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Missouri · FEMA + NOAA + National Risk Index

Ripley County, MO

23 FEMA disaster declarations (1973-2026), with a FEMA National Risk Index rating of Relatively Low. Most common hazard: Severe Storm.

23
FEMA declarations
16
Major disasters
57
NRI risk · Relatively Low
Severe Storm
Top hazard

The verdict

Ripley County has a nationally busy FEMA history: 23 declarations, more than 62% of counties in this registry. But the state comparison tempers that reading: the total is 7% below the Missouri county mean. FEMA's separate National Risk Index places the county in the riskiest 43%; that score models loss and vulnerability rather than counting declarations.

Riskiest 43%
of U.S. counties for FEMA National Risk Index score
Relatively Low
FEMA National Risk Index rating
23
FEMA declarations vs 21 national county avg
244
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.

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FEMA OpenFEMA declaration desk

County FIPS 29181 · Ripley County 23 declarations · rank 1221/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-HEAVY 23
  • MAJOR-MID 70%
  • RANK-LOWER #1,221
  • PHOTO-FINISH Roanoke
  • NRI-LOW 57
  • ACT-HIGH High
  • TYPE-LEAD Severe Storm
  • VS-ST-BELOW -7%

Nearest declaration peer: Roanoke, VA (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Missouri state profile

Ripley County in the declaration-count neighbourhood

FEMA declaration records among Ripley County and nearest peers by total count

declarations

What this shows Ripley County carries 23 FEMA declaration records, ranked 1221 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Ripley County's FEMA declaration count compares nationally

Ripley County vs. all counties in this dataset

FEMA disaster declarations, all-time · Ripley County

23 Top 38% higher than 62% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Ripley County's FEMA Risk Index score

0/100100/100Missouri avg51/10057/100
FEMA National Risk Index composite score vs. the Missouri county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Ripley County is led by Riverine Flooding (about $6.6M Expected Annual Loss, Historical Loss Ratio Very High), while Earthquake carries the highest National Risk Index rating (Relatively Low). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Ripley County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 244 paid claims, totaling $12.4M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $51.0K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Missouri county averages 24.6 federal declaration records, while Ripley County has 23. The gap is 7% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county carries a high composite score on FEMA's National Risk Index, 57.0/100, rated Relatively Low. Its Expected Annual Loss rating is Very Low (roughly $14.4M in annualized losses), and a Relatively High social-vulnerability profile combined with Very Low community resilience shapes how much of that raw exposure becomes realized harm. Even the county's top-rated hazard, Earthquake, only reaches Relatively Low on FEMA's scale, none of the 18 modeled hazards stand out here. FEMA's modeled frequency puts that hazard at roughly once every 103 years here.

61 /100

Historical Activity Index

High historical activity

Ripley County, MO · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
17/30

23 OpenFEMA declarations, full ingest window (1.1x national county average)

County Disaster Density Moderate
12/25

23 declarations (0.9x state county average of 25)

Major Disaster Share High
17/25

16 of 23 declarations are major disasters (70%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Ripley County

FEMA NRI 8-hazard radar - Ripley County

Ripley County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 25, Wildfire 8, Drought 25, Heat Wave 25, Winter Storm 48. The simple mean of these eight displayed scores is 24 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 24 8-hazard mean
Ripley County NRI risk profile FIPS 29181 · displayed-hazard mean 24/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

23

Above median

Major Disaster share

70%

Major-heavy

NRI risk score

57

Relatively Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Ripley County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Earthquake Relatively Low roughly once every 103 years
Ice Storm Relatively Moderate an average of 1.2 times per year
Heat Wave Relatively Low 11 modeled event-days per year
Cold Wave Relatively Moderate an average of 1.1 times per year
Landslide Very Low an average of 1.3 times per year
Riverine Flooding Relatively Low an average of 2.6 times per year
Tornado Relatively Low roughly once every 2 years
Strong Wind Relatively Moderate an average of 2.3 times per year
Winter Weather Relatively Low an average of 7.2 times per year
Wildfire Very Low roughly once every 780 years
Lightning Relatively Low an average of 58 times per year
Hurricane Very Low roughly once every 43 years
Drought Relatively Low 7.6 modeled event-days per year
Hail Very Low an average of 3.4 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Severe Storm 14
Flood 3
Biological 2
Severe Ice Storm 2
Hurricane 1
Drought 1

What Severe Storm declarations mean here

Severe Storm is the most frequent declaration type on Ripley County's record, 61% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.

These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 16 69.6%

of all 23 declarations

Emergency - 7 30.4%

of all 23 declarations

FEMA Declarations Timeline

Year Declarations
2026 1
2025 2
2024 1
2020 3
2017 1
2016 1
2011 2
2009 4
2008 2
2005 1
2002 1
1994 1
1983 1
1976 1
1973 1

Disaster Declarations

How the 23 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 23 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4924 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2026-06-30
4867 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND WILDFIRES DR Severe Storm 2025-05-21
4872 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2025-05-21
4803 SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING DR Severe Storm 2024-07-23
4552 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING DR Severe Storm 2020-07-09
4490 COVID-19 PANDEMIC DR Biological 2020-03-26
3482 COVID-19 EM Biological 2020-03-13
4317 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Flood 2017-06-02
3374 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING EM Flood 2016-01-02
1980 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2011-05-09
3317 SEVERE WINTER STORM EM Severe Storm 2011-02-03
1847 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2009-06-19
1822 SEVERE WINTER STORM DR Severe Storm 2009-02-17
3303 SEVERE WINTER STORM EM Severe Ice Storm 2009-01-30
1809 SEVERE STORMS, FLOODING, AND A TORNADO DR Severe Storm 2008-11-13
1749 SEVERE STORMS AND FLOODING DR Severe Storm 2008-03-19
3281 SEVERE WINTER STORMS EM Severe Ice Storm 2007-12-12
3232 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-10
1412 SEVERE STORMS, TORNADOES AND FLOODING DR Severe Storm 2002-05-06
1006 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 1993-12-01
Show 3 earlier declaration records
DR# Title Type Incident Date
672 SEVERE STORMS AND FLOODING DR Flood 1982-12-10
3017 DROUGHT EM Drought 1976-09-24
372 HEAVY RAINS, TORNADOES & FLOODING DR Severe Storm 1973-04-19

Storm Events in Missouri

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Ripley County.

Storm Type Events Fatalities Injuries Property Damage
Thunderstorm Wind 6,391 30 52 $63.4M
Hail 4,411 0 1 $86.1M
Flash Flood 2,399 47 14 $406.6M
Flood 1,810 25 7 $304.6M
Drought 1,033 0 350 $53.6M

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

244

Total Paid

$12.4M

Avg Per Claim

$51.0K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Low

Score: 57.0/100

Expected Annual Loss

Very Low

$14.4M/year

Social Vulnerability

Relatively High

Community Resilience

Very Low

Hazard Risk Breakdown

Earthquake Relatively Low
Ice Storm Relatively Moderate
Heat Wave Relatively Low
Cold Wave Relatively Moderate
Landslide Very Low
Riverine Flooding Relatively Low
Tornado Relatively Low
Strong Wind Relatively Moderate
Winter Weather Relatively Low
Wildfire Very Low
Lightning Relatively Low
Hurricane Very Low
Drought Relatively Low
Hail Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Earthquake

Earthquake is the model's clearest example of a hazard with no season and no warning. Its expected loss is driven less by how often shaking occurs than by how much of the building stock predates modern seismic codes, so exposure can be high in places where nothing has happened for a long time.

Worth noting for Ripley County: the model and the federal record do NOT point at the same hazard. Earthquake carries the highest modeled rating (Relatively Low), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Ripley County's closest FEMA peer: Anne Arundel County, MD

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Ripley County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Ripley County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Ripley County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Ripley County's NFIP claims file (244 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Ripley County?
The most common disaster type in Ripley County is Severe Storm, with 14 declarations. Other disaster types include Flood (3), Biological (2), Severe Ice Storm (2).
How does Ripley County's FEMA declaration record compare with the Missouri average?
The typical Missouri county has 24.6 FEMA declaration records; Ripley County has 23, or 7% fewer. Against the national county mean of 20.7, this county's total is 11% higher. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Ripley County received?
Ripley County has received 16 major disaster declarations, representing 70% of all 23 disaster declarations.
How many flood insurance claims has Ripley County filed?
Ripley County has 244 National Flood Insurance Program (NFIP) claims totaling $12.4M in payments, with an average of $51.0K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Ripley County?
No. In Ripley County, Earthquake has the highest National Risk Index rating (Relatively Low), while Riverine Flooding leads Expected Annual Loss at about $6.6M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Ripley County?
The most active year for disaster declarations in Ripley County was 2009, with 4 declarations. The county has FEMA disaster data spanning 1973 to 2026.
What is the FEMA National Risk Index score for Ripley County?
According to the FEMA National Risk Index, Ripley County, Missouri has an overall risk score of 57.0 out of 100 (Relatively Low). Social vulnerability here rates Relatively High, while community resilience comes in at Very Low. The Expected Annual Loss (EAL) score is Very Low, representing $14.4M in annualized losses.
Which natural hazard poses the greatest risk to Ripley County?
FEMA's NRI data points to Ripley County as of the latest release is Earthquake (risk rating: Relatively Low). Other significant hazards include Ice Storm (Relatively Moderate) and Heat Wave (Relatively Low). FEMA's modeled event frequency puts earthquake here at roughly once every 103 years. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Ripley County · vintage 2026-08-25 · Methodology · Missouri profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events