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Texas · FEMA + NOAA + National Risk Index

Hunt County, TX

18 FEMA disaster declarations (1990-2021), with a FEMA National Risk Index rating of Relatively Moderate. Most common hazard: Fire.

18
FEMA declarations
9
Major disasters
82
NRI risk · Relatively Moderate
Fire
Top hazard

The verdict

Hunt County has a nationally busy FEMA history: 18 declarations, more than 37% of counties in this registry. But the state comparison tempers that reading: the total is 14% below the Texas county mean. FEMA's separate National Risk Index places the county in the riskiest 18%; that score models loss and vulnerability rather than counting declarations.

Riskiest 18%
of U.S. counties for FEMA National Risk Index score
Relatively Moderate
FEMA National Risk Index rating
18
FEMA declarations vs 21 national county avg
63
NFIP flood insurance claims filed

FEMA's National Risk Index and its declaration registry are separate measures. This county's registry includes Fire Management Assistance (FM) records, which are not presidential disaster declarations, alongside Major Disaster (DR) and Emergency (EM) records.

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FEMA OpenFEMA declaration desk

County FIPS 48231 · Hunt County 18 declarations · rank 1989/3,266

DECL-MID · MAJOR-MID · RANK-LOWER · PHOTO-FINISH · NRI-MID · ACT-HIGH · TYPE-LEAD · VS-ST-BELOW

  • DECL-MID 18
  • MAJOR-MID 50%
  • RANK-LOWER #1,989
  • PHOTO-FINISH Monroe
  • NRI-MID 82
  • ACT-HIGH High
  • TYPE-LEAD Fire
  • VS-ST-BELOW -14%

Nearest declaration peer: Monroe, TN (0 declaration gap)

FEMA Disaster Declarations Summaries v2 filing stamps for this county register. Read with this county → · Texas state profile

Hunt County in the declaration-count neighbourhood

FEMA declaration records among Hunt County and nearest peers by total count

declarations

What this shows Hunt County carries 18 FEMA declaration records, ranked 1989 of 3,266 counties in this registry.

Source FEMA OpenFEMA Disaster Declarations Summaries v2 As of 2026-08-25

How Hunt County's FEMA declaration count compares nationally

Hunt County vs. all counties in this dataset

FEMA disaster declarations, all-time · Hunt County

18 37th percentile higher than 37% of 3,266 counties

This county 0 90 all U.S. counties FEMA tracks, bucketed by value

Each bar is a band; taller bars hold more counties. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source FEMA Disaster Declarations Summaries v2 · 2026-08-25

Hunt County's FEMA Risk Index score

0/100100/100Texas avg49/10082.2/100
FEMA National Risk Index composite score vs. the Texas county average

Which hazard drives modeled loss here?

FEMA's modeled annual dollar loss for Hunt County is led by Tornado (about $14.9M Expected Annual Loss, Historical Loss Ratio Very High), while Ice Storm carries the highest National Risk Index rating (Very High). EAL and risk score use different inputs; they need not agree.

Source: FEMA National Risk Index (December 2025 release) - Expected Annual Loss vs composite risk rating by hazard.

What does Hunt County's hazard record show?

Reading the federal records together

The NFIP claims register shows a middle-volume loss record here: 63 paid claims, totaling $1.6M. PlainHazard uses 50-499 claims for this descriptive band; FEMA does not publish it as a safety or coverage category. The $25.8K average describes payments on recorded claims only, leaving uninsured damage and properties without a claim outside the measure.

Start with the state benchmark: a Texas county averages 20.9 federal declaration records, while Hunt County has 18. The gap is 14% below that mean. Fewer entries indicate a quieter history of recorded federal actions, not immunity from a hazard and not a prediction about what happens next.

FEMA National Risk Index

This county sits among the highest-risk counties nationally on FEMA's National Risk Index, a composite score of 82.2/100 (Relatively Moderate). Expected Annual Loss is rated Relatively Low (roughly $43.3M in annualized losses). Social vulnerability reads Relatively Moderate and community resilience Relatively Moderate, both critical modifiers of realized harm here. Of the 18 hazards FEMA models, Ice Storm stands out as the sharpest exposure here, rated Very High. FEMA's modeled frequency puts that hazard at an average of 1.2 times per year here, based on 81 historical events on record.

52 /100

Historical Activity Index

High historical activity

Hunt County, TX · PlainHazard-derived composite from federal records

This 0–100 index is an explicit PlainHazard composite from FEMA declaration history only on the county surface (this DB has no county-level NOAA damage row) . It is not FEMA's National Risk Index, not a forecast, and not a safety, insurance, or preparedness rating. Open the calculator · Methodology

FEMA Declarations (1953–present) Moderate
13/30

18 OpenFEMA declarations, full ingest window (0.9x national county average)

County Disaster Density Moderate
11/25

18 declarations (0.9x state county average of 21)

Major Disaster Share High
13/25

9 of 18 declarations are major disasters (50%)

Hazard Diversity Very High
15/20

6 different disaster types declared in Hunt County

FEMA NRI 8-hazard radar - Hunt County

Hunt County NRI risk profile 8-axis FEMA National Risk Index radar showing per-hazard scores for Earthquake 25, Flood 25, Hurricane 8, Tornado 70, Wildfire 25, Drought 25, Heat Wave 48, Winter Storm 92. The simple mean of these eight displayed scores is 40 of 100. Earthquake Flood Hurricane Tornado Wildfire Drought Heat Wave Winter Storm 40 8-hazard mean
Hunt County NRI risk profile FIPS 48231 · displayed-hazard mean 40/100
How to read this radar

Each axis: NRI risk rating (Very Low-Very High) on a 0-100 scale. Rounder = broad exposure; spiky = one or two hazards dominate.

FEMA Records

18

Below median

Major Disaster share

50%

Major-heavy

NRI risk score

82

Relatively Moderate

Source: FEMA National Risk Index Per-county per-hazard ratings, December 2025 release

How often does each hazard strike Hunt County?

FEMA's National Risk Index models a historical event count and an annualized frequency for each hazard type. Most hazards are expressed as modeled occurrences per year; FEMA expresses drought and heat-wave frequency as event-days per year. These modeled frequencies are not forecasts.

Hazard NRI Risk Rating Recurrence
Ice Storm Very High an average of 1.2 times per year
Tornado Relatively High roughly once every 1 years
Hail Relatively High an average of 7.3 times per year
Heat Wave Relatively Moderate 16 modeled event-days per year
Cold Wave Relatively Moderate roughly once every 1 years
Strong Wind Relatively High an average of 4.2 times per year
Wildfire Relatively Low roughly once every 876 years
Riverine Flooding Relatively Low an average of 2.3 times per year
Winter Weather Relatively Moderate an average of 3.9 times per year
Earthquake Relatively Low roughly once every 904 years
Lightning Relatively Low an average of 57 times per year
Hurricane Very Low roughly once every 74 years
Drought Relatively Low 27 modeled event-days per year
Landslide Very Low roughly once every 10 years

Source: FEMA National Risk Index Modeled annualized frequency; drought and heat wave use event-days/year, December 2025 release

Disaster Types

Fire 5
Hurricane 4
Severe Ice Storm 3
Severe Storm 3
Biological 2
Other 1

What Fire declarations mean here

Fire is the most frequent declaration type on Hunt County's record, 28% of its declarations. Wildfire is the one hazard here with its own dedicated federal instrument: the Fire Management Assistance Grant, which appears in this data as an FM record. An FMAG can be authorised while a fire is still burning, on a timescale of hours, because its purpose is to reimburse the cost of fighting a fire that threatens to become a major disaster.

That distinction matters when comparing counties. An FM declaration is not a presidential major disaster declaration and does not carry the same assistance programmes, so a fire-heavy county's total is not directly comparable with a hurricane-heavy county's total unless the declaration types are separated, which is why they are listed separately on this page.

Declaration counts describe past federal action. They are a record of what was declared, not a forecast of future hazard probability.

Declaration Types

What DR / EM / FM mean

FEMA categorizes declarations as Major Disasters (DR), Emergencies (EM), or Fire Management Assistance (FM).

Major Disaster - 9 50.0%

of all 18 declarations

Emergency - 8 44.4%

of all 18 declarations

Fire Management - 1 5.6%

of all 18 declarations

FEMA Declarations Timeline

Year Declarations
2021 2
2020 2
2011 1
2008 2
2007 1
2006 1
2005 3
2003 1
2001 1
1999 2
1998 1
1990 1

Disaster Declarations

How the 18 FEMA declarations break into federal action codes (DR / EM / FM). Same DISTINCT grain as the table below.

Download these 18 declarations as CSV . FEMA source data is public domain; our derived presentation is CC0.

DR# Title Type Incident Date
4586 SEVERE WINTER STORMS DR Severe Ice Storm 2021-02-19
3554 SEVERE WINTER STORM EM Severe Ice Storm 2021-02-14
4485 COVID-19 PANDEMIC DR Biological 2020-03-25
3458 COVID-19 EM Biological 2020-03-13
4029 WILDFIRES DR Fire 2011-09-09
3294 HURRICANE IKE EM Hurricane 2008-09-10
3284 WILDFIRES EM Fire 2008-03-14
1709 SEVERE STORMS, TORNADOES, AND FLOODING DR Severe Storm 2007-06-29
1624 EXTREME WILDFIRE THREAT DR Fire 2006-01-11
1606 HURRICANE RITA DR Hurricane 2005-09-24
3261 HURRICANE RITA EM Hurricane 2005-09-21
3216 HURRICANE KATRINA EVACUATION EM Hurricane 2005-09-02
3171 LOSS OF THE SPACE SHUTTLE COLUMBIA EM Other 2003-02-01
1356 SEVERE WINTER ICE STORM DR Severe Ice Storm 2001-01-08
3142 EXTREME FIRE HAZARDS EM Fire 1999-09-01
2285 TX-GREENVILLE FIRE FM Fire 1999-08-31
1239 TROPICAL STORM CHARLEY DR Severe Storm 1998-08-26
863 SEVERE STORMS, TORNADOES & FLOODING DR Severe Storm 1990-05-02

Storm Events in Texas

Statewide NOAA context only. PlainHazard does not currently attribute these state totals to Hunt County.

Storm Type Events Fatalities Injuries Property Damage
Hail 14,072 0 15 $7.4B
Thunderstorm Wind 10,293 41 141 $369.9M
Drought 7,032 0 0 $86.0K
Flash Flood 4,728 338 24 $47.6B
Heat 4,079 119 405 $0

Source: NOAA Storm Events Database State-level aggregated data, 2015-2025

NFIP Flood Insurance Claims

Total Claims

63

Total Paid

$1.6M

Avg Per Claim

$25.8K

Source: FEMA National Flood Insurance Program (NFIP) OpenFEMA Claims Data

FEMA National Risk Index

Overall Risk

Relatively Moderate

Score: 82.2/100

Expected Annual Loss

Relatively Low

$43.3M/year

Social Vulnerability

Relatively Moderate

Community Resilience

Relatively Moderate

Hazard Risk Breakdown

Ice Storm Very High
Tornado Relatively High
Hail Relatively High
Heat Wave Relatively Moderate
Cold Wave Relatively Moderate
Strong Wind Relatively High
Wildfire Relatively Low
Riverine Flooding Relatively Low
Winter Weather Relatively Moderate
Earthquake Relatively Low
Lightning Relatively Low
Hurricane Very Low
Drought Relatively Low
Landslide Very Low

Source: FEMA National Risk Index (NRI) Ratings reflect relative scores among all US counties. Data: hazards.fema.gov/nri

The model's sharpest exposure here: Ice Storm

Ice storms load power lines and tree limbs with accumulating freezing rain until they fail. The characteristic cost is infrastructure and multi-day power loss across a wide area rather than structural damage to buildings, which is why their consequences often outlast the weather that caused them.

Worth noting for Hunt County: the model and the federal record do NOT point at the same hazard. Ice Storm carries the highest modeled rating (Very High), while the county's declaration history is led by Fire. That is not a contradiction, the two measure genuinely different things. Declarations record federal ACTION, which requires damage costly enough to exceed state and local capacity; the Risk Index models EXPECTED annual loss across all 18 hazards whether or not any declaration ever followed. A hazard can be the county's largest modeled exposure and never once have driven a declaration.

National Risk Index ratings are modeled estimates of expected annual loss, not predictions of what will happen in any given year.

Data-matched county comparisons

Hunt County's closest FEMA peer: Rensselaer County, NY

Comparisons use published FEMA declaration fields plus the National Risk Index composite for Hunt County. Record similarity, not a safety rating.

How these peers are chosen

Cohort: Published U.S. county equivalents outside the source state or territory. Each metric keeps six ETL candidates; three unique destinations are shown after de-duplicating across axes. Declaration-volume ranking combines count and Major-disaster share and prefers a different leading incident type; Major-share ranks the Major fraction adjusted for volume; NRI ranks the modeled composite score only.

Retained FEMA snapshot feed for Hunt County - capture-dated entries only.

Compare beyond this state

Nationwide peers by NRI score & FEMA declaration volume

Two PlainHazard-derived comparison paths for Hunt County: nearest out-of-state National Risk Index composite and nearest FEMA declaration count (floor ≥5 records). Record similarity only, not a forecast of the next hazard.

Further reading for this county

Understanding disaster data

Hunt County's NFIP claims file (63 claims) and FEMA declaration history measure different federal records - this guide separates them from modeled NRI risk.

More PlainHazard guides

Frequently Asked Questions

What is the most common disaster type in Hunt County?
The most common disaster type in Hunt County is Fire, with 5 declarations. Other disaster types include Hurricane (4), Severe Ice Storm (3), Severe Storm (3).
How does Hunt County's FEMA declaration record compare with the Texas average?
The typical Texas county has 20.9 FEMA declaration records; Hunt County has 18, or 14% fewer. Against the national county mean of 20.7, this county's total is 13% lower. The comparison is historical and says nothing about the probability of a future event.
How many major FEMA disaster declarations has Hunt County received?
Hunt County has received 9 major disaster declarations, representing 50% of all 18 disaster declarations.
How many flood insurance claims has Hunt County filed?
Hunt County has 63 National Flood Insurance Program (NFIP) claims totaling $1.6M in payments, with an average of $25.8K per claim.
Does FEMA's top risk-rated hazard match the highest Expected Annual Loss in Hunt County?
No. In Hunt County, Ice Storm has the highest National Risk Index rating (Very High), while Tornado leads Expected Annual Loss at about $14.9M. FEMA's risk score and dollar-loss model use different inputs, so the leaders often differ.
What was the worst year for disasters in Hunt County?
The most active year for disaster declarations in Hunt County was 2005, with 3 declarations. The county has FEMA disaster data spanning 1990 to 2021.
What is the FEMA National Risk Index score for Hunt County?
According to the FEMA National Risk Index, Hunt County, Texas has an overall risk score of 82.2 out of 100 (Relatively Moderate). On social vulnerability the county rates Relatively Moderate; on community resilience, Relatively Moderate. The Expected Annual Loss (EAL) score is Relatively Low, representing $43.3M in annualized losses.
Which natural hazard poses the greatest risk to Hunt County?
Based on FEMA NRI data, the highest-risk natural hazard in Hunt County as of the latest release is Ice Storm (risk rating: Very High). Other significant hazards include Tornado (Relatively High) and Hail (Relatively High). FEMA's modeled event frequency puts ice storm here at an average of 1.2 times per year, drawn from 81 historical events on record. These scores are based on FEMA's analysis of historical event frequency, exposed assets, and community vulnerability.
Data Sources & Methodology

Disaster declaration data comes from the FEMA OpenFEMA Disaster Declarations Summaries v2 API, which includes all federally declared disasters, emergencies, and fire management assistance grants.

Storm event data is sourced from the NOAA Storm Events Database (2015-2025), which tracks significant weather events including thunderstorms, tornadoes, floods, and winter storms.

Flood insurance data comes from the FEMA National Flood Insurance Program (NFIP) OpenFEMA claims dataset.

This data is provided for informational purposes only. FEMA disaster declarations represent federal response actions and may not capture all local emergencies or weather events.

FEMA OpenFEMA declarations + NRI for Hunt County · vintage 2026-08-25 · Methodology · Texas profile · Verify with FEMA OpenFEMA · Verify with NOAA Storm Events