/100100/100Virginia avg33/10078.1/100
FEMA National Risk Index composite score vs. the Virginia county average

How disaster-prone is Albemarle County?

Declaration frequency

Albemarle County, Virginia has recorded 3 FEMA disaster declarations between 2022 and 2026, of which 2 were classified as Major Disaster declarations (DR) requiring federal individual and public assistance. That puts the county's average at 0.8 declarations per year across a 4-year record, or roughly 36% above the Virginia county average of 2.2 and 22% below the national county average of 3.8. The dominant disaster type on record is Winter Storm, with 1 of 3 declarations falling under this category.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 78.1/100 (Relatively Low). Expected Annual Loss is rated Relatively Low (roughly $40.3M in annualized losses). Social vulnerability reads Relatively Low and community resilience Relatively High, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Strong Wind stands out as the sharpest exposure here, rated Relatively High.

Flood exposure & the bottom line

Taken together, Albemarle County reads as low relative risk on this historical lens, fewer federally recognized disasters than a typical U.S. county.

Risk Assessment

Risk Level

Low

vs. Virginia Avg

+36%

State avg: 2.2

vs. National Avg

-22%

National avg: 3.8

Avg Per Year

0.8

Over 4 years

FEMA NRI 8-hazard radar - Albemarle County

Albemarle County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard composite scores for Earthquake 25, Flood 0, Hurricane 48, Tornado 25, Wildfire 25, Drought 48, Heat Wave 25, Winter Storm 48. Overall composite 31 of 100, classified Moderate. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 31 composite
Albemarle County NRI risk profile FIPS 51003 · composite 31/100 (Moderate)
How to read this radar

The radar plots Albemarle County's relative exposure to the eight headline natural hazards used by the FEMA National Risk Index. Each axis is the qualitative NRI risk rating (Very Low through Very High) re-expressed on a 0-100 scale so that the polygon shape lets you compare a county against another at a glance. A rounder polygon means broad multi-hazard exposure; a spiky polygon means one or two dominant hazards drive most of the modeled risk.

FEMA Records

3

Total declarations

NRI Source

FEMA 2023

Latest NRI release

County FIPS

51003

VA state code

Source: FEMA National Risk Index FEMA National Risk Index Per-county per-hazard ratings, 2023 release

Disaster Types

Winter Storm 1
Tropical Storm 1
Severe Storm 1

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 2 66.7%

of all 3 declarations

Emergency - 1 33.3%

of all 3 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 1
2022 1

Disaster Declarations

DR# Title Type Incident Date
3631 SEVERE WINTER STORM EM Winter Storm 2026-01-23
4831 TROPICAL STORM HELENE DR Tropical Storm 2024-10-01
4644 SEVERE WINTER STORM AND SNOWSTORM DR Severe Storm 2022-03-11

Storm Events in Virginia

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 11,070 16 36 $192.1M
Winter Weather 2,529 7 32 $903.0K
Flash Flood 2,519 15 5 $263.6M
Flood 2,511 4 0 $85.2M
Winter Storm 1,745 5 6 $3.5M

Source: NOAA Storm Events Database NOAA Storm Events Database State-level aggregated data, 2015–2025

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 78.1/100

Expected Annual Loss

Relatively Low

$40.3M/year

Social Vulnerability

Relatively Low

Community Resilience

Relatively High

Hazard Risk Breakdown

Strong Wind Relatively High
Earthquake Relatively Low
Landslide Relatively Low
Hurricane Relatively Moderate
Drought Relatively Moderate
Lightning Relatively Moderate
Winter Weather Relatively Moderate
Heat Wave Relatively Low
Wildfire Relatively Low
Ice Storm Relatively Low
Tornado Relatively Low
Avalanche Very Low
Hail Relatively Low
Cold Wave Very Low

Source: FEMA National Risk Index (NRI) FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

Counties with Similar Risk in Virginia

Frequently Asked Questions

How many natural disasters has Albemarle County, Virginia had?
Albemarle County, Virginia has received 3 FEMA disaster declarations from 2022 to 2026. Of these, 2 were major disaster declarations.
What is the most common disaster type in Albemarle County?
The most common disaster type in Albemarle County is Winter Storm, with 1 declaration. Other disaster types include Tropical Storm (1), Severe Storm (1).
How does Albemarle County's disaster risk compare to the Virginia average?
Albemarle County has 3 disaster declarations, which is 36% higher than the Virginia county average of 2.2 declarations. Compared to the national county average of 3.8, it is 22% lower.
How many major FEMA disaster declarations has Albemarle County received?
Albemarle County has received 2 major disaster declarations, representing 67% of all 3 disaster declarations. Major disaster declarations typically involve significant damage requiring federal assistance.
What types of storms are most common in Virginia?
The most common storm types in Virginia include Thunderstorm Wind (11,070 events), Winter Weather (2,529 events), Flash Flood (2,519 events). NOAA storm event data covers severe weather from 2015 to 2025.
What was the worst year for disasters in Albemarle County?
The most active year for disaster declarations in Albemarle County was 2022, with 1 declaration. The county has FEMA disaster data spanning 2022 to 2026.
What is the overall disaster risk level for Albemarle County?
Albemarle County's 3 FEMA disaster declarations put it in the low-risk band, fewer federally recognized disasters than a typical U.S. county over the same span.
What is the FEMA National Risk Index score for Albemarle County?
According to the FEMA National Risk Index, Albemarle County, Virginia has an overall risk score of 78.1 out of 100 (Relatively Low). The county's social vulnerability rating is Relatively Low and community resilience is Relatively High. The Expected Annual Loss (EAL) score is Relatively Low, representing $40.3M in annualized losses.
Which natural hazard poses the greatest risk to Albemarle County?
Based on FEMA NRI data, the highest-risk natural hazard in Albemarle County is Strong Wind (risk rating: Relatively High). Other significant hazards include Earthquake (Relatively Low) and Landslide (Relatively Low). These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015–2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Albemarle County

Albemarle County, VA runs 36% above the Virginia county average for federal disaster declarations (3 vs 2), a low historical load overall.

  • Its most common federal declaration type is major disaster (2 of 3) - know the hazards most likely here before they happen. Virginia overview
  • See how this county ranks against the rest of the country for disaster frequency. Most-disaster rankings
  • Read how to read FEMA declarations, NRI risk scores, and what they do and don't tell you. Disaster-data guide

Historical declaration counts describe past federal response, not a forecast. For current threats, follow the National Weather Service and local officials; in an emergency call 911.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. This page draws directly on FEMA federal disaster data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.