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Colorado · FEMA + NOAA + National Risk Index

Rio Grande County, CO

9 FEMA disaster declarations (1970-2020), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Fire.

9
FEMA declarations
4
Major disasters
46
NRI risk · Relatively Low
Fire
Top hazard

The verdict

Start with the local benchmark for Rio Grande County: 9 FEMA declaration records are 12% below the Colorado county mean, even though the count is higher than 8% of counties in the national registry. On FEMA's distinct National Risk Index model, which combines expected loss with vulnerability and resilience, the county ranks safer than 46%.

Safer than 46%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
9
FEMA declarations vs 21 national county avg
11
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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How does Rio Grande County compare?

Rio Grande County vs. all counties in this dataset

FEMA disaster declarations, all-time

9 8th percentile higher than 8% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-03

Rio Grande County's FEMA Risk Index score

FEMA National Risk Index composite score vs. the Colorado county average

0/100100/100Colorado avg41/10045.8/100
FEMA National Risk Index composite score vs. the Colorado county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Rio Grande County is led by Riverine Flooding (about $4.7M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Landslide carries the highest National Risk Index rating (Relatively Moderate). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Rio Grande County's hazard record show?

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 45.8/100 for this county (Relatively Low rating). Expected Annual Loss comes in at Very Low (roughly $8.9M in annualized losses). Social vulnerability (Very High) and community resilience (Very Low) both factor into how that raw exposure plays out on the ground. Among the 18 modeled hazards, Landslide carries the county's highest rating, a mid-range Relatively Moderate. FEMA's modeled frequency puts that hazard at roughly once every 4 years here.

Declaration frequency

The state comparison is the clearest context for Rio Grande County's moderate federal record. Its 9 declarations sit 12% below the Colorado county mean, with 4 Major Disaster entries among them. 3 records concern Fire, the file's most frequent incident type. Spread across 50 years, the registry rate is 0.2 per year. FEMA reports authorized programs separately from the DR, EM, and FM codes.

Reading the federal records together

This county has a small entry in FEMA's NFIP paid-claims table: 11 claims and $14.3K paid in total. PlainHazard calls 1-49 claims a light registry record, a label for this dataset rather than a finding that flood exposure is low. A short claims history can also reflect insurance take-up, the period covered, or losses that were never insured.

Start with the state benchmark: a Colorado county averages 10.2 federal declaration records, while Rio Grande County has 9. The gap is 12% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

42 /100

Historical Activity Index

Moderate historical activity

Rio Grande County, CO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Low
7/30

9 OpenFEMA declarations, full ingest window (0.4x national county average)

County Disaster Density Moderate
11/25

9 declarations (0.9x state county average of 10)

Major Disaster Share Moderate
11/25

4 of 9 declarations are major disasters (44%)

Hazard Diversity High
13/20

5 different disaster types declared in Rio Grande County

Historical Declaration Activity

Activity Band

Moderate

vs. Colorado Avg

-12%

State avg: 10.2

vs. National Avg

-57%

National avg: 20.7

Avg Per Year

0.2

Over 50 years

FEMA NRI 8-hazard radar - Rio Grande County

Rio Grande County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 0, Tornado 8, Wildfire 25, Drought 70, Heat Wave 8, Winter Storm 25. The simple mean of these eight displayed scores is 23 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 23 8-hazard mean
Rio Grande County NRI risk profile FIPS 08105 · displayed-hazard mean 23/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

9

Low volume

Major Disaster share

44%

Mixed major share

NRI risk score

46

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Rio Grande County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Landslide Relatively Moderate roughly once every 4 years
Drought Relatively High 75 modeled event-days per year
Avalanche Relatively High roughly once every 15 years
Lightning Relatively High an average of 54 times per year
Earthquake Relatively Low roughly once every 599 years
Wildfire Relatively Low roughly once every 7,203 years
Cold Wave Relatively Low roughly once every 1 years
Riverine Flooding Relatively Low roughly once every 7 years
Winter Weather Relatively Low an average of 17 times per year
Hail Very Low roughly once every 4 years
Heat Wave Very Low 0.2 modeled event-days per year
Tornado Very Low roughly once every 19 years
Ice Storm Very Low roughly once every 67 years
Strong Wind Very Low roughly once every 21 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 3
Biological 2
Flood 2
Coastal Storm 1
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Rio Grande County's record, 33% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 4 44.4%

of all 9 declarations

Emergency - 3 33.3%

of all 9 declarations

Fire Management - 2 22.2%

of all 9 declarations

FEMA Declarations Timeline

Year Declarations
2020 2
2013 1
2005 1
2002 2
1977 1
1973 1
1970 1

Disaster Declarations

How the 9 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 9 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4498 COVID-19 PANDEMIC DR Biological 2020-03-28
3436 COVID-19 EM Biological 2020-03-13
5031 WEST FORK FIRE COMPLEX FM Fire 2013-06-21
3224 HURRICANE KATRINA EVACUATION EM Coastal Storm 2005-09-05
1421 WILDFIRES DR Fire 2002-06-19
2428 MILLION FIRE FM Fire 2002-06-19
3025 DROUGHT EM Drought 1977-01-29
396 FLOODING & LANDSLIDES DR Flood 1973-07-06
293 HEAVY RAINS & FLOODING DR Flood 1970-09-22

Storm Events in Colorado

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Rio Grande County.

Storm Type Events Fatalities Injuries Property Damage
Hail 4,913 0 100 $2.9B
Winter Weather 2,620 3 23 $22.5K
High Wind 1,992 5 6 $20.9M
Thunderstorm Wind 1,741 2 11 $5.4M
Winter Storm 1,497 0 0 $848.0K

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

11

Total Paid

$14.3K

Avg Per Claim

$1.3K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 45.8/100

Expected Annual Loss

Very Low

$8.9M/year

Social Vulnerability

Very High

Community Resilience

Very Low

Hazard Risk Breakdown

Landslide Relatively Moderate
Drought Relatively High
Avalanche Relatively High
Lightning Relatively High
Earthquake Relatively Low
Wildfire Relatively Low
Cold Wave Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Low
Hail Very Low
Heat Wave Very Low
Tornado Very Low
Ice Storm Very Low
Strong Wind Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Landslide

Landslide risk is a function of slope, soil and water, so it is usually a SECOND-ORDER hazard: it is triggered by the rainfall, snowmelt, wildfire burn scars or seismic shaking that came first. That is why a county can carry high landslide exposure whose realized damage is recorded under a flood or storm declaration instead.

Worth noting for Rio Grande County: the model and the federal record do NOT point at the same hazard. Landslide carries the highest modeled rating (Relatively Moderate), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Rio Grande County's closest FEMA peer: Livingston County, MI

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Rio Grande County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Rio Grande County - capture-dated entries only.

Further reading for this county

Understanding disaster data

FEMA's National Risk Index flags Landslide as the top modeled exposure here (Relatively Moderate); the guide explains how that model differs from declaration counts.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Rio Grande County?
The most common disaster type in Rio Grande County is Fire, with 3 declarations. Other disaster types include Biological (2), Flood (2), Coastal Storm (1).
How does Rio Grande County's FEMA declaration record compare with the Colorado average?
The typical Colorado county has 10.2 FEMA declaration records; Rio Grande County has 9, or 12% fewer. Against the national county mean of 20.7, this county's total is 57% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Rio Grande County received?
Rio Grande County has received 4 major disaster declarations, representing 44% of all 9 disaster declarations.
How many flood insurance claims has Rio Grande County filed?
Rio Grande County has 11 National Flood Insurance Program (NFIP) claims totaling $14.3K in payments, with an average of $1.3K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Rio Grande County?
No. In Rio Grande County, Landslide has the highest National Risk Index rating (Relatively Moderate), while Riverine Flooding leads Expected Annual Loss at about $4.7M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Rio Grande County?
The most active year for disaster declarations in Rio Grande County was 2002, with 2 declarations. The county has FEMA disaster data spanning 1970 to 2020.
What is the FEMA National Risk Index score for Rio Grande County?
According to the FEMA National Risk Index, Rio Grande County, Colorado has an overall risk score of 45.8 out of 100 (Relatively Low). On social vulnerability the county rates Very High; on community resilience, Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $8.9M in annualized losses.
Which natural hazard poses the greatest risk to Rio Grande County?
FEMA's NRI data points to Rio Grande County as of the latest release is Landslide (risk rating: Relatively Moderate). Other significant hazards include Drought (Relatively High) and Avalanche (Relatively High). FEMA's modeled event frequency puts landslide here at roughly once every 4 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

What this means for Rio Grande County

Against a Colorado county mean of 10 declarations, Rio Grande County, CO records 9, or 12% fewer. PlainHazard classifies that historical total as moderate activity.

  • Major Disaster is the largest group (4 of 9) in a declaration history that remains below its state benchmark; frequency here is not a forecast. Colorado overview
  • Nationally the county exceeds 8% of recorded county totals, but its own Colorado benchmark is higher. The ranking keeps those two contexts separate. Most-disaster rankings
  • A short NFIP claims file cannot establish low flood exposure; the data guide explains the limits of each federal measure. Disaster-data guide

A below-average federal record is not a safety guarantee. Use National Weather Service alerts and local emergency-management notices for present conditions, not this historical comparison.

All federal data sources used on this page
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainHazard Editorial

Verify with FEMA → · Verify with FEMA NRI → · Verify with NOAA →

Every figure on PlainHazard is rendered directly from FEMA federal disaster data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or national statistics report, the data & editorial changelog, or report a data error.