FEMA Records
25
High volume
Texas · FEMA + NOAA + National Risk Index
Henderson County, TX
25 FEMA disaster declarations (1966-2024), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Severe Storm.
- 25
- FEMA declarations
- 16
- Major disasters
- 85
- NRI risk · Relatively Moderate
- Severe Storm
- Top hazard
The verdict
Two federal records point in the busier direction for Henderson County. Its 25 FEMA declarations are 20% above the Texas county mean and exceed the count for 71% of the 3,266 counties in this registry. Separately, FEMA's National Risk Index places it in the riskiest 15%, based on modeled expected annual loss, social vulnerability, and community resilience.
- Riskiest 15%
- of U.S. counties for FEMA National Risk Index score
- Relatively Moderate
- FEMA National Risk Index rating
- 25
- FEMA declarations vs 21 national county avg
- 90
- NFIP flood insurance claims filed
FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Major Disaster (DR) and Emergency (EM) records; an EM authorizes a narrower set of federal assistance than a DR.
FEMA OpenFEMA declaration desk
County FIPS 48213 · Henderson County 25 declarations · rank 856/3,266
DECL-HEAVY · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-ABOVE
- DECL-HEAVY 25
- MAJOR-MID 64%
- RANK-LOWER #856
- PHOTO-FINISH Jefferson
- NRI-MID 85
- ACT-HIGH High
- TYPE-LEAD Severe Storm
- VS-ST-ABOVE +20%
Nearest declaration peer: Jefferson, AR (0 declaration gap)
FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile
Henderson County among high-volume declaration counties
FEMA declaration records among Henderson County and nearest peers by total count
- Los Angeles · largest
Los Angeles · largest
88 declarations
- Benton · near 25
Benton · near
25 declarations
- Henderson · this county 25
Henderson · this county
25 declarations
- Jefferson · near 25
Jefferson · near
25 declarations
- Lafayette · near 25
Lafayette · near
25 declarations
- Ujelang · smallest 1
Ujelang · smallest
1 declarations
What this shows Henderson County carries 25 FEMA declaration records, ranked 856 of 3,266 counties in this registry.
Where Henderson County ranks in the national declaration registry
Henderson County vs. high-volume counties in this registry
FEMA disaster declarations, all-time · Henderson County
25 Top 29% higher than 71% of 3,266 counties
Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source FEMA Disaster Declarations Summaries v2 · 2026-08-25
Henderson County's FEMA Risk Index score
What does Henderson County's hazard record show?
Reading the federal records together
The NFIP claims register shows a middle-volume loss record here: 90 paid claims, totaling $2.9M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $32.5K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.
The declaration register points in the busier direction. Henderson County's 25 federal records stand 20% above the Texas county mean of 20.9. That comparison describes how often federal action was recorded, including any Major Disaster, Emergency, and Fire Management entries shown on this page; it does not convert the count into future probability.
FEMA National Risk Index
This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 84.5/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $37.4M in annualized losses). Social vulnerability reads Very High and community resilience Relatively Low, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Cold Wave stands out as the sharpest exposure here, rated Relatively High. FEMA's modeled frequency puts that hazard at roughly once every 2 years here, based on 12 historical events on record.
69 /100
Historical Activity Index
High historical activity
Henderson County, TX · PlainHazard-derived composite from federal records
This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology
FEMA Declarations (1953–present) High
18/30
25 OpenFEMA declarations, full ingest window (1.2x national county average)
County Disaster Density High
15/25
25 declarations (1.2x state county average of 21)
Major Disaster Share High
16/25
16 of 25 declarations are major disasters (64%)
Hazard Diversity Very High
20/20
9 different disaster types declared in Henderson County
FEMA NRI 8-hazard radar - Henderson County
How to read this radar
Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.
Major Disaster share
64%
Major-heavy
NRI risk score
85
Relatively Moderate
Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release
How often does each hazard strike Henderson County?
FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.
| Hazard | NRI Risk Rating | Recurrence |
|---|---|---|
| Cold Wave | Relatively High | roughly once every 2 years |
| Tornado | Relatively High | roughly once every 1 years |
| Strong Wind | Relatively High | an average of 3.6 times per year |
| Heat Wave | Relatively Moderate | 16 modeled event-days per year |
| Hail | Relatively Moderate | an average of 4.5 times per year |
| Lightning | Relatively High | an average of 57 times per year |
| Ice Storm | Relatively High | an average of 1.1 times per year |
| Wildfire | Relatively Low | roughly once every 635 years |
| Riverine Flooding | Relatively Low | an average of 1.4 times per year |
| Winter Weather | Relatively Moderate | an average of 3.2 times per year |
| Hurricane | Relatively Low | roughly once every 40 years |
| Drought | Relatively Low | 25 modeled event-days per year |
| Landslide | Very Low | roughly once every 4 years |
| Earthquake | Very Low | roughly once every 1,217 years |
Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release
Disaster Types
Severe Storm 6
Flood 4
Fire 4
Hurricane 4
Severe Ice Storm 2
Biological 2
Winter Storm 1
Other 1
Drought 1
What Severe Storm declarations mean here
Severe Storm is the most frequent declaration type on Henderson County's record, 24% of its declarations. In FEMA's vocabulary this covers convective weather: thunderstorm straight-line winds, large hail, and the multi-day outbreaks that often carry embedded tornadoes. Activity is heaviest in spring and summer, though the season varies by region.
These events behave differently from a hurricane on paper. Damage tends to be distributed along a storm track rather than concentrated on a coastline, and a declaration typically follows an outbreak that crossed several counties over a few days, not a single point of impact. Because the qualifying threshold is the cost of uninsured public and individual losses rather than storm intensity, two similar storms can produce a declaration in one year and none in another.
Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.
Declaration Types
What DR / EM / FM mean
FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).
Major Disaster - 16 64.0%
of all 25 declarations
Emergency - 9 36.0%
of all 25 declarations
FEMA Declarations Timeline
| Year | Declarations | |
|---|---|---|
| 2024 | 1 | |
| 2023 | 1 | |
| 2021 | 2 | |
| 2020 | 2 | |
| 2016 | 2 | |
| 2015 | 1 | |
| 2011 | 1 | |
| 2008 | 2 | |
| 2007 | 1 | |
| 2006 | 1 | |
| 2005 | 3 | |
| 2003 | 1 | |
| 1999 | 1 | |
| 1998 | 1 | |
| 1993 | 1 | |
Show 4 earlier declaration years
| 1992 | 1 | |
| 1990 | 1 | |
| 1989 | 1 | |
| 1966 | 1 | |
Disaster Declarations
How the 25 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.
Download these 25 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 4781 | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING | DR | Flood | 2024-05-17 |
| 4705 | SEVERE WINTER STORM | DR | Winter Storm | 2023-04-21 |
| 4586 | SEVERE WINTER STORMS | DR | Severe Ice Storm | 2021-02-19 |
| 3554 | SEVERE WINTER STORM | EM | Severe Ice Storm | 2021-02-14 |
| 4485 | COVID-19 PANDEMIC | DR | Biological | 2020-03-25 |
| 3458 | COVID-19 | EM | Biological | 2020-03-13 |
| 4266 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Flood | 2016-03-19 |
| 4255 | SEVERE WINTER STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODING | DR | Severe Storm | 2016-02-09 |
| 4223 | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING | DR | Severe Storm | 2015-05-29 |
| 4029 | WILDFIRES | DR | Fire | 2011-09-09 |
| 3294 | HURRICANE IKE | EM | Hurricane | 2008-09-10 |
| 3284 | WILDFIRES | EM | Fire | 2008-03-14 |
| 1709 | SEVERE STORMS, TORNADOES, AND FLOODING | DR | Severe Storm | 2007-06-29 |
| 1624 | EXTREME WILDFIRE THREAT | DR | Fire | 2006-01-11 |
| 1606 | HURRICANE RITA | DR | Hurricane | 2005-09-24 |
| 3261 | HURRICANE RITA | EM | Hurricane | 2005-09-21 |
| 3216 | HURRICANE KATRINA EVACUATION | EM | Hurricane | 2005-09-02 |
| 3171 | LOSS OF THE SPACE SHUTTLE COLUMBIA | EM | Other | 2003-02-01 |
| 3142 | EXTREME FIRE HAZARDS | EM | Fire | 1999-09-01 |
| 1239 | TROPICAL STORM CHARLEY | DR | Severe Storm | 1998-08-26 |
Show 5 earlier declaration records
| DR# | Title | Type | Incident | Date |
|---|---|---|---|---|
| 3113 | EXTREME FIRE HAZARD | EM | Drought | 1993-09-10 |
| 930 | SEVERE THUNDERSTORMS | DR | Flood | 1991-12-26 |
| 863 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1990-05-02 |
| 828 | SEVERE STORMS, TORNADOES & FLOODING | DR | Severe Storm | 1989-05-19 |
| 218 | SEVERE STORMS & FLOODING | DR | Flood | 1966-05-12 |
Storm Events in Texas
Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Henderson County.
| Storm Type | Events | Fatalities | Injuries | Property Damage |
|---|---|---|---|---|
| Hail | 14,072 | 0 | 15 | $7.4B |
| Thunderstorm Wind | 10,293 | 41 | 141 | $369.9M |
| Drought | 7,032 | 0 | 0 | $86.0K |
| Flash Flood | 4,728 | 338 | 24 | $47.6B |
| Heat | 4,079 | 119 | 405 | $0 |
Source: NOAA Storm Events Database State-level aggregated data, 2015-2025
NFIP Flood Insurance Claims
Total Claims
90
Total Paid
$2.9M
Avg Per Claim
$32.5K
Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data
FEMA National Risk Index
Overall Risk
Relatively Moderate
Score: 84.5/100
Expected Annual Loss
Relatively Low
$37.4M/year
Social Vulnerability
Very High
Community Resilience
Relatively Low
Hazard Risk Breakdown
Cold Wave Relatively High
Tornado Relatively High
Strong Wind Relatively High
Heat Wave Relatively Moderate
Hail Relatively Moderate
Lightning Relatively High
Ice Storm Relatively High
Wildfire Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Moderate
Hurricane Relatively Low
Drought Relatively Low
Landslide Very Low
Earthquake Very Low
Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri
The model's sharpest exposure here: Cold Wave
Cold Wave measures exposure to extreme cold rather than to snow. Its harm is concentrated in health effects, burst infrastructure and energy demand spikes, and it falls hardest where the building stock and the grid were not built with sustained cold in mind.
Worth noting for Henderson County: the model and the federal record do NOT point at the same hazard. Cold Wave carries the highest modeled rating (Relatively High), while the county's declaration history is led by Severe Storm. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.
National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.
Data-matched county comparisons
Henderson County's closest FEMA peer: Lancaster County, VA
Comparisons use published FEMA declaration fields plus the National Risk Index composite for Henderson County. Record similarity, not a safety rating.
Closest declaration profiles
Henderson County shows 25 FEMA declarations, led by Severe Storm.
Similar Major-disaster share
Henderson County: 16 of 25 of its declarations are Major.
Similar modeled NRI score
Henderson County: NRI composite 84.5 (Relatively Moderate).
How these peers are chosen
Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.
Retained FEMA snapshot feed for Henderson County - capture-dated entries only.
Compare beyond this state
Nationwide peers by NRI score & FEMA declaration volume
Two PlainHazard-derived comparison paths for Henderson County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.
Similar NRI composite
Nearest out-of-state counties by FEMA NRI score. This county: 84.5 (Relatively Moderate).
Similar declaration volume
Nearest out-of-state counties by FEMA declaration count. This county: 25. NRI peers are excluded so the two link sets stay distinct.
Further reading for this county
Understanding disaster data
Henderson County's NFIP claims file (90 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.
More PlainHazard guides
- Most disaster-prone counties - U.S. counties ranked by FEMA declaration totals.
- Understanding disaster data - declarations vs storm events vs NRI scores.
- Preparing for natural disasters - household checklist (not county-specific advice).
Frequently Asked Questions
What is the most common disaster type in Henderson County?
The most common disaster type in Henderson County is Severe Storm, with 6 declarations. Other disaster types include Flood (4), Fire (4), Hurricane (4).
How does Henderson County's FEMA declaration record compare with the Texas average?
FEMA lists 25 declaration records for Henderson County. That is 20% above the Texas county mean of 20.9. Its count is also 21% above the national county mean of 20.7. A larger declaration history records more federal actions; it is not a forecast of the county's next hazard.
How many major FEMA disaster declarations has Henderson County received?
Henderson County has received 16 major disaster declarations, representing 64% of all 25 disaster declarations.
How many flood insurance claims has Henderson County filed?
Henderson County has 90 National Flood Insurance Program (NFIP) claims totaling $2.9M in payments, with an average of $32.5K per claim.
What was the worst year for disasters in Henderson County?
The most active year for disaster declarations in Henderson County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1966 to 2024.
What is the FEMA National Risk Index score for Henderson County?
According to the FEMA National Risk Index, Henderson County, Texas has an overall risk score of 84.5 out of 100 (Relatively Moderate). Social vulnerability here rates Very High, while community resilience comes in at Relatively Low. The Expected Annual Loss (EAL) score is Relatively Low, representing $37.4M in annualized losses.
Which natural hazard poses the greatest risk to Henderson County?
The top hazard flagged by FEMA's NRI for Henderson County is Cold Wave (risk rating: Relatively High). Other significant hazards include Tornado (Relatively High) and Strong Wind (Relatively High). FEMA's modeled event frequency puts cold wave here at roughly once every 2 years, drawn from 12 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology
Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.
Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.
Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.
This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.
FEMA OpenFEMA declarations + NRI for Henderson County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events