FEMA Records
29
High volume
Arkansas · FEMA + NOAA + National Risk Index
White County, AR
29 FEMA disaster declarations (1968-2026), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.
- 29
- FEMA declarations
- 21
- Major disasters
- 86
- NRI risk · Relatively Moderate
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for White County. Its 29 FEMA declarations are 20% above the Arkansas county mean and exceed the count for 85% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 14%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 14%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 29
- FEMA declarations vs 21 national county avg
- 134
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 05145 · White County 29 declarations · rank 463/3,266
DECL-HEAVY · MAJOR-MID · RANK-MID · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 29
- MAJOR-MID 72%
- RANK-MID #463
- PHOTO-FINISH Bath
- NRI-MID 86
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +20%
Nearest declaration peer: Bath, KY (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Arkansas state profile
White County among high-volume declaration counties
FEMA declaration records among White County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Bath · near 29
Bath · near
29 declarations
- Lenoir · near 29
Lenoir · near
29 declarations
- Walthall · near 29
Walthall · near
29 declarations
- White · this county 29
White · this county
29 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows White County carries 29 FEMA declaration records, ranked 463 of 3,266 counties in this registry.
Where White County ranks in the national declaration registry
White County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · White County
29 Top 15% higher than 85% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
White County's FEMA Risk Index score
Which hazard drives modeled loss here?
FEMA's modeled annual dollar loss for White County is led by Riverine Flooding (about $17.9M Expected Annual Loss, Historical Loss Ratio Relatively Moderate), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.
Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.
What does White County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 134 paid claims, totaling $3.0M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $22.6K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. White County's 29 federal records stand 20% above the Arkansas county mean of 24.2. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 85.7/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $50.9M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here, based on 82 historical events on record.
74 /100
Historical Activity Index
High historical activity
White County, AR · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
21/30
29 OpenFEMA declarations, full ingest window (1.4x national county average)
County Disaster Density High
15/25
29 declarations (1.2x state county average of 24)
Major Disaster Share High
18/25
21 of 29 declarations are major disasters (72%)
Hazard Diversity Very High
20/20
8 different disaster types declared in White County
FEMA NRI 8-hazard radar - White County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
72%
Major-heavy
NRI risk score
86
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike White County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Ice Storm | Very High | an average of 1.2 times per year |
| Earthquake | Relatively Moderate | roughly once every 160 years |
| Tornado | Relatively High | roughly once every 1 years |
| Strong Wind | Relatively High | an average of 2.8 times per year |
| Heat Wave | Relatively Moderate | 18 modeled event-days per year |
| Riverine Flooding | Relatively Moderate | an average of 4.4 times per year |
| Winter Weather | Relatively Moderate | an average of 5.8 times per year |
| Wildfire | Relatively Low | roughly once every 436 years |
| Lightning | Relatively Moderate | an average of 59 times per year |
| Hail | Relatively Low | an average of 4.5 times per year |
| Drought | Relatively Moderate | 7.5 modeled event-days per year |
| Hurricane | Very Low | roughly once every 40 years |
| Landslide | Very Low | roughly once every 2 years |
| Cold Wave | Relatively Low | an average of 1.2 times per year |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 14
Severe Ice Storm 4
Flood 3
Hurricane 2
Biological 2
Tornado 2
Winter Storm 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on White County's record, 48% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 21 72.4%
of all 29 declarations
Emergency - 8 27.6%
of all 29 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2026 | 1 | |
| 2025 | 2 | |
| 2020 | 3 | |
| 2017 | 1 | |
| 2016 | 1 | |
| 2014 | 1 | |
| 2011 | 1 | |
| 2010 | 2 | |
| 2009 | 1 | |
| 2008 | 1 | |
| 2006 | 1 | |
| 2005 | 1 | |
| 2003 | 2 | |
| 2002 | 1 | |
| 2001 | 3 | |
Show 6 earlier declaration years
| 1999 | 1 | |
| 1997 | 2 | |
| 1989 | 1 | |
| 1977 | 1 | |
| 1975 | 1 | |
| 1968 | 1 | |
Disaster Declarations
How the 29 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 29 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3636 | SEVERE WINTER STORM | EM | Winter Storm | 2026-01-24 |
| 4873 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Flood | 2025-05-21 |
| 3627 | SEVERE STORMS, TORNADOES, AND FLOODING | EM | Severe Storm | 2025-04-05 |
| 3541 | HURRICANE LAURA | EM | Hurricane | 2020-08-27 |
| 4518 | COVID-19 PANDEMIC | DR | Biological | 2020-04-03 |
| 3461 | COVID-19 | EM | Biological | 2020-03-13 |
| 4318 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2017-06-15 |
| 4254 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2016-02-05 |
| 4174 | SEVERE STORMS,TORNADOES, AND FLOODING | DR | Severe Storm | 2014-04-29 |
| 1975 | SEVERE STORMS, TORNADOES, AND ASSOCIATED FLOODING | DR | Severe Storm | 2011-05-02 |
| 1872 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2010-02-04 |
| 1861 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2009-12-03 |
| 3301 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2009-01-28 |
| 1751 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2008-03-26 |
| 1636 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 2006-04-12 |
| 3215 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 1472 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2003-06-06 |
| 1450 | SEVERE ICE STORM | DR | Severe Ice Storm | 2003-01-06 |
| 1400 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2002-01-24 |
| 1363 | SEVERE STORMS AND FLOODING | DR | Severe Storm | 2001-03-13 |
Show 9 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 1354 | SEVERE WINTER ICE STORM | DR | Severe Ice Storm | 2000-12-29 |
| 3159 | SEVERE WINTER ICE STORM | EM | Severe Ice Storm | 2000-12-28 |
| 1266 | AR SEVERE WEATHER 1-21-99 | DR | Severe Storm | 1999-01-23 |
| 1176 | FLOODING, SEVERE STORMS | DR | Flood | 1997-04-14 |
| 1162 | SEVERE STORMS AND TORNADOES | DR | Severe Storm | 1997-03-02 |
| 817 | SEVERE STORMS & TORNADOES | DR | Tornado | 1988-11-23 |
| 3019 | DROUGHT | EM | Drought | 1976-12-03 |
| 471 | HEAVY RAINS & FLOODING | DR | Flood | 1975-06-07 |
| 239 | TORNADOES, SEVERE STORMS & FLOODING | DR | Tornado | 1968-05-29 |
Storm Events in Arkansas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to White County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Thunderstorm Wind | 3,657 | 10 | 23 | $60.9M |
| Hail | 2,230 | 0 | 0 | $7.7M |
| Flash Flood | 1,517 | 12 | 3 | $15.9M |
| Heat | 1,222 | 2 | 325 | $0 |
| Flood | 1,152 | 9 | 0 | $40.2M |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
134
Total Paid
$3.0M
Avg Per Claim
$22.6K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 85.7/100
Expected Annual Loss
Relatively Low
$50.9M/year
Social Vulnerability
Relatively Moderate
Community Resilience
Relatively Low
Hazard Risk Breakdown
Ice Storm Very High
Earthquake Relatively Moderate
Tornado Relatively High
Strong Wind Relatively High
Heat Wave Relatively Moderate
Riverine Flooding Relatively Moderate
Winter Weather Relatively Moderate
Wildfire Relatively Low
Lightning Relatively Moderate
Hail Relatively Low
Drought Relatively Moderate
Hurricane Very Low
Landslide Very Low
Cold Wave Relatively Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Ice Storm
Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.
Worth noting for White County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
White County's closest FEMA peer: Montgomery County, PA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for White County. Record similarity, not a safety rating.
Closest declaration profiles
White County shows 29 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
White County: 21 of 29 of its declarations are Major.
Similar modeled NRI score
White County: NRI composite 85.7 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for White County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for White County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 85.7 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 29. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
White County's NFIP claims file (134 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in White County?
The most common disaster type in White County is Severe Storm, with 14 declarations. Other disaster types include Severe Ice Storm (4), Flood (3), Hurricane (2).
How does White County's FEMA declaration record compare with the Arkansas average?
FEMA lists 29 declaration records for White County. That is 20% above the Arkansas county mean of 24.2. Its count is also 40% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has White County received?
White County has received 21 major disaster declarations, representing 72% of all 29 disaster declarations.
How many flood insurance claims has White County filed?
White County has 134 National Flood Insurance Program (NFIP) claims totaling $3.0M in payments, with an average of $22.6K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in White County?
No. In White County, Ice Storm has the highest National Risk Index rating (Very High), while Riverine Flooding leads Expected Annual Loss at about $17.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in White County?
The most active year for disaster declarations in White County was 2001, with 3 declarations. The county has FEMA disaster data spanning 1968 to 2026.
What is the FEMA National Risk Index score for White County?
According to the FEMA National Risk Index, White County, Arkansas has an overall risk score of 85.7 out of 100 (Relatively Moderate). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $50.9M in annualized losses.
Which natural hazard poses the greatest risk to White County?
The top hazard flagged by FEMA's NRI for White County as of the latest release is Ice Storm (risk rating: Very High). Other significant hazards include Earthquake (Relatively Moderate) and Tornado (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.2 times per year, drawn from 82 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for White County · vintage 2026-08-25 · Methodology · Arkansas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events