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Texas · FEMA + NOAA + National Risk Index

Young County, TX

21 FEMA disaster declarations (1978-2021), with a FEMA National Risk Index rating of Very Low. Most common hazard: Fire.

21
FEMA declarations
11
Major disasters
36
NRI risk · Very Low
Fire
Top hazard

The verdict

Two federal records point in the busier direction for Young County. Its 21 FEMA declarations are 0% above the Texas county mean and exceed the count for 52% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it safer than 36%, based on modeled expected annual loss, social vulnerability, and community resilience.

Safer than 36%
of U.S. counties for FEMA National Risk Index score
Very Low
FEMA National Risk Index rating
21
FEMA declarations vs 21 national county avg
84
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48503 · Young County 21 declarations · rank 1447/3,266

DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-LOW · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE

  • DECL-HEAVY 21
  • MAJOR-MID 52%
  • RANK-LOWER #1,447
  • PHOTO-FINISH Montgomery
  • NRI-LOW Very Low
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-ABOVE +0%

Nearest declaration peer: Montgomery, IN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Young County in the declaration-count neighbourhood

FEMA declaration records among Young County and nearest peers by total count

declarations

What this shows Young County carries 21 FEMA declaration records, ranked 1447 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Young County's FEMA declaration count compares nationally

Young County vs. all counties in this dataset

FEMA disaster declarations, all-time · Young County

21 Top 48% higher than 52% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Young County's FEMA Risk Index score

0/100100/100Texas avg49/10036.4/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Young County is led by Riverine Flooding (about $3.9M Expected Annual Loss, Historical Loss Ratio Relatively Low), while Drought carries the highest National Risk Index rating (Relatively High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Young County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 84 paid claims, totaling $498.0K. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $5.9K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

The declaration register points in the busier direction. Young County's 21 federal records stand 0% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.

FEMA National Risk Index

FEMA's data shows an elevated National Risk Index composite of 36.4/100 for this county (Very Low rating). Expected Annual Loss comes in at Very Low (roughly $10.8M in annualized losses). Social vulnerability (Relatively Moderate) and community resilience (Relatively Low) both factor into how that raw exposure plays out on the ground. Of the 18 hazards FEMA models, Drought stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at 69 modeled event-days per year here, based on 1,869 historical events on record.

59 /100

Historical Activity Index

High historical activity

Young County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) High
15/30

21 OpenFEMA declarations, full ingest window (1.0x national county average)

County Disaster Density High
13/25

21 declarations (1.0x state county average of 21)

Major Disaster Share High
13/25

11 of 21 declarations are major disasters (52%)

Hazard Diversity Very High
18/20

7 different disaster types declared in Young County

FEMA NRI 8-hazard radar - Young County

Young County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 8, Flood 8, Hurricane 8, Tornado 25, Wildfire 48, Drought 70, Heat Wave 25, Winter Storm 25. The simple mean of these eight displayed scores is 27 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 27 8-hazard mean
Young County NRI risk profile FIPS 48503 · displayed-hazard mean 27/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

21

Above median

Major Disaster share

52%

Major-heavy

NRI risk score

36

Very Low

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Young County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Drought Relatively High 69 modeled event-days per year
Wildfire Relatively Moderate roughly once every 142 years
Hail Relatively Moderate an average of 7.4 times per year
Strong Wind Relatively Moderate an average of 2.4 times per year
Heat Wave Relatively Low 12 modeled event-days per year
Landslide Very Low roughly once every 7 years
Tornado Relatively Low roughly once every 2 years
Hurricane Very Low roughly once every 100 years
Riverine Flooding Very Low an average of 1.1 times per year
Winter Weather Relatively Low an average of 5.1 times per year
Cold Wave Relatively Low an average of 1.1 times per year
Ice Storm Relatively Low roughly once every 1 years
Earthquake Very Low roughly once every 1,565 years
Lightning Very Low an average of 49 times per year

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 7
Severe Storm 4
Hurricane 3
Severe Ice Storm 2
Biological 2
Flood 2
Drought 1

What Fire declarations mean here

Fire is the most frequent declaration type on Young County's record, 33% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 11 52.4%

of all 21 declarations

Emergency - 7 33.3%

of all 21 declarations

Fire Management - 3 14.3%

of all 21 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2015 1
2011 4
2008 1
2006 1
2005 3
1999 1
1998 1
1993 1
1992 1
1990 1
1989 1
1978 1

Disaster Declarations

How the 21 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 21 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4223 SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING DR Severe Storm 2015-05-29
1999 WILDFIRES DR Fire 2011-07-01
2893 HOHERTZ FIRE FM Fire 2011-04-16
2895 PK EAST FIRE FM Fire 2011-04-16
2888 PK WEST FIRE FM Fire 2011-04-15
3284 WILDFIRES EM Fire 2008-03-14
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
3113 EXTREME FIRE HAZARD EM Drought 1993-09-10
930 SEVERE THUNDERSTORMS DR Flood 1991-12-26
863 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-02
828 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1989-05-19
Show 1 earlier declaration records
DR# Title Type Incident Date
561 SEVERE STORMS & FLOODING DR Flood 1978-08-03

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Young County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

84

Total Paid

$498.0K

Avg Per Claim

$5.9K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Very Low

Score: 36.4/100

Expected Annual Loss

Very Low

$10.8M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Low

Hazard Risk Breakdown

Drought Relatively High
Wildfire Relatively Moderate
Hail Relatively Moderate
Strong Wind Relatively Moderate
Heat Wave Relatively Low
Landslide Very Low
Tornado Relatively Low
Hurricane Very Low
Riverine Flooding Very Low
Winter Weather Relatively Low
Cold Wave Relatively Low
Ice Storm Relatively Low
Earthquake Very Low
Lightning Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Drought

Drought is the slowest of the modeled hazards and the least visible: it does its damage to agriculture, water supply and soil over seasons rather than hours, so it rarely produces the kind of single-day damage that drives a disaster declaration. FEMA scores it in event-days per year rather than discrete events for exactly that reason.

Worth noting for Young County: the model and the federal record do NOT point at the same hazard. Drought carries the highest modeled rating (Relatively High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Young County's closest FEMA peer: Texas County, OK

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Young County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Young County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Young County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Young County's NFIP claims file (84 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Young County?
The most common disaster type in Young County is Fire, with 7 declarations. Other disaster types include Severe Storm (4), Hurricane (3), Severe Ice Storm (2).
How does Young County's FEMA declaration record compare with the Texas average?
FEMA lists 21 declaration records for Young County. That is 0% above the Texas county mean of 20.9. Its count is also 1% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Young County received?
Young County has received 11 major disaster declarations, representing 52% of all 21 disaster declarations.
How many flood insurance claims has Young County filed?
Young County has 84 National Flood Insurance Program (NFIP) claims totaling $498.0K in payments, with an average of $5.9K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Young County?
No. In Young County, Drought has the highest National Risk Index rating (Relatively High), while Riverine Flooding leads Expected Annual Loss at about $3.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Young County?
The most active year for disaster declarations in Young County was 2011, with 4 declarations. The county has FEMA disaster data spanning 1978 to 2021.
What is the FEMA National Risk Index score for Young County?
According to the FEMA National Risk Index, Young County, Texas has an overall risk score of 36.4 out of 100 (Very Low). The county's social vulnerability rating is Relatively Moderate and community resilience is Relatively Low. The Expected Annual Loss (EAL) score is Very Low, representing $10.8M in annualized losses.
Which natural hazard poses the greatest risk to Young County?
Based on FEMA NRI data, the highest-risk natural hazard in Young County is Drought (risk rating: Relatively High). Other significant hazards include Wildfire (Relatively Moderate) and Hail (Relatively Moderate). FEMA's modeled event frequency puts drought here at 69 modeled event-days per year, drawn from 1,869 historical events on record. FEMA derives these ratings from historical event frequency, the assets exposed, and the community's vulnerability profile.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Young County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events